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Joan Locel Lugod (chinaeyes)

Joined 16 months ago from Philippines




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A fan of money who enjoys reading and talking about it and  most especially, use it -- wisely.

Most of the time, you can find her tinkering the web for ways on how to spend less and grow her money.

Since getting into the financial world in 2010, she has never left it. She is continuously working her way to becoming an excellent, amazing and practical financial advisor, herself being her guinea pig.

But more than her zest for everything money, she finds delight and cherishes life more - with money making it easier for her to live!

Joy loves to travel with her husband because she thinks that he’s at his best behaviour when outside of their turf. She really does bank on these occasions.

If you find her or her hubs interesting or not, let her know about it. She appreciates criticism.

All in all, she tries to be objective in every situation. But if it requires her opinion, she surely has one ready and waiting for an opportunity.

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