Inflation means that even if you get your money back as expected it may not buy as much as you though. This is bad for investments, but worse for some assets than others.
Investing in different asset classes can help you reduce risk without reducing return and gives you tools to help you make your investment portfolio meet your goals.
What are the pros and cons of investing in preference shares? Are they a good investment to make you money?
Preference shares (or preferred stock or 'prefs') are shares in a company which have a (usually) guaranteed dividend. They are therefore a hybrid similar to both shares and corporate bonds.
Many areas of life and work are now affected by long term financial models. Modelling areas can affect millions of people and cost billions so it is important models are designed well.
When investing money higher expected returns comes with more risk, and safer investments generally pay less. Understanding this, and how much risk you are willing to take, is important in managing your investments.
Explains the difference between tax planning (legal), tax evasion (illegal) and tax avoidance (somewhere in between) and the risks involved.
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
What does cash commutation mean? When you can you commute pension into cash? This article explains what cash commutation is, and the various times you can turn your retirement pension into cash.
The President of the United States is the world's most powerful man and has a lot of power over my life. But I don't get to vote in the election. Only Americans do. Is that fair?
Some of the questions you need to think about in managing your personal pension or individual retirement account.
Should I take up the maximum tax free lump sum (pension commencement lump sum) from my pension scheme?
Should you take the maximum tax free cash lump sum (pension commencement lump sum) from your pension scheme? Unfortunately it is not always a good deal. This article gives some things to think about.
The case for and against investing in gold. It can be a store of value but it doesn't earn an income itself. Is it good insurance against inflation? Will it carry on going up forever?
What is passive investing and is it a good investment strategy to make you money? Pros and cons vs active management.
Describes what active and passive investment strategies are and discusses whether one is always better than the other.
Tips for driving traffic to your hubpages.com hubs. Discussion of how to write well for search engines without trying to cheat them.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors. A short description of the pros and cons of equity investing and considerations relevant to retail...
A brief explanation of what corporate bonds are and what their good and bad points are for investors. A short description of the pros and cons of corporate bonds and details relevant to retail investors.