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Joy (joym7)

Joined 3 years ago from United States

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Hi I'm Joy and I am an active blogger and writer. I like to share stuff which relates to financial life and frugal living. I regularly share ideas and posts on personal finances, credit scores & reports. Please do come back to my hubs for useful and interesting pieces on personal finance. Do leave in your comment and feedback; it is highly appreciated!

Cheers! 

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