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Sample Non-Permissible Purpose Letter

by Dale G. Holmes

Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If... published 5 months ago

0 comments    finance credit repair fico score

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Remove Inaccurate Credit Information From Your Credit File

by Dale G. Holmes

Credit reports can be filled with inaccurate information that damages your credit score. If you're one of the many people who haven't checked their credit reports in a while please keep reading. According to... published 6 months ago

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How To: Credit Repair Basics

by Dale G. Holmes

Credit repair can seem like an insurmountable and complicated task, especially for those with very poor credit. The road to repairing the damage can seem long with little or no light at the end of the tunnel.... published 6 months ago

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Sample Paid Collection Letter

by Dale G. Holmes

Trying to remove a paid collection account from your credit report to raise your FICO score can be frustrating. The letter below can help. Thank a person on the internet named PsychDoc. It's his letter and... published 5 months ago

2 comments    finance credit repair fico score

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Sample Debt Validation Letter

by Dale G. Holmes

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide... published 5 months ago

2 comments    finance credit repair fico score

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Sample Pay For Delete Letter

by Dale G. Holmes

Credit repair often begins with attempting to remove collection accounts from your credit reports. Below is a sample "Pay For Delete" letter to send to a collection agency to try and get them to agree to... published 5 months ago

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