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79Wise Words: A Collection of Frugal Quotes
"Beware of little expenses; a small leak will sink a great ship"-- Benjamin Franklin "He who does not economize will have to agonize"--Confusius "Nothing is a waste of time if you use the experience...
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87THE TRUTH: Cigarettes versus Electronic Cigarettes
Cigarette Smoking Statistics In 2006, an estimated 26.2 million men (23.5 percent) and 20.9 million women (18.1 percent) are smokers in the United States. These people are at higher risk of heart attack and...
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788 Simple Ways to Cut Spending
Cutting back on spending does not have to be a hard thing to do and it also does not mean you have to make a ton of sacrifices. It does mean you have to be more creative on how to pinch pennies or stretch...
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80The Benefits of Budgeting
Provides Knowledge Personal budgeting is a valuable tool leading you on a road of financial self-discovery. It allows you to learn exactly how much money is coming into the household, how fast it goes out and...
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77Benefits of Joining a Credit Union
The economic downturn caused major corporations, including financial institutions like banks to ask for bailout money from The United States Federal Government. On the other hand, credit unions as a whole are...
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77The 10 Most Financially Happiest States
Economist Arthur Okun formulated "Okun's Law" and created the Misery Index as a means to measure the worsening of inflation by adding the unemployment rate to the inflation rate. The index is based on the...
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75Tips for Free or Low Cost Prescriptions
No question about it, health care costs have skyrocketed in recent years. Even people with health insurance have cause for concern since some are paying high deductibles and with little or no prescription...
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76Garage Sale Shopping Strategies
Scour local classified ads in newspapers and free papers that may be available to your area and circle the ads that interest you. Check the Internet for local garage sale ads. Many yard and garage sale...
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72Inexpensive Homemade Masks & Scrubs
Making your own facial beauty masks and scrubs is easy, fun and surprisingly very inexpensive. Many of the recipes can be easily whipped up right from ingredients you may already have on hand in the bathroom...
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74Homegrown: Thrifty Gardening Ideas
If you do not have experience in gardening before now, there is absolutely no reason to stress over it. What's the worst that can happen? A plant may die, or maybe a plant will produce little fruit—if any...
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