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86THE TRUTH: Cigarettes versus Electronic Cigarettes
Cigarette Smoking Statistics In 2006, an estimated 26.2 million men (23.5 percent) and 20.9 million women (18.1 percent) are smokers in the United States. These people are at higher risk of heart attack and...
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80Easy Ways to Become Debt Free
Is there an easy way to become debt-free? Yes, living below your means is a very easy way to becoming debt-free. If you have overextended yourself in the credit department, it will not be a quick road to...
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80The 10 Most Financially Happiest States
Economist Arthur Okun formulated "Okun's Law" and created the Misery Index as a means to measure the worsening of inflation by adding the unemployment rate to the inflation rate. The index is based on the...
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79Wise Words: A Collection of Frugal Quotes
"Beware of little expenses; a small leak will sink a great ship"-- Benjamin Franklin "He who does not economize will have to agonize"--Confusius "Nothing is a waste of time if you use the experience...
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78Tips for Free or Low Cost Prescriptions
No question about it, health care costs have skyrocketed in recent years. Even people with health insurance have cause for concern since some are paying high deductibles and with little or no prescription...
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78Gift Giving on a Budget
Holiday and special occasion gift giving with all the trimmings can become quite expensive. After the gift has been purchased, the wrapping, tissue paper, bows and cards may cost as much as the gift itself. ...
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74Container Vegetable Gardening
Many assume that just because they live within a limited space like an apartment, condominium or townhouse think they are unable to grow a vegetable garden. However, just the opposite is true. Container...
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77Benefits of Joining a Credit Union
The economic downturn caused major corporations, including financial institutions like banks to ask for bailout money from The United States Federal Government. On the other hand, credit unions as a whole are...
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74Notice a Difference and Make a Difference
If you would like to really make a difference in your utility bill while helping to save the environment at the same time—it can be as easy as flicking a switch. If every single American switched an...
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75The Benefits of Budgeting
Provides Knowledge Personal budgeting is a valuable tool leading you on a road of financial self-discovery. It allows you to learn exactly how much money is coming into the household, how fast it goes out and...
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