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77The Benefits of Budgeting
Provides Knowledge Personal budgeting is a valuable tool leading you on a road of financial self-discovery. It allows you to learn exactly how much money is coming into the household, how fast it goes out and...
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70Notice a Difference and Make a Difference
If you would like to really make a difference in your utility bill while helping to save the environment at the same time—it can be as easy as flicking a switch. If every single American switched an...
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76THE TRUTH: Cigarettes versus Electronic Cigarettes
Cigarette Smoking Statistics In 2006, an estimated 26.2 million men (23.5 percent) and 20.9 million women (18.1 percent) are smokers in the United States. These people are at higher risk of heart attack and...
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66Guide to Passive Composting
Autumn’s crisp breeze fill the air, while nature provides a spectacular visual performance in radiant hues of reds, browns, oranges and golds...signifying Winter near. That is, if you are lucky enough to...
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65The Inexpensive, Highly Nutritious Pinto Bean
The pinto bean [Phaseolus vulgaris L.] is a member of the kidney bean family and can be described as a tan, oval-shaped, mottled bean with dark brown patterns appearing on the outer shell. These popular...
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71Container Vegetable Gardening
Many assume that just because they live within a limited space like an apartment, condominium or townhouse think they are unable to grow a vegetable garden. However, just the opposite is true. Container...
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68What is Financial Diversification?
Diversification is a risk management technique used in implementing a strategy of mixing your assets within a variety of investments called a portfolio. By not placing your eggs all in one basket or...
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65Save Money & Energy with Whole-House Efficiency
According to the United States Department of Energy, the typical American family spends about $1,900 a year on home utility bills. Unfortunately, a huge portion of that valuable energy is wasted. It is...
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62Guide to Coupon Codes: Searching & Saving
Why pay more for merchandise than you have to pay? For some individuals, shopping online is a real time saver and a super convenience. For others, it is an amazing opportunity to save money as well because...
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58How to Avoid Debt
If you are concerned about debt, you're not alone — quite a few of us are. Even those individuals that don't have much debt are worried. And it's no wonder, everywhere we turn the media bombards us with the...
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