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Wise Words: A Collection of Frugal Quotes
"Beware of little expenses; a small leak will sink a great ship"-- Benjamin Franklin "He who does not economize will have to agonize"--Confusius "Nothing is a waste of time if you use the experience...
11 commentsGift Giving on a Budget
Holiday and special occasion gift giving with all the trimmings can become quite expensive. After the gift has been purchased, the wrapping, tissue paper, bows and cards may cost as much as the gift itself. ...
3 commentsNotice a Difference and Make a Difference
If you would like to really make a difference in your utility bill while helping to save the environment at the same timeāit can be as easy as flicking a switch. If every single American switched an...
12 commentsThe Benefits of Budgeting
Provides Knowledge Personal budgeting is a valuable tool leading you on a road of financial self-discovery. It allows you to learn exactly how much money is coming into the household, how fast it goes out and...
6 commentsTips for Free or Low Cost Prescriptions
No question about it, health care costs have skyrocketed in recent years. Even people with health insurance have cause for concern since some are paying high deductibles and with little or no prescription...
3 comments8 Simple Ways to Cut Spending
Cutting back on spending does not have to be a hard thing to do and it also does not mean you have to make a ton of sacrifices. It does mean you have to be more creative on how to pinch pennies or stretch...
8 commentsEasy Ways to Save Money Everyday
During these economic times, a supermarket trip can cost as much as a car payment. However, with a little knowledge, strategic planning and diligence, significant savings are achievable. Having a clear...
12 commentsWhat is Financial Diversification?
Diversification is a risk management technique used in implementing a strategy of mixing your assets within a variety of investments called a portfolio. By not placing your eggs all in one basket or...
2 commentsGarage Sale Shopping Strategies
Scour local classified ads in newspapers and free papers that may be available to your area and circle the ads that interest you. Check the Internet for local garage sale ads. Many yard and garage sale...
0 commentsHow to Immediately Lower Your Grocery Bill
Food is one of the basic human necessities and many people find it a very difficult area in which to save. It is possible to save money on the cost of groceries in many ways without taking extreme measures or...
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