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81

Wise Words: A Collection of Frugal Quotes

"Beware of little expenses; a small leak will sink a great ship"-- Benjamin Franklin "He who does not economize will have to agonize"--Confusius "Nothing is a waste of time if you use the experience...

11 comments    finance home money
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Gift Giving on a Budget

Holiday and special occasion gift giving with all the trimmings can become quite expensive. After the gift has been purchased, the wrapping, tissue paper, bows and cards may cost as much as the gift itself. ...

3 comments    family finance friends
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Notice a Difference and Make a Difference

If you would like to really make a difference in your utility bill while helping to save the environment at the same time—it can be as easy as flicking a switch. If every single American switched an...

12 comments    technology finance home
Image by Wendibular - http://www.flickr.com/photos/wendibular/1367356895/76

The Benefits of Budgeting

Provides Knowledge Personal budgeting is a valuable tool leading you on a road of financial self-discovery. It allows you to learn exactly how much money is coming into the household, how fast it goes out and...

6 comments    finance money tips
82

Tips for Free or Low Cost Prescriptions

No question about it, health care costs have skyrocketed in recent years. Even people with health insurance have cause for concern since some are paying high deductibles and with little or no prescription...

3 comments    health money drugs
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8 Simple Ways to Cut Spending

Cutting back on spending does not have to be a hard thing to do and it also does not mean you have to make a ton of sacrifices. It does mean you have to be more creative on how to pinch pennies or stretch...

8 comments    finance money tips
76

Easy Ways to Save Money Everyday

During these economic times, a supermarket trip can cost as much as a car payment. However, with a little knowledge, strategic planning and diligence, significant savings are achievable. Having a clear...

12 comments    finance money save money
66

What is Financial Diversification?

Diversification is a risk management technique used in implementing a strategy of mixing your assets within a variety of investments called a portfolio. By not placing your eggs all in one basket or...

2 comments    finance financial savings
67

Garage Sale Shopping Strategies

Scour local classified ads in newspapers and free papers that may be available to your area and circle the ads that interest you. Check the Internet for local garage sale ads. Many yard and garage sale...

0 comments    shopping save money ads
This is the first page of a grocery store's sales circular. The chicken breast in the top left hand corner has a limit of 3 per customer, that is a loss lead item.  Many of the other items on the front page are on sale.72

How to Immediately Lower Your Grocery Bill

Food is one of the basic human necessities and many people find it a very difficult area in which to save. It is possible to save money on the cost of groceries in many ways without taking extreme measures or...

7 comments    how to money budget
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