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80Wise Words: A Collection of Frugal Quotes
"Beware of little expenses; a small leak will sink a great ship"-- Benjamin Franklin "He who does not economize will have to agonize"--Confusius "Nothing is a waste of time if you use the experience...
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83The Benefits of Budgeting
Provides Knowledge Personal budgeting is a valuable tool leading you on a road of financial self-discovery. It allows you to learn exactly how much money is coming into the household, how fast it goes out and...
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77Gift Giving on a Budget
Holiday and special occasion gift giving with all the trimmings can become quite expensive. After the gift has been purchased, the wrapping, tissue paper, bows and cards may cost as much as the gift itself. ...
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66The Inexpensive, Highly Nutritious Pinto Bean
The pinto bean [Phaseolus vulgaris L.] is a member of the kidney bean family and can be described as a tan, oval-shaped, mottled bean with dark brown patterns appearing on the outer shell. These popular...
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72Notice a Difference and Make a Difference
If you would like to really make a difference in your utility bill while helping to save the environment at the same time—it can be as easy as flicking a switch. If every single American switched an...
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67Credit Unions vs Banks
Banks despise credit unions and have lobbied unsuccessfully in the past to eliminate them or who can join them. The Federal agency (National Credit Union Administration - NCUA) that charters and oversees...
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758 Simple Ways to Cut Spending
Cutting back on spending does not have to be a hard thing to do and it also does not mean you have to make a ton of sacrifices. It does mean you have to be more creative on how to pinch pennies or stretch...
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73Easy Ways to Save Money Everyday
During these economic times, a supermarket trip can cost as much as a car payment. However, with a little knowledge, strategic planning and diligence, significant savings are achievable. Having a clear...
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71How to Maximize Your Paycheck
Many individuals when they take on a new job, or have stayed on board with the same employer for a long time have a tendency to leave the details of their paycheck to the accounting or human resource...
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66Best Times for the Best Buys an A to Z Guide
Many die-hard bargain hunters have known for a long time there is a best time to purchase virtually anything. Learning these "best times" greatly enhances the chance of snatching extraordinary deals. This...
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