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ElizabethGrant profile image47

Self Certification Mortgages

"Self Cert" or not "Self Cert" - That is the question... Okay, so it's not exactly Shakespeare - but there is no need to make a drama out of self certification mortgages for self-employed people. The standard...

business self cert mortgages
ElizabethGrant profile image50

Self Certification Mortgages – The Basics

Many people find self certification mortgages to be a bit of a minefield. Below we look at some of the basic information about self certification mortgages. For first time buyers, the mortgage is a big part of...

business self cert mortgages
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What About Bad Credit Self Cert Mortgages?

Applicants who wish to apply for a self cert mortgage but who have an bad credit history are just as likely to obtain a mortgage then those without ‘blemishes' on their credit file. The only difference being...

business
ElizabethGrant profile image51

The Decision Between Fixed Rate Offset Mortgages or Trackers

It is an eternal debate when it comes to mortgages - do you choose the fixed rate deal or do you go for the tracker? It's not an easy decision as both forms of loans have positives and negatives, and both...

business mortgage offset mortgages
ElizabethGrant profile image46

A Self Cert Re Mortgage – How Long Does it Take?

Generally a self-cert mortgage will take between 6-8 weeks from start to finish. This is an average on all cases and there are exceptions to the rule. Some urgent cases can take two weeks to complete, although...

business
ElizabethGrant profile image48

The Credit Crunch Has Crossed The Pond To The UK

It's pretty hard to avoid the panic and the pandemonium that has come out of the world finance markets as a result of the credit crunch. Journalists and analysts have spelt out the end of the world because of...

business mortgage subprime
ElizabethGrant profile image57

How You Can Benefit From Second Mortgages

Every homeowner can, and one time or another, benefit from some financial help. There are times when things are a bit tight, when monthly bills begin to get on top of one another and it fees like you are...

business mortgage second mortgage
ElizabethGrant profile image47

Self Cert Remortgages

There are many reasons why people look to re-mortgage. The most common reasons are as follows; To save money, debt consolidation, capital raising, better service and marriage or relationship break ups. Saving...

business self cert remortgage
ElizabethGrant profile image57

Understand What Adverse Lenders Are Looking For

None of us are mind readers, but it might seem like you need to be after being rejected for a loan again and again by adverse lenders. What was wrong? Was it the application? Is it due to income? Did past...

business bad credit mortgage mortgage lender
ElizabethGrant profile image49

Can I Still Find a Good Adverse Credit Mortgage?

The credit crunch, which has seen the US mortgage market crumble in the last six months, has finally hit the UK and things are not looking good for our mortgage market. Recently, most UK mortgage lenders...

business bad credit mortgage adverse mortgage
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