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83FHA Loan Requirements
FHA loan requirements have been relaxed as part of the Federal government's Housing and Economic Recovery Act, 2008. The purpose of the act is to provide some relief for home owners affected by the housing...
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68Recent Mortgage Rates Trends
Recent mortgage rates trends have defied all long-range predictions. Back in '07, when mortgage rates were sliding down towards 6%, all the pundits were saying that it couldn't last much longer. I mean we were talking mortgage rates lower than had been seen at any time since the oil price shocks to inflation in the early 1970s.
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63Gift Credit Cards
A gift credit card sounds like a lovely idea, but read the fine print before buying or using a gift credit card. There are benefits of gift credit cards, and problems with gift credit cards, and the difference is all in the terms and conditions.
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72FHA 203k Loans
FHA 203k loans solve a major problem for homebuyers. When your new dream home is a fixer-upper, getting a mortgage can be tough. Your bank won't lend the money to buy the house until the repairs are complete, and the repairs can't be done until the purchase house has been settled. FHA 203k loans were designed to address the Catch-22 that exists for buyers who need to "fix up" or renovate their property in order to make it livable. How do you pay the mortgage, pay for renovations, and pay rent,
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61FHA Loans For People With Bad Credit
FHA loans for people with bad credit are actually reasonably accessible. It's true that you need to meet some FHA loan requirements in order to qualify for an FHA loan, but those FHA loan requirements do not include having an unblemished credit record.
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50Best New Personal Finance Blogs 2008
Whether it's mortgages, interest rates, foreclosures, and refinancing, or it's credit cards, debt consolidation and credit repair, financial issues impact every one of us in different ways throughout our lives. Schools don't teach this stuff, and it can be pretty difficult to pick it up as adults, too. Blogs can help to fill the gap, because a blog post is a neat, contained piece of information about one specific topic - sort of "bite-sized" financial education, as it were.
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