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79

Blog Traffic - How To Get More Traffic To Your Blog

Blog traffic - without it, the whole exercise of blogging becomes somewhat self-indulgent and pointless, doesn't it? Whether you are blogging to make money online, or just to reach a wider audience with your...

15 comments    business finance seo
Recent mortgage rates trends are all one way - downward! Photo:pnwra77

Recent Mortgage Rates Trends

Recent mortgage rates trends have defied all long-range predictions. Back in '07, when mortgage rates were sliding down towards 6%, all the pundits were saying that it couldn't last much longer. I mean we were talking mortgage rates lower than had been seen at any time since the oil price shocks to inflation in the early 1970s.

1 comment    finance money investing
A gift credit card has many uses.76

Gift Credit Cards

A gift credit card sounds like a lovely idea, but read the fine print before buying or using a gift credit card. There are benefits of gift credit cards, and problems with gift credit cards, and the difference is all in the terms and conditions.

2 comments    finance money credit cards
70

Steps To Refinancing A Mortgage

The steps to refinancing a mortgage are simple, but skipping the first step can cause problems. The first, most important of the steps to refinancing a mortgage is to decide what your main objective is for doing the refinancing.

0 comments    advice how to finance
In a fog about high yield investments? Photo:ricourian68

High Yield Investments

In low interest times, everyone's attention turns to high yield investments. When you have become accustomed to getting 6% or even 8% on your cash at call, a sudden drop to 4% is painful. It can be tempting to look farther afield than cash management accounts. Don't get me wrong - you should definitely diversify in any case. But avoid the temptation to swing a sizeable portion of your capital into corporate bonds, debentures, and securitization funds.

1 comment    finance money investing
66

Bond Investing

Bond investing, investment grade bonds, junk bonds, high yield bonds, government bonds, how to invest in bonds, and the rols of bonds in your investment portfolio.

4 comments    business finance money
Mortgage rates predictions can't be trusted65

Mortgage Rate Predictions

Mortgage rates predictions can't be trusted - at least, not completely - in this current uncertain economic environment. When life moved a slower pace, and when mortgages were less widespread, movements in mortgage rates predictions were much less significant than they are today.

0 comments    finance money real estate
How much can I borrow? Mortgage calculation by David D. Muir.65

How Much Can I Borrow? Mortgage Calculation Made Easy

"How much can I borrow?" Mortgage payments are a huge part of our regular financial commitments, and most lenders have strict limits on measures such as the percentage of your income that you can spend making your mortgage repayments, the size of your downpayment, and the amount of other debt you are carrying.

1 comment    advice finance money
The HUD FHA insurance fund helps ordinary Americans buy homes. Photo: pnwra64

The HUD FHA Insurance Fund

The HUD FHA insurance fund was established during the Great Depression, when rates of foreclosure and default rose sharply. The purpose of the fund was to protect lower income Americans from being squeezed out of the home ownership market. These days, we need it more than ever!

1 comment    finance home money
FHA loans for people with bad credit make home ownership a possibility. Photo:seier+seier+seier63

FHA Loans For People With Bad Credit

FHA loans for people with bad credit are actually reasonably accessible. It's true that you need to meet some FHA loan requirements in order to qualify for an FHA loan, but those FHA loan requirements do not include having an unblemished credit record.

1 comment    finance money income
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