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Miranda Marquit profile image88

Improving Your FICO Score

Your credit score, or FICO score, is an important part of your personal finance situation. Knowing your credit rating is only part of the battle, though. Once you know where you stand, you need to know how to...

20 comments    finance credit credit score
Miranda Marquit profile image84

Which Credit Cards Should I Close?

A while ago, I cancelled my Chase credit card. I had had it for two or three years, but I was tired of dealing with it. Besides, I had other credit cards. So, how did I decide that the Chase card was the one...

8 comments    finance money credit
It can help to understand the difference between a tax deduction and a tax credit86

The Difference Between a Tax Deduction and a Tax Credit

There are two ways of lowering how much you owe the Federal government when it comes to taxes: the tax deduction and the tax credit. Understanding the difference between the two can be helpful for many people,...

1 comment    finance money taxes
The key to success in many areas is a good FICO score.78

What Is Your FICO Score Used For

Your FICO score is used for a variety of purposes. Among those that use your credit rating are not-so-surprising snoopers, like lenders and creditors. However, you might be surprised that employers and...

4 comments    finance credit debt
Miranda Marquit profile image53

Watch Out for Credit Card Fees

Whenever you open a new credit card account, it is important to realize that at some point, credit card fees are likely to come into play. In fact, depending on the credit cards you use, these fees may come...

1 comment    finance money credit cards
Financial planning should include profitable use of credit cards.63

What Makes a Good Credit Card

Sometimes, we are inclined to think of credit cards as the root of all evil. However, like so many other things in life, credit cards are merely tools. How we use them determines their ultimate effect on our...

3 comments    finance money personal finance
Miranda Marquit profile image61

What Can You Do About Changes to Your Credit Card Account?

If you have credit cards, you have probably already seen notifications about changes to your credit card account. These changes to terms and conditions of the credit card account are within the legal rights of...

1 comment    finance money credit
70

Managing Credit Card Debt Hell

Credit card debt tends to sneak up on you. One day you're using your credit cards, and the next you realize that you are managing credit card debt hell. However, it doesn't have to be like that forever. There...

5 comments    finance credit card debt
You can help your credit by knowing the recipe for a better FICO score.76

What Goes Into Your Credit Score

You know that your FICO score (a.k.a. your credit score) is important. You also know that there are several factors that contribute to your credit score. The formula used for figuring a FICO score is...

4 comments    finance money credit
Miranda Marquit profile image76

Unnecessary Insurance Policies

It is true that insurance can be a real life-saver. After all, health insurance, life insurance, auto insurance and home insurance are all necessary parts of financial planning for the future. You want to be...

8 comments    finance insurance
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