S'mores 3 ways

Well, it's finally memorial day weekend! Instead of going camping somewhere and spending money on gas, forgotten food, and ice, we are going to go camping here in the yard! One of our favorite things when we...

Tired of being walked all over? Fix it!

I don't know about you, but I am sick and tired of brushing dirt off of me all the time! What I mean is, I'm tired of friends and family, or so called friends, walking all over me! I'm so tired of this that...

My little gnome ornaments

These little guys were so much fun to make! I am planning on making enough for the little tree that he is hanging on. This little guy is made out of pine cones, wood beads, holland 100% wool felt, and wool...

Dealing with negative people

Well, my Mom is up visiting for the 4th. She is here every year because it's her birthday on the 5th of July. She always complains about it, that everyone isn't in the birthday mood the day after the 4th. I've...

Staycation instead of Vacation

I was watching the news this morning and they had a huge story on "Staycations", Staying at home instead of going on vacations because people just flat can't afford it. This is our family this summer!...

The debt game.

Credit Card Debt and Debt Settlement

I was recently reviewing different websites and debt settlement programs to see what this debt settlement thing is all about. From what I have learned I would personally STAY AWAY from this type of program. I...

More than enough the secret to life

No matter how much we have it seems like it's never really enough. A big raise comes with more debt and wanting more money. A new pair of jeans can give that instant gratification in retail therapy, but that...

Stimulus Refund, No Vacation

Well, I just found out that since I paid my tax prep fees with my refund I was getting in January, I won't be getting my stimulus refund until after July 11th! So this means NO VACATION FOR US! By the time I...

10 Ways to Simplify Your Budget

60 Percent Solution--There are many ways to structure your budget, but the simplest I’ve found is the 60% solution. Basically, this budget asks you to fit your regular monthly expenses within 60% of your...