Credit Card Debt and Debt Settlement

I was recently reviewing different websites and debt settlement programs to see what this debt settlement thing is all about. From what I have learned I would personally STAY AWAY from this type of program. I...

Negativity and your Sanity!

Do any of you have this type of person in your life too? You know who I'm talking about, that person that has NOTHING nice to say about anyone, a constant gossip that makes you feel bad, and is always...

Stimulus Refund, No Vacation

Well, I just found out that since I paid my tax prep fees with my refund I was getting in January, I won't be getting my stimulus refund until after July 11th! So this means NO VACATION FOR US! By the time I...

The debt game.

Gas and Groceries

Well, I just got back from gassing up my car and getting groceries at Wal-Mart. Our gas here in north idaho is up to $4.05 per gallon, which I know is cheaper than a lot of places, but it sucks up here because...

More than enough the secret to life

No matter how much we have it seems like it's never really enough. A big raise comes with more debt and wanting more money. A new pair of jeans can give that instant gratification in retail therapy, but that...

Becoming more frugal

Well, I'm finally getting back to the frugal way of life. It really helps to be reading "The Complete Tightwad Gazette", all of Amy's info is awesome, and very inspiring! I went grocery shopping today with...

Pantry Challenge for December!

O.K. I just did a big inventory of what we have on hand in the freezer, fridge & pantry, and have made up a two week menu on what we have on hand. I will have to buy some milk, fruits and veggies, but plan on...

Freaking out about credit card debt

Well, I have been driving myself crazy about all the credit card debt that I have racked up over the last year, and the rates that are on the cards, YIKES! I wish there was a way to quiet my mind and let it...

Dealing with negative people

Well, my Mom is up visiting for the 4th. She is here every year because it's her birthday on the 5th of July. She always complains about it, that everyone isn't in the birthday mood the day after the 4th. I've...