Manifesting Happiness

Every single individual on this planet strives for happiness. This is the state of consciousness we have had since conception. It is a state of being that we recognize as our true self in knowing who we are. ...

Your Character and You

$0 Account Balances

Accounts With a 0 Balance Hurt My Credit Score! Yes, they are unmanaged liabilities. You would be better off to open an account as needed, or keep a small balance ( $50-$100 ) , 30% or less of the high...

History of the Credit Score

A credit score is a number that is calculated based on your credit history to give lenders a simpler "lend/don't lend" answer for people who are applying for credit or loans. This number helps the lender...

Birth, Delivery, and Our Options

Birth, Delivery, and Our Options Dr. James Goetz Each day, millions of babies are born unto this earth. Most survive child birth and unfortunately some do not. At times this cannot be prevented...

Steps To Improve Your Credit Score

** Pay your bills on time ** One of the best ways to improve your credit score is simply to pay your bills on time. This is absurdly simple but it works very well, because nothing shows lenders that you...

How To Improve My Credit Score

Improving a credit score requires establishing good, clean, current, positive and active credit. This will raise a credit score as soon as it is reported to the credit bureaus and included in the credit file....

How To Calculate Your Credit Score

Think of your credit score like you would a grade in school. A teacher calculates grades by taking scores from tests, homework, attendance and anything else they want to use, weighting each one according to...

The Natural Pregnancy Protocol

The Natural Pregnancy Protocol By: Dr. James A. Goetz * * * * * * Disclaimer * * * * * * The information provided here is for educational purposes only and is not intended as diagnosis,...

Jedi Training Through Yoga

Thorough yoga one will become stronger in a spiritual sense. It forces one to connect with their God Mind. By simply taking time in the mornings or afternoons or evenings; whenever they are available and...