How To Get Discounts On Jacksonville Car Insurance

Hey There! If you’re like most Americans, then you’re looking to save money in any way you can. With the world economy going down the gutter, Americans have finally woken up to the fact that we’ve been overspending for years with no real wealth accumulation. Well, that trend is about to change and you can easily save money in many different areas of your life - my favorite being on auto insurance. I live in Jacksonville, and have found that my Jacksonville car insurance is much cheaper if I purchase it online as opposed to in person, even though there are a bunch of great local branches in my area. To quickly see if you can save too, click here to visit Jacksonville car insurance to compare competitive quotes for free.

Bear in mind that there are other ways to save on your policy in addition to making the switch from buying in person to online. One major way you can save on your Jacksonville car insurance premium is to re-evaluate your policy and remove any coverage that you no longer need. For example, maybe you purchased a brand new vehicle 7 years ago with both collision and comprehensive coverage. At the time, it made sense to get these types of coverages because the value of the car was high (assuming it was brand new). Now that it has depreciated 7 years, it may not make as much sense to continue to get such expensive coverage for the vehicle because the cost of replacing it could end up being less than insuring it with the current policy.

Another way to save money is to simply ask for it from you current provider. If you’ve been with your provider for a long time and have a generally sound track record with them, most will give you a percentage off of your monthly premium. These are sometimes known as ‘loyalty’ or ‘good driver discounts’ which may not be much (probably like 5% or so) but can definitely add up over time when coupled with other discounts.

My favorites discount that I didn’t know about until recently is a discount given to you if you are a member of a particular public association or college alumni network. For example, if you are a firefighter or police officer I guarantee there is at least one Jacksonville car insurance provider that will give you a discount for it. This will also apply if you are a member of public service clubs like Lion’s club or Rotary club. I am a member of the UCLA Alumni Association and thus automatically qualify for the lowest rate bracket for Allstate. This particular discount will save you hundreds if not thousands of dollars on your policy.

Now that you know how to save money on your current premium, it is a good time to review your policy and make any necessary changes. Click here for Jacksonville car insurance quotes in your area to and compare your currently premium to the rates provided. Enjoy, and I hope you save a bunch of benjamins!

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