How To Get Teen Delaware Car Insurance For Less

If you’re a parent, then I’m sure you’ve been dreading the day your child or children would grow up old enough to obtain a driver’s license; I know I was. It’s a commonly known fact that teen drivers are among the most expensive to insure, and it makes complete sense. Driving a car is like mastering any other craft, you get better with experience and frankly, young drivers don’t have much. But, the good news is that there are ways that you can get teen Delaware car insurance for less than the normal rates. Click here to compare Delaware car insurance rates for your teen driver and then read the rest of this article to figure out how you can get those rates lowered!

The following is a list of things you and your teen can do to ensure you will receive the best rates:

  • List your teen as an additional driver instead of the main driver of whatever vehicle he or she drives. Additionally, what you can do if you have multiple vehicles in your policy you can list your teen as the secondary driver of your least expensive vehicle. Under most insurance company policies, your teen will still be able to drive any automobile you insure under the policy. Using this tactic works because almost all auto insurance agencies calculate the premium per vehicle not per driver, and if your son or daughter is listed as the primary driver for an inexpensive car the insurance company will charge a much lower premium than if he or she were driving a more expensive car.
  • Ensure your teen maintains good grades in school. Most Delaware car insurance companies will offer a significant discount on policies when the teens that are insured maintain a minimum of a 3.0 (B average). The way auto insurance companies see it - it requires a pretty good level of responsibility and good judgment to maintain a B average and if a student can maintain that, then that same good judgment will probably also be manifested in their driving habits as well. Plus, using this tactic gives you a good reason to encourage your son or daughter to do well in school.
  • Boost your deductibles and drop optional coverages. Most teens drive cheap cars and if this is the case for your teen, you may want to boost your deductibles and drop comprehensive coverage on your Delaware car insurance. What’s the point of getting comprehensive coverage on a car that’s only worth $2000 or so dollars when you have to pay a deductible of $500 just to have the insurance kick in?

These are 3 big tactics that you can utilize to shave 30% or more off of your auto insurance policy. Be sure to discuss these with your teen to ensure you’re on the same page before moving forward. When you’re ready, click here to compare the best Delaware teen car insurance quotes. God bless, and happy driving for you and your young driver!

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