Are the Occupy Wall Street protestors big cry babies? How to take other actions against banks.

Terrible crisis. I certainly understand.

The wealth disparity in the United States is growing.

My heart goes out to people in need. I truly feel for those who (1) have lost their jobs, (2) have lost their medical insurance, (3) cannot pay basic bills, (4) cannot afford to buy groceries, (5) and are suffering financially. I watch and read the news everyday. I get it.

The Occupy Wall Street protests have captured my attention - and initially I felt bad - until I abolished my compassionate side and found more clarity with the situation. I realized that those people have been afforded the same opportunities in life that I have.

I do not want to offend any unemployed people, but hopefully you will keep reading! Below, I have provided some useful tips to assist those who are struggling with making their voices heard and how to do take action in other ways.

Why am I upset with Wall Street?

Source

What do they want? Distressed middle class is understandably upset.

I am not sure I agree with the protestors critical thinking process. I think a better way to protest is to write local Senators and Representatives regarding Occupy Wall Street agendas. However, what is the protestor's agendas. What do they want?

  • Jobs
  • More money
  • Free health insurance
  • All of the above

A lot of people in the United States are between jobs, and I feel for them. But there are JOBS OUT THERE. No, working at a fast food restaurant may be stinky, but you will earn money (and maybe get free food). Waitering and waitressing ("servers") make a lot of money if you go to work with right attitude and energy.



Going camping on Wall Street?

If you want to camp out on Wall Street - go for it. I would rather review my finances, find options for banks that offer *free* checking account with no debit card fees for my friends who bank with Bank of America.

You can review your finances, research free banking options, explore the fees you are paying on each mutual fund in your 401K, if you still have money in a 401K.

I would rather help those in need by offering ways to save money, writing Hubs with more ideas to save money, and update my existing Hubs with even more ways to cut costs and save a dollar.

Does education help you find and hold a job?

Education is something you choose to do, not something that someones gives to you. If you have an advanced college degree, you are probably more marketable that those with no college degree. However, if you possess an amazing skill with no college education (i.e. sheet metal worker, web designer, etc.), you may not need a degree to find and maintain a great job with decent pay.

Are some of us just unlucky that the companies we work for are folding?

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Hubs by MarloByDesign to help you $ save money $

Should we react or act?

We can react to Wall Street greed by protesting.

What can you do?

  • Write letters to your Senators
  • Write a complaint with the United States banking regulator - The Office of the Comptroller of the Currency (OCC), Consumer Complaint Hotline - (800) 613-6743. This department will process a complaint against your bank and assist you with remediation. You have a chance of your bank $ refunding $ you fees your bank may have charged you!

Take action, file a complaint with the OCC!

The Office of the Comptroller of the Currency (OCC)
Customer Assistance Group
Address:
1301 McKinney Street
Suite 3450
Houston, Texas
Phone: (800) 613-6743
Fax: (713) 336-4301



Would you spend your time protesting in your town to support the Occupy Wall Street movement?

  • Yes.
  • Maybe for an hour.
  • Heck no, I could not be bothered.
  • No, but I will assist the protestors via online methods.
See results without voting

In conclusion

Time acting - and not reacting - may be time better spent. Looking for a job, instead of sitting on a curb, or standing in the middle of a protest, may help you make money and get back on your feet.

"Loitering" may not.

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12 comments

davenmidtown profile image

davenmidtown 4 years ago from Sacramento, California

Could not agree MORE!


MarloByDesign profile image

MarloByDesign 4 years ago from United States Author

davenmidtown, whew...I did not want to offend any unemployed people, but hopefully I provided some useful tips to assist those who are struggling with making their voices heard.


shea duane profile image

shea duane 4 years ago from new jersey

what jobs?


INFJay profile image

INFJay 4 years ago from Santa Rosa, California

I'm sure each protester has their own story to voice and some or many one might not identify with. However, at least from what I am seeing locally, there are many 50+ who have experienced all the the above mentioned situations that have advanced degrees but are not marketable any longer primarily due to "unwritten" corporate policy about senior employees. Of course there are laws to protect against such treatment but there are tricks to the trade to get around. It really is a very sad situation and I really don't believe it will be effective enough for the changes needed.


davenmidtown profile image

davenmidtown 4 years ago from Sacramento, California

It is a big step to speak your mind. I applaud that process. It is much better to be proactive and find solutions then it is to just complain. I think anything that helps people overcome these hard times is a step in the right direction. Whether OWS is correct or not is not really an issue for me. I do not see wall street as the problem as much as I see wall street as a symptom of a bigger issue.


MarloByDesign profile image

MarloByDesign 4 years ago from United States Author

shea duane - I hear you, but there are jobs out there. Unfortunately, to find a job fairly quickly, one has to take a HUGE cut in pay (hello fast food industry).

INFJay - what do you mean about "unwritten" corporate policy about senior employees. Are you referring to age discrimination?

davenmidtown - I see your point about the protestors having something to help overcome their problems. I just believe that there are other, possibly more productive, solutions. I agree, Wall Street is just one piece of the "mud" pie.


davenmidtown profile image

davenmidtown 4 years ago from Sacramento, California

MBD: many corporations no longer hire workers over the age of 50 or people who have been unemployed for more then 6 months. That is a reality of unfair corporate hiring practices. To make the needed changes or to force corporations to hire people they do not want to is not a practice of democracy. Corporations, like individuals should have the freedom to hire whom they wish. That does not mean that we-the-people should buy their products or services. If we want to impart change then we-the-people should target one of those corporations and boycott it as a group. As those corporations fall, the willingness for changes within the corporate structure will change. But we have to be willing as individuals to see that course of action through.


INFJay profile image

INFJay 4 years ago from Santa Rosa, California

When an employer wants to terminate an employee in a protected class, the manager will typically consult with HR and/or company attorney to develop a strategy that will minimize a potential law suite and play the odds that the employee will not have the resources to develop a case that will hold up in court. So the "unwritten" policy I'm referring to includes age as well as the protections under title VII...basically if there is a law to protect a class, there are ways to get around it (some legally, though probably morally questionable). Not every company operates this way but frequently we read about some employers that to get caught. In this economy, whose got the resources to fight? That's why I believe some are protesting out of pure frustration.


davenmidtown profile image

davenmidtown 4 years ago from Sacramento, California

very true


DIY Backlinks profile image

DIY Backlinks 4 years ago

Get hub! I totally agree.


MarloByDesign profile image

MarloByDesign 4 years ago from United States Author

davenmidtown - I agree with boycotting a company - my investment club associates are boycotting Bank of American and WalMart. Good point!

INFJay - You are right, the protestors are frustrated. Individually, we are lacking the resources, but it we take action (i.e. contact the OCC for banking issues I had suggested), we may be heard.

DIY Backlinks - Thank you.


leann2800 4 years ago

I am not personally involved in the Occupy MOvement but I do know that all people who are not unemployed. Many have very successful jobs. This movement is bigger than that.

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