Free Business Checking with Regions Bank

Business bank account

Savvy business owners and managers are aware of banks that offer free business checking. And the really smart ones know that all free business checking accounts are not created equal. Some have hidden fees, and some simply don’t provide a wide range of services. One of the best deals on free business checking is offered by Regions Bank.

Regions Financial Corporation was founded in 1971 with forty branches in Montgomery, Huntsville, and Birmingham, Alabama. Over the years, it grew into one of the most trusted names in banking in the South, and now it’s one of the top banking holding companies in the entire U.S. in fact, it’s one of the top fifteen providers of financial services in the country. For those searching for reliable and convenient business banking, Regions is an excellent source, whether you need a small business bank account, business checking, free business checking, or some other type of business bank account.

All the business checking accounts offered by Regions include a free business CheckCard, Regions at Work services, the convenience of online banking, and FDIC insurance coverage for the account. Also provided with Regions business checking are detailed account information with real-time balances and up to eighteen months of transaction history, categorical reporting that tracks spending, bill pay that schedules all your bill payments from one place, mobile banking from your phone, downloadable Quickbooks account activity, and online statements that can be viewed, printed, and saved.

To take advantage of Regions free business checking options, you won’t need any special software, either. All you’ll need is internet access and a Web browser like Netscape Navigator 7.0 or higher, Microsoft Internet Explorer 6.0 or higher, Firefox 2.0 or higher, or Safari 2.0 or higher.

Lifegreen business checking – small business bank account

If you need a small business bank account, Lifegreen is for you. This account is designed for small businesses, startup businesses, and sole proprietorships. The monthly fee for business checking is $5, but that fee is waived if you the Business CheckCard and at least one other service, like online statements or at least five electronic transactions per month. Electronic transactions with this small business bank account include the use of ATMs, CheckCard, Merchant Services deposits, and online banking bill deposits. If these requirements are met, it’s a free business checking account.

The free business checking covers up to 150 transactions per month, including deposits and checks paid. This is a great option for a small business bank account.

Regions Advantage business checking – business bank account for middle-size and large businesses

This is the best free business checking for businesses with moderate to high volumes of monthly transactions. Regions Advantage is a free business checking account if a daily balance on the account is maintained at $5,000 or more. The $20 fee is also waived if combined balances on linked business accounts is higher than $25,000. These might include any combination of checking, credit card balances, money market accounts, line of credit, and loan balances. Business accounts are considered “linked” if they have the same tax ID number and the same ownership title.

Advantage free business checking also includes free image statements and up to 500 monthly transactions. For this account, transactions include checks paid, deposits made, credits posted, and debits paid. CheckCard transaction do not count toward the 500 monthly transactions allowed.

Regions business analyze checking – large business bank account

If you have a large business with a high volume of monthly transactions and need Treasury Management services, check out Regions’ business bank account. Regions Business Analyze checking business bank account is for you. The monthly service fee of $23 can be offset by earnings credit.

With this business checking account, you’ll be able to consolidate multiple balances to reduce overall costs, get a 30% discount on safety deposit boxes, and have access to 24-hour automated banking. Free business checking options include online statements with check imaging and check safekeeping. Regions at Work packages will also provide your employees with banking services with the establishment of your business bank account and business checking.


Get a free business checking account with Regions.
Get a free business checking account with Regions.

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Comments 39 comments

freelancewriterva profile image

freelancewriterva 6 years ago

Free business checking is important for business cash management. Good hub.

Hello, hello, profile image

Hello, hello, 6 years ago from London, UK

Congratulation, Habee, for having a 100 and wow, 520 hub. Are sleeping and eating? hahaha Thank you for another great hub but they won't give me a penny - sorry - cent.

habee profile image

habee 6 years ago from Georgia Author

Freelance, it's surprising how many companies don't take advantage of free business checking!

habee profile image

habee 6 years ago from Georgia Author

HH, if you saw me, you'd know that I'm eating well! lol

Well, if you start up a writing business, at least you know you can get a free business checking account!

Ann Nonymous profile image

Ann Nonymous 6 years ago from Virginia

Hi habee...I need/want a new bank but I have no business but thanks for the great heads up!

Pamela99 profile image

Pamela99 6 years ago from United States

Very good information to know. Good hub.

Veronica Allen profile image

Veronica Allen 6 years ago from Georgia

What a great idea - this will no doubt give those buisnesses that qualify a helping hand.

habee profile image

habee 6 years ago from Georgia Author

You're welcome, Ann!

habee profile image

habee 6 years ago from Georgia Author

Thanks, Pamela!

habee profile image

habee 6 years ago from Georgia Author

Yes, Veronica, and I'm sure most of them need one now!

bassfishingguide profile image

bassfishingguide 6 years ago from Somewhere in the US

Good information Habee. As a former branch manager of a large bank, I think is important clarity what a transaction means to avoid unwanted charges. Many people think transaction = checks written, that's not the case. Transaction is every single item that goes in and out of your account. For instance, if you make a deposit with 6 checks, that equals 7 transactions. Having that in mind will help you manage your cash flow much better.

ethel smith profile image

ethel smith 6 years ago from Kingston-Upon-Hull

Free banking is definitely hard to come by these days

akirchner profile image

akirchner 6 years ago from Central Oregon

Great info - will have to pass it on to the mathematical wizard/accountant Bob~

Kaie Arwen profile image

Kaie Arwen 6 years ago

great info.......... you've researched this well; now all I need is a small business!

sheila b. profile image

sheila b. 6 years ago

This is good information, especially now, when banks seem to be changing their policies from one month to the next.

entertianmentplus profile image

entertianmentplus 6 years ago from United States

Good hub with some very good info thanks for sharing.

habee profile image

habee 6 years ago from Georgia Author

Thanks for the info, Bass fishing!

Granny's House profile image

Granny's House 6 years ago from Older and Hopefully Wiser Time

habee. Thanks for the great information. I'm sure it will be a lot of help to some people.

Mike Lickteig profile image

Mike Lickteig 6 years ago from Lawrence KS USA

It it tougher than ever to find a bank offering more than minimal services, especially for small business owners and entrepreneurs. This was a good review.


habee profile image

habee 6 years ago from Georgia Author

True, Eth - just about anything free is hard to find now!

habee profile image

habee 6 years ago from Georgia Author

Audrey, can I borrow Bob?? lol

habee profile image

habee 6 years ago from Georgia Author

Kaie, why settle for a small business? lol

prettydarkhorse profile image

prettydarkhorse 6 years ago from US

thank you for the information and this is so useful habee, Miss reading your hubs, Maita

Springboard profile image

Springboard 6 years ago from Wisconsin

...all I need now is a business. lol

carolina muscle profile image

carolina muscle 6 years ago from Charlotte, North Carolina

Free is a word I've learned to love... LOL

festersporling1 profile image

festersporling1 6 years ago from Los Angeles, CA

Ah, I have an account with them that is really solid. Online banking, etc. I got it when I was living in Florida since they are all over. None out here in Cali though.

mulberry1 profile image

mulberry1 6 years ago

Good information, I've noticed we have more Regions bank in my area recently. Sounds like they're worth checking out.

habee profile image

habee 6 years ago from Georgia Author

Too true, Sheila!

Entertainment, thanks for reading!

habee profile image

habee 6 years ago from Georgia Author

Granny and Mike, thanks so much for stopping by and commenting!

habee profile image

habee 6 years ago from Georgia Author

Maita, haven't seen you on the forums in a while??

habee profile image

habee 6 years ago from Georgia Author

Ah, Jim and Chris - two of my favorite guy pals!! Always good to see you hunks!

habee profile image

habee 6 years ago from Georgia Author

Daniel, sorry Regions Bank isn't in Cali!

habee profile image

habee 6 years ago from Georgia Author

Mulberry, I think their free business checking with all its perks is really catching on!

elf_cash profile image

elf_cash 6 years ago

Excellent review of free business checking accounts.

lovekv profile image

lovekv 6 years ago


habee profile image

habee 5 years ago from Georgia Author

Thanks for reading, Elf!

habee profile image

habee 5 years ago from Georgia Author

Lovekv, thanks for reading about free business checking!

JR 5 years ago

Regions just informed me that my free business checking benefits are no longer free. Will have to pay a monthly fee if i can't meet a minimum balance and will also be charged another monthly fee if the debit card is used in any way, other than atm withdrawals.

Biz Owner 4 years ago

FYI - Regions now charges....find a better bank like Flagstar or Fidelity..they are FREE!

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