Philippine GSIS Member Benefits

Being a member of the GSIS (Government Service Insurance System) is one the great rewards of working for the Philippine government. Benefits offer not only a sustainable retirement pension but members are also insured for their entire lifetime career.

GSIS benefits are complex. Pension benefit values compound monthly and annually. Simply put, private employers are no better than the government because in the private sector there is a risk of uncertain compensation. Bankrupt or not, the government will still back you up and will not disappear.

There are more options than ever regarding the pensions and lump sum amounts offered to retired members. GSIS benefits and programs have expanded beyond life insurance, loans, and retirements. The new GSIS ecard offers members easy access to their membership records, cash advances, and salary loans in one touch.

GSIS Benefits Covered Here

• Retirement

• Survivorship

• Burial and Funeral

• Separation

• Unemployment

• Disability

• Employment Compensation (EC)

• Hospitalization

• Life Insurance

• Loans

GSIS Retirement Benefits

GSIS Retirement Benefit Options

GSIS retirement, or old-age pension, benefits are grouped into five categories. Members choose which retirement program suits them. The options are:

  • R.A. 8291: The member chooses either a five-year lump sum or a cash payment with an instant pension.
  • R.A. 660: Also known as “magic 87. Tthe retiree’s age plus years of service must add up 87.
  • R.A. 1616: Member withdraws all GSIS premiums and receives gratuity payments from their employer at the same time.
  • P.D. 1146: Only for members in government service after May 31, 1977, and before June 24, 1997. Qualified members choose between a basic monthly pension (BMP) and a cash payment.
  • R.A. 7699: Also known as "Portability Law." For members whose creditable years of service do not qualify them for a retirement pension. Members can combine their SSS years of service together with GSIS years of service.

GSIS Separation and Burial Benefits, Part I

GSIS Survivorship Benefits

When a GSIS member or pensioner dies, all of their qualified beneficiaries are entitled to receive a lump sum amount or a monthly pension subject to the survivorship program policies and rules. Qualified beneficiaries include the pensioner’s surviving legal spouse (provided he/she has not remarried), dependent children under 21, and incapacitated children. If the pensioner was single, qualified beneficiaries would include their legal parents.

A monthly pension for surviving spouses amounts to 50% of the member's basic monthly pension. Each qualifying child is entitled to receive 10% of the BMP, up to a maximum of five children.

GSIS Separation and Burial Benefits, Part II

GSIS Burial and Funeral Benefits

In addition to Survivorship benefits, qualified beneficiaries are entitled to a P20,000 funeral benefit upon the member's death. Beneficiaries should submit the NSO death certificate, an affidavit of funeral expenses, an official receipt of the funeral expenses, and other supporting documents including the beneficiary's NSO marriage contract or birth certificate.

GSIS Separation and Burial Benefits, Part III

GSIS Separation Benefits

Even if a GSIS member leaves their job before the age of 60, they may be qualified to receive cash and monthly pension through the separation benefits program. A member in service for at least three but less than 15 years is eligible to receive a cash payment equivalent to 100% of their Average Monthly Compensation (AMC) for every year of service, payable when they reach the age 60. If they were in the service for at least 15 years, the cash payment benefit is equivalent to 18 times the Basic Monthly Pension, payable upon separation. The monthly pension for life begins at age 60 if the member is under 60 years of age at the time of separation.

GSIS Unemployment Benefit

When a permanent government employee who has paid the required 12 months integrated contributions separates from service, they are entitled to receive monthly cash payments equivalent to 50% of their average monthly compensation (AMC). The member receives the benefit for two to six months, dependent upon their years of service. There is a uniform schedule for this benefit coverage.

Do you know your GSIS benefits?

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GSIS Disability Benefits

Disability benefits are for members who become disabled, injured, or impaired physically or mentally. Cash payments and monthly pensions depend upon the type of disability and the amount depends upon the member’s creditable service and average monthly compensation.

GSIS EC (Employees’ Compensation) Benefits

EC benefits are the employers contribution. Members have the option to receive cash income benefits for disability or death, medical, and related services for injury, sickness, and rehabilitation services. They are also eligible for monthly cash income benefits for permanent disability, provided they meet eligibility requirements.

GSIS Hospitalization Benefits

Members and their beneficiaries can use the member's GSIS ecard to receive discounts on fees for medical services at partner hospitals, including outpatient and emergency services, medicines, and professional fees for select physicians. In addition, members are eligible for:

  • 50% if they use the medical equipment lent by the GSIS to the hospital;
  • 40% if they undergo special diagnostic procedures;
  • 35% for common procedures;
  • 30% on hospital room rates;
  • 10% on professional fees, including consultations.

GSIS Life Insurance

One of the best benefits of being a GSIS member is very inexpensive premiums for life insurance. Members are eligible for life enhanced, life endowed, personal, fire, vehicle, and other insurance policies with low premiums.

GSIS Loans

GSIS offers loans to all members and pensioners, including emergency loans, cash advances, housing loans, consolidated loans, and policy loans. Members can use their ecard to access the loan programs.

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Post your messages in English please 358 comments

Mentalist acer profile image

Mentalist acer 5 years ago from A Voice in your Mind!

My mom's on a state pension and insurance and in the U.S. you have to watch out for cuts,ouch!;)

twentyfive profile image

twentyfive 5 years ago Author

Hi Prof A! Oh cuts..that sucks. Sounds like your mom pension though is more than enough ;) Say hi to your mom! :)

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Fay Paxton 5 years ago

Your hubs are always brimming with useful information. Thanks.

twentyfive profile image

twentyfive 5 years ago Author

Oh thank you Fay :) So are yours.

yani 5 years ago

Good p.m. po

My husband contributed in GSIS for 15 months. He died last year so I've already received the burial benefit.Im in the process of applying for it. How do you compute po the rest of the benefit./ Thank you po.

twentyfive profile image

twentyfive 5 years ago Author

Hi! Yes, he's entitled to receive burial benefits up to 20,000. If he has just completed 15 months on contributions, he's not eligible for retirement benefits. He may be eligible for EC benefits though. Just bring his service of records and other docs to the nearest GSIS at your place and they will look over his premiums and EC contributions from the GSIS database to know how much EC benefits you will receive.

Thanks for dropping by. God bless! :)

teresa 5 years ago

I have a total of more than 23 years in govt service and planned to file an early retirement after Dec. 2012 at the age of 53 years old. I am aware to receive an early retirement benefit from GSIS of 18 months lumpsum since i entered the govt. service as casual employee in the year 1986 and was in permanent position only in 1988.And will start to receive my monthly pension as i reach the age of 60. What other benefits shall i receive, and what RA shall i apply..

josefa j. egam 5 years ago

I am planning to retire by compulsory by the year 2013 because my total length of service about 34.5 years only.This could have been more than 35 years if the 3 years i have rendered in barangay high school without gsis premium will be considered. In order to avail of the 90 percentfor BMC at least 35 year must have been rendered. I would like to reguest for the consideration of my three years in baranngay high school . What will I do. Thank you so must

twentyfive profile image

twentyfive 5 years ago Author

I'm afraid you can't because there wasn't any premiums recorded. Unless you have paid and they didn't record it..You're welcome! God bless!

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alfie772 5 years ago

Hi. My father completed 13 years in government service but unfortunately got confined in hospital few weeks back. He's planning to retire due to his health conditions. My dad's age is 56. Will he be qualified for GSIS retirement and what could be the benefits that he could avail?

twentyfive profile image

twentyfive 5 years ago Author

Hello! He may be entitled for separation benefits because he has only completed 13 years of service. With that he will receive cash payment equivalent to 100% of the Average Monthly Compensation (AMC) for every year of service payable upon reaching age 60. Or he may choose to receive disability benefits. Best to go to the nearest GSIS office for assessment of your father and to know which is best for him according to the GSIS member's records.

alfie772 5 years ago

Thanks for the advice.

irene alfa fangon-villamil 5 years ago

can i avail for the 5 yrs. lump sum if i reach age 65? i'm now 55yo. and 32 yrs in the service. by age 65 it will be my 42 yrs. in service. will i be entitled for addtl benefits for my no. of yrs. in service? pls. enlighten me. thnx.

abby 5 years ago

where can i file my retirement benefits claim under RA 1616?should it be at the GSIS or at my employer? 5 years ago

Mr. Romeo G. Villanueva had full paymnet on his retirement loan lasty March 2011, but kiosk it appear that he has still ountstanding loan . Pls. up date the record of Mr. Romeo G. Villnueva of GUIMARAS. hOPE TO HEAR FROM YOU SOON . cOntact mobile # 09268632399 .

thank you.

twentyfive profile image

twentyfive 5 years ago Author

Hi Abby :) You can file your retirement claim to your employer's liaison officer or you just file it yourself at the GSIS office nearest you.

Hi Ana! It's best to make an update to the GSIS office near you. Bring your supporting documents and they will surely make the update. The sooner, the better.

Teremj 5 years ago

Hi, I would have only 11 yrs of gov't service by the time I retire from my gov't employment at 65. This does not give me eligibility for GSIS retirement benefits. Will I get any of my GSIS contributions back? I heard of the Portability Law and may apply to me since I have 29 years of SSS contributions. Under that law,. I can use some of those contributions to complete my minimum 15 yrs required for GSIS. How does this work? CAn you pleae give me tips on how I can avail of this and how much will I be able to get under this option? Help please! Tks.

Sonia 5 years ago

Hi! I already filed my resignation from my post as a government employee and I also consumed all my earned leave of credits since I went to US. I have rendered 16 years of continuous service. Am I qualified to file for GSIS early retirement program?

Andre 5 years ago

HI, I worked for the government from 1998 to 2004. Can I still withdraw my contributions? I just wanted to know what benefits can I get out of my less than 10yrs or government service. Thank you.

margan 5 years ago

hello gud pm!!

my father is more than 65 years old and in government service for more than 15 it possible that he will no longer be deducted the GSIS personal and government share because he said he is in service for more than 15 years..plss reply thanks a lot in advance...

andrei17 5 years ago

I am more than 65 years old and in government service for 15 years and 5 months and until now still in it possible that I will no longer pay my monthly contribution to GSIS since I already rendered 15 years in service and for that 65 years old already...thank you and pls do reply...

Ester B. Sebastian 5 years ago

Gud pm.

My pension will be on December 2011. I would like to know if I can now apply for an emergency/pension loan before the expected retirement pension? Thank you. God bless.

BABYTRISHA 5 years ago


Maria Teresa C Parso 5 years ago

I want to ask if I will resign on my 13 th year as Government employee, will I receive my pension when I reach the age of 60 r 65?

elizabeth 5 years ago

i'm not going to comment!!! i!d like to ask question, the pensioners have to report to the main office after his 5 years lumpsum for monthly pension? even if he is sick,...or have no capacity to travel, there another way?..

thank you!!!

Grace Fajardo 5 years ago

Hello. ask ko lang sana what if mag 1yr nang deceased ung member. Pwede pa ba magclaim ng burial benefits?

jenny 5 years ago

HI, GD DAY! For clarification - My father was a retired teacher so a GSIS pensioner effective June 2010, who died last 26 May 2011, & he applied his monthly pension for a loan and was granted last april 2011. Is his benefits would be affected like burial and surviving benefits?

uy 5 years ago

My Mother-in-law has a housing loan. What if she dies and can't pay, will GSIS go after her other assests to satisfy the loan?

teremj 5 years ago

Thank you for your tip that I will be eligible for Portability law with my 11 yrs of gov't service. My question is, if I am approved for the Portability law, shall I be eligible under RA 8291? Will it be Option 1 where I can get lump sum of 60 mths of my Basic Monthly Pension (BMP) or will it be Option 2 where I can get lump sum of 18 mths BMP plus monthly pension for life? Thank you.

Maria Taylan 5 years ago

My father had early retirement at 52 ( retires 1991). he ahd been in service for mre than 40yrs in Central bank in Davao City.

He thinks that he is not getting any more pension as he applied for the lump sum. He is getting confused sometimes and we are trying to help him. Is there any other benefits that we can access like hospitalization,medicines, funeral. monthly pensions as he is in and out of the hospital. He also cannot remember his GSIS number as the documents were all flooded. What can we do?

joannne 5 years ago

Gud day! I dont have any idea on how to do this on my own.Please help us. My mother is 77 years old and was a public school teacher for over 30 years in the philippines but migrated 12 years ago to the u.s and became an american citizen. Recently she came home and had a vacation but unfortunately had ongoing schemia and is now in the hospital for further treatment.Tried asking her about the gsis stuff and gsis number.., and all she can remember at this point is that schools always deducted certain amount from her paycheck for gsis purposes. The reason why I became interested asking my mother was because a friend of ours who's mother is also an american citizen, and is above retirement age, came home recently as well and claimed from gsis some lumpsums and benefits. Wasn't able to ask about the process they went through tho' since they went back to the u.s already and got lost contact of them. Kindly assist me with my queries, what are the process i have to go through, do they have records of my mothers gsis number and her employment record so they may be able to track down all public schools she rendered service to. Kindly help me please. I am not knowlegable with this kind of situation. I would highly appreciate some knowledge shared regarding this matter.Thank you so much!

I wish you all well and God Bless

ART 5 years ago

My dad was in the government service for more than 30 years. He died of cancer last dec 2010. Before he died, we were able to process his retirement and we chose the lump sum program. But before said retirement was forwarded to the gsis, he died of cancer. I just want to know if we could still receive the lump sum retirement pay? Answers will be really appreciated. Thank you.

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alma liza 5 years ago

gud day ask ko lang po kung pano at anong mga requirements ang kailangan namin para makuha claim ng father ko, retire po sya at the age of 65 last june 2, 2011 (bureau of correctio) bago ma file ung papers nya sa GSIS namatay sya july 18, 2011, sabi po ng office nila need daw ng clearance from GSIS para makuha ung terminal pay nya, ano pong requirements d2, 2nd pano po namin claim ung burial benefits nya?matagal po ba process nito, 3rd pede pa po ba namin ma lumpsun ung claims nya o ung survivorship ng mother ko na walang work ever since. tnx in advance hope u could help me clear things tnx po, 38 yrs po sya nagwork before he retired

CANDY CRUZ 5 years ago


rhian 5 years ago

if im getting monthly compensation of php20,000 how much will be my monthly pension? could u pls help to compute? i have read ur chart but i really cant calculate how much would that be, i want to know my monthly pension and how much will be my lump sum amount?

Hermelito  5 years ago

Hi.. I retired in 1992 under RA1616 with 20.7 years service. Then I worked abroad and remitted membership dues to SSS. I am now 62 and asked SSS if I am entitled to pension benefits but I was told I need to complete 120 months remittance.. Can I avail the Portability Law RA7699 to supplement the 120 months SSS requirements to be entitled to SSS pension? Thanks

ellenruth 5 years ago

My father is a GSIS pensioner. Can he or one of us can claim burial benefit for the death of my mother? Please enlighten us regarding this.

twentyfive profile image

twentyfive 5 years ago Author

If the GSIS pensioner died, his spouse or beneficiary can claim funeral and burial benefits. Just bring NSO death certificate and the receipts of funeral expenses to the nearest GSIS office and two valid IDs and fill up a death claim benefit form (ask any GSIS official to give you the necessary form) If you must, show the pensioner's GSIS ecard, too.

Mr. Ace 5 years ago

Based on the below Paragraph, why GSIS tells that separation benefit can only get upon reaching age 60? How about upon separation fro company? Can anybody help clarify this. Assumed member had finished 3 years service.

Separation Benefits

1) For members with at least three ( 3 ) years but less than fifteen ( 15 ) years of service:

A cash payment equivalent to one hundred percent (100%) of the AMC for every year of service the member has paid contributions (creditable service), but not less than twelve thousand pesos ( P 12,000 ), payable upon reaching sixty ( 60 ) years of age or upon separation, whichever comes later.

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vincentanthonysr 5 years ago

namatay po asawa ko nung 1999. wala pa po akong na file at nakuhang kahit anong benefits. GSIS member po sya for 22yrs. pwede pa po ba ako makakuha ng mga benefits? or pwede pa ba akong mag file bilang surviving spouse at wala po bang expiration ito? please help thank you..

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Let 1529 5 years ago

Gud day! I'm a public teacher. I'm 4 months pregnant having a marginalis placenta previa. My doctor advised me a strictly bed rest till my term. Can I apply this as sickness to gsis so that I can avail the employees compensation. I'm 10 years in the service.

buena 5 years ago

hi! ive been in govt service for 8 years, im 31 now. recently though i was on leave without pay and it might go for a year. how will the break in service affect my retirement benefits? can i still opt for the 15 years min. requirement (i was employed 2002)? id really appreciate your suggestions!





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mhmarfil 5 years ago from Philippines

Hi there. I'm not a permanent government employee, that being the reason why my employment at an LGU was terminated last June 30, 2010 after my mayor lost in the election. I was a member of GSIS for 9 years and have many loans with GSIS that went unpaid due to tough times, me being a single parent with a daughter & an elderly mother to take care of. What benefits can I expect given that I've many loans such as Conso-Loan, Calamity Loan, etc. I've been unemployed since June 30, 2010 and didn't return to any kind of regular paid employment for the past 14 months already. Reason why I don't approach GSIS is because of these loans. Please enlighten me. Thank you.

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mhmarfil 5 years ago from Philippines

May I also ask a very confusing provision about burial funeral benefit which I read from the GSIS website itself. A member is entitle to P20,000 burial funeral benefit so on and so forth.. then at the end of the paragraph it says "must have rendered at least 20 years of service." What about many of us who were terminated/ separated due to political (natalong kandidato), health or any other personal reasons from GSIS who have less than 20 years of service? Does that mean we're not entitled to the P20K burial funeral benefit?

dessa 5 years ago

my father died 10years ago,they said that the employees compensation is approved but not yet released.the claimant is my mother and my 5 sisters were beneficiaries.will my mother can avail a monthly pension?how?

oscar clarza 5 years ago

my mom is a public school teacher member of gsis when my father passed away my mom stop teaching and migrated in the u.s. do she have her benefits and can still have her retirement now she is 93 yrs old and still live here in california

Sally V. Mateo 5 years ago

I was operated for thyroid mass last Sept 5, 2011. Can I avail of the Employment Compensation from the GSIS? I am now on leave.

Walker 5 years ago

my Uncle passed away in while in service. Survivorship and Burial benefit was already claim by his wife. My Dad and Aunt are the 2 beneficiaries. When we verified with GSIS they will just have to submit NSO copy birth certificate and for my Aunt Marriage certificate. Can y Dad file his claim already or can it de done individually or both of them should file it together? Thanks!

Andre Q. Umali 5 years ago

Hello pls call me twenty five 09275859451 or Tex me need help had a heart attack

ghall ledger 5 years ago

i'm a government employee before then my appointment papers not renued then can i receive any of gsis .. im 2 years in service in government casual employee..

Timoteo L. Riturban 5 years ago

.We wish to transfer our GSIS pensions to our mentally

incapacitated son, who is now 54 years old. We are now in

California, USA but our son is left in Philippines, with a

care giver in our house. Can we transfer our GSIS pensions

to our son? What percentage of our GSIS pensions can he get? I and my wife are retired public school teachers in

Philippines. I am 84 yrs. old, and my wife is 83 yrs. old. What shall we do the make this transfer? Thank you

and God bless you.

Anne T. 5 years ago

Hi! My mother started working for the govt 1998. She has 13 years in service already and is 60 yrs old. What kind of benefit can we avail? Shes very sick right now of cancer. Thank you!

Raul A. 5 years ago

I'm 51 years old 22 years in gov't service applying for retirement what is the best for my age

pampino14 5 years ago

hi!is there any ways to track my GSIS number online?im trying to register as a new member online but it seems to be GSIS number are working here in riyadh, KSA.hoping for your immediate response pal.thanks

Marina E. Balce 5 years ago

Please send me the address of the Legal Office of the GSIS. Thanks!

Marina E. Balce

twentyfive profile image

twentyfive 5 years ago Author

@Pampino - GSIS number can be retrieved at any gsis office. It's used to be the number below a member's name shown in the e-card plus.. But I'm not sure if it's still is.

@Marina - the head office if GSIS is at

Financial Center

Pasay City

Metro Manila

Telephone: (+632) 479-3645


retired soldier 5 years ago

hi maam, tanong ko lang po if may matatanggap ba na old age pension ang retired soldier as separation benefit? 60 yrs old po ang father ko,, 21 yrs sya sa military,,nagresign sya year 1997..salamat po

mel 5 years ago

hi, I was co-terminous employee before and was a member of GSIS, I was terminated 5 years ago due to project completion. I am now appointed in a casual appointment. Could I still be a member since membership of casual appointee is nos optional?

Elizabeth L Limbaga 5 years ago


I had an early retirement last august 26,2009.Since Im a hurry to go abroad I was not able to process my papers. Sir, I just wanted to know how could i get my money on my GSIS contribution.

To whom will I address my question about some doubts of my lump sum as well as my monthly pension , Sir. Please help me what to do to clear all my dounts regarding this matter.

Respectfully yours,

Elizabeth L Limbaga

julie 5 years ago

hi, i was a government employee for 3 years and wasn't able to accomplish my clearance yet, since my employment aboard is immediate after my resignation. i would like to ask what benefits could i get after accmplishing my clearance. Thank you!

maria lourdes 5 years ago

Sir, good day. My father retired from Napocor at the age of 50 under the Epira law. He served in the government for 23 years. But he died at age 56. Can we his family be entitled to a survivorship benefits? Please clarify us on this matter. Thanks and more power. Hoping to receive an immediate reply on this from you.

emmanuel m salud 5 years ago

i was hospitalized at cvmc for fracture of arm bone. as i noticed they did honor our e card for the discount,when in fact if its a law benefiting poor govt employee like should take effect so it could help us....thank you very thing more can i avail any accident benefits from you because i met an accident in line of my duty...thanks....please if you can answer my querry where can i read? is it in my e mail? thank you again.....

cesar 5 years ago

To GSIS, can you please answer also all the querries posted here? These people are waiting for you. Don't keep them waiting for long time. Thank you and more power to you.

rose mendoza 5 years ago

i would like to ask, where to file a funeral claim for my husband who died last august 2011, he was a former philippine army. 10 yrs lang po sya sa service as a military.

Carmen 5 years ago

My sister died and served only for 11 years in the government. Pwede bang nakakuha ng pension and 4 n'yang anak at asawa ?

Corazon Cubero Tayag 5 years ago

iam a permanent govt empl (PAF,AFP) and i retired from the service through optional retirement on march 1996. i got lump sum of less than 100 thou. Since then i haven't receive any benefit.. I am now 60 years old.Do i have any benefit to receive. Please help me.

Corazon Cubero Tayag 5 years ago

iam a permanent govt empl (PAF,AFP) and i retired from the service through optional retirement on march 1996. i got lump sum of less than 100 thou. Since then i haven't receive any benefit.. I am now 60 years old.Do i have any benefit to receive. Please help me.

Drpinky 5 years ago

Im under the doctors to the barrio program for 2years. And completed 2 years of gsis contribution. What will happen to may gsis contributions in case I don't go back to government? Can I get my contributions back? Thanks need your reply.

Rachel Labampa 5 years ago

Hi! I am 6month pregnant now...and Im wondering If I could also get a maternity leave benefits at GSIS. Because SSS have a benefit like that equivalent to 2month salary... Could I have also avail the same benefit with the GSIS after my delivery?

Thanks for answering my query...


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Rod Cudal 5 years ago from San Pedro, Laguna

I retired under RA 1616 @ age 61 in July 3, 2011. Per Office policy, my retirement pay cannot be processed Until I get clearance from GSIS. Our HR said the request is already with GSIS sing August 2011.

As of this writing, I haven't received the clearance yet. Do you know how long GSIS prepares the clearance.

Thaks and God Bless

kristine 5 years ago


My dad is already 55 years old and has been in service for 35 years. Can he qualify under the magic 87 of gsis? Please reply.

thank you so much and God bless!

Aldrin Bachain 5 years ago

paano po malalaman yong benificiaries noong members kong ito po ay patay paano po namin malalaman kong beneficaries kami,kAsi nawawala yong kopya niya sa amin bahay.Ayaw mang ibigay sa amin sa amin opsina ninyo dito sa Daet Camarines norte....ang membro po ay kawani ng Deped...

Arnold Baterna. 5 years ago

Hi my father name Sulpicio V. Baterna AFP retired (1984) he is 33 yrs in service, did my father can avail any benifits?

Soliman Irasusta 5 years ago


How can I compute my Cash Surrender Value? I was separated due to EPIRA Law and was amember for 6 years.


Thess of Marikina 5 years ago

Please answer the inquiries so that people with similar problem like me will be enlightened.thank you.

Adel Barraca 5 years ago

The report of my creditable service in the government as shown in my service record in my GSIS portal shows that I have unpaid premiums equivalent to 1.9 years. The said unpaid premiums are in the months scattered between the months I am paid with my monthly premium. Just want to know ho it happens. May I know where should I clear this up with? With the GSIS or with my employer. Thank you and more power!

cara 5 years ago

If ever a casual employee resign after 15 years of servise in the governement can he get the total amount of his personal contributions in GSIS? How can you tell me the exact procedure thank you po waiting for your reply

Anonymous 5 years ago

Is miscarriage/abortion hospitalization expenses covered by GSIS HIP? Ty

carlareyes 5 years ago

Hi! Namatay na kasi ang father ko... Kaso di namin maclaim benefits nya dahil di namin kilala first wife nya...kami lang ang anak... pwede kaya kami ang magclaim... pano gagawin namin sa pension nya na pumapasok sa atm nya... iwiwithdraw ba namin at ibabalik sa gsis?

Maria 5 years ago

How will my 3 minor children avail their GSIS benefits? Their father died last month and his second wife filed the claim but they are not living with her.

mhmarfil profile image

mhmarfil 5 years ago from Philippines

GSIS please reply to these questions. i encourage you to please give answers even very short answers, rather than no answer at all. there are so many of us already here who have serious questions and we need answers. many of us are away and can't immediately go to the nearest gsis office. thank u for your effort to reply to our queries. thanks and God bless you.

Rubine 5 years ago

My husband died at age 55 , in active service for 34 yrs. What other benefits my only child(24yrs old) and I are entitled to, aside from the burial claim. Thank you . Your immediate attention will be highly appreciated.

Marife 5 years ago

I retired at age 49 with 23 yrs in service. Am I, as GRATUITANT entitled to burial benefit in case I die?

George 5 years ago

May I suggest that you put a separate counter, for the checklist of the requirements of each claim (Death and Burial, Survivorship etc.)so that memebers/guest may just pick one that he/she needs instead of going to the Follow-up Lane.

Inabot ako ng hapon sa kahihintay ng number ko, kukuha lang naman ako ng checklist.

leo hufancia 5 years ago

good day, asked ko lang kung this year 2011 meron po bang christmas bunos ang mother ko she is a pensioner.

Bubskie 5 years ago

I just wanna ask if we wanna pay using check payment, where should be payable to the check that we will issue?


Maenie 5 years ago

Good day! I wanted to ask if I'm automatically a GSIS member upon submission of forms required by my employer.


chr 5 years ago

Pwede pa bang gamitin ang GSIS e-card kahit expired na validity...

che 5 years ago

Good Day! Can please somebody help me with my questions...Will the expired validity of GSIS e-card can be used for atm transaction.. GSIS told us that the pension was added to the account of my mom but unfortunately, the card was expired.....I wonder if we will be able to withdraw a certain amount or we really need to go to UNION BANK.....Please...Thanks and more Power!!!

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twentyfive 5 years ago Author

@Maenie -you will be automatically a GSIS member if you're working in the government and when your employer has submitted all the documents needed to your membership and when you are already contributing premiums plus you have a GSIS ecard and GSIS membership info. Ask about your HR or Admin about it. Thank you :)

@Che - no, everything that is expired can't be used anymore. I suggest you go to the nearest Union Bank in your place to renew the atm card. Thank you :)

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ginger1973 5 years ago

Hello..Just want to ask if may parents can claim pension. My dad worked at a Govt Hospital from 1961 to 1976 and my mom also worked at the same hospital from 1964 to 1977...Can my mom avail a pension and also death benefits since my dad passed away 4 years ago? Many thanks!

anicia monton 5 years ago

i just want to know if i could refund the arrerages taken from the maturity of my policy besides it was deped who was deducting it from my salary and i don't even had any leave of absence

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twentyfive 5 years ago Author

@Ginger I know your mom could get something. I suggest you help her visit the GSIS office and bring their documents 9both your mom's and your dad's) and check their records. If the premiums cover the requirements for the benefits, then your mom could get more. :)

@Anicia hi! Bring your statement of account from the Deped and go to the GSIS office. See your records and reconcile with them.

evelyn angeles Vizcarra 5 years ago

yung remittance ko po sa GSIS ay bakit di po maipost,need kong magconsoloan 2months daw ang kulang dinala ko na sa gsis record of payments ko complete na po. thanks....

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ginger1973 5 years ago

Thank you twentyfive..I have a follow up question..My father died last Nov 20, 1997..its more than 4 years. Can we still claim the death assistance or pension na lang?

malenskie 5 years ago

Good day TWENTYFIVE! I would like to ask po, sa situation po namin, both my parents are already deceased, my dad passed away last 2009 and been worked for gsis almost 32 years then my mom passed away last year 2010 she is a public teacher been worked more than 30 years. Nung buhay pa po mother ko, nag file po siya for survivorship para sa kanya at sa sister ko po na special child and yet hindi nga po granted yung para saknya pero sa sister ko granted pero until now hindi pa po namin naclaim yung para sa sister namin, tapos ngayon nabalitaan namin about the "retroactive", so makukuha po namin yung para sa mother po namin from the death of my father until the death of my mom? And i would like to clarify po according to GSIS Act of 1997 (RA 8291)"when only dependent children are the survivors, they shall be entitled to the basic survivorship pension (which is the 50%) for as long as they are qualified,PLUS the dependent children's pension equivalent to 10% of the basic monthly pension for every dependent child not exceeding 5, counted from the youngest and without substitution", since my sister qualified po siya, this will be given to her po? Hoping for your reply sir.

Robert Buhawi 5 years ago

ask ko lang kung ung nag avail ng 5 years lump sum ay mayroong13th mo pay, at 2 years palang syang retire

ofel ledesma 5 years ago

good eve.16 years po ako as public school teacher.ngresign po ako l994.entitle po b k sa monthly pension at lumpsum?thankyou.

tootsie garb 5 years ago

just want to ask if a survivor is entitled for a 13th month?


09159390091 5 years ago

i am a permanent employee and planning to retire on february 01, 2012 at exactly 52 years old on that date under optional retirement with 25 years in the government service and receiving a monthly salary of P31,711.00. i am aware to receive an early retirement benefits from GSIS of 18 months lump sum and will start to receive my monthly pension as i reach the age of 60. what RA is suitable? and how much will i receive upon retirement?

lorna d. brion 5 years ago

I am a retired teacher since Sept. 23, 2010, 65 yrs. old, with 34.9 yrs in the service under the 18th month lump sum. Am I entitled to 13th month bonus? Thank you for answering my query. More power

Lai 5 years ago

Hi, my lil sister is a GSIS pensioner. Does she entitled to avail lump sum amount for her remaining 10 years?

Dory Alonzo 5 years ago

After 18 years of government service, I resigned in year 2000 and work freelance . To my knowledge I still have a few years before my policy matures. I stopped paying the balance of my GSIS premiums. Does this nullify my GSIS membership? Will I be able to get some GSIS benefits when I reach retirement age? Can I pay in full the payment arrears so I would get full pension benefits when I reach retirment age?

dory alonzo 5 years ago

After 18 years of government service, I resigned in 2000, with 1 or 2 years before my GSIS policy matures. Since then I stopped paying my premiums. Am I still entitled to any benefits, especially retirement benefits like pension? If I pay up all my premium arrears, would I get full retirement benefits?

ALICIA P SAN PEDRO 5 years ago


cayetano bayot 5 years ago

Sir my wife is about to retire as a oublic school concern is i have a business before which i did not tell my wife and did not declared it.Now my business is closed and paid all the taxes etc.Im now working as a ofw..please enlighten me about this matter..God Bless

Trevor Blitzkreeg 5 years ago

May tanong po ako Sir,.. ang lolo ko ay 79 na., at ngaun lang sya magreretire kasi di nya inayos ung retirement nung una pa,.. pasok sya sa PD 1146 sbi ng GSIS,.. puede ba nya makuha ung mga nakaraan na pension nya starting at the age 65.. kahit ngaun lang sya nagfile ng retirement?

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cherylou 5 years ago

paano po kapag may utang yung member at sya ay namatay may makukuha pa rin ba sya sa gsis?

wella abrea 5 years ago

ask lang po f magkano po ba ang matatanggap ng asawa ko sa gsis dahil...ang policy contract nya magmature na po this coming june 23 ,pero hanggang febuary nalang po sya sa kanyang trabaho as a government employee pero more than 17 years na po siya sa government service ano po ba ang mga benepisyong matatanggap ng asawa ko, magtatransfer po kasi siya sa private company..ano po ba mga benipisyo ang matatanggap nya ..?pls i need reply for this matter....

abrea albrecht 5 years ago

Sir/Madam gud am po tanong lang po ano po ba ang makukuha kong benipisyo sa gsis,kasi mag 18 years na po sana ako kaso lang till march nalang po ako sa serbisyo kasi magtatransfer po ako isang private company and then yong policy contract ko po mag mature this coming june ano po bang mga benepisyo makukuha ko sa gsis?salamat po....

jhenie 5 years ago

pano kng my iba ng pmilya ang member ng gsis?my krpatan b ang legal n asawa s mga pension n mkukuha nya khit my iba ng asawa ung legal wife?e ung legal wife d nmn sila kasal nung kinakasama nyang bgo....

nene 5 years ago

i am a government employee and went on rehabilitation leave due to work-related injury for 45 days. Magkano po ba matatanggap ko from GSIS? I v been employed since March 2009

elsie lilia g. coronado 5 years ago

ask ko lang po kung me makukuha burial ang tito ko na namatay sa u.s. dati po siya teacher sa elementary nag migrate po siya sa state ng mga 90 s. namatay po tito nung october 31 2011.. me makukuha po ba siya burial ...salamat po....

Geronimo O. Suliguin 5 years ago


Reliable information reach the under sign to make an inquiry on the status of my GSIS policy.I enter government service way back,january 23,1976,under Bureau of forest development,Puerto Princesa City Palawan, Holder of GSIS policy no.480930-0114-4,and having a permanent posistion as forest guard.During the pendency of my appoinment my performance is satisfactory to render service from year 1976-1982.It was in this year 1982,when I suffer the illness of malaria.It took several years to recover.In the year 1989,I return to service at the Department of Environment and Natural Resources(DENR),Los Banos Laguna.having an appoinment of casual from 1989-1991.

In view of this,may I request to know if my GSIS policy is still on the record,inquiring your office on what shall I do,so that I can avail of benefits.

Hoping to merit your favorable action to this matter.

james cabz 5 years ago

I had retired from government service in July of 2008 and had availed of a 5year lump sum pension. My question is if I will be entitled to a yearly Pensioner Bonus benefit? If i will be entitled to it, Can I claim? How? Thank you so much.

analiza reyes 5 years ago

I would like to know the status of my request for the dividend payment of my 3 optional policy. Since 2007 I haven't receive any dividend from the said policy. I already filed a request at the GSIS main office..

james cabz 5 years ago

just an inquiry, i am a retiree and had availed of a 5year lump sum and i am going to receive my monthly pension starting on July of 2013 after a 5year lump sum, Can I now apply for a GSIS E-Card? Thanks;;;;;

Maribeth F. Mazon 5 years ago

Good morning sir. I wish to ask if the disability benefit of my husband Felizardo Mazon is already approved?

Kiko C. 5 years ago

my mother died last 2010. and she spent 22 years in service as a public school teacher. is someone has an idea how much a 22year in service teacher can get from the gsis for her family?

aaron bigay 5 years ago

my mother has a loan and she is dead now, did her loan deducted to her benefits???????????

Fely G. Carpentero 4 years ago

My husband has retired effective January 1, 2012. Up to the present he has not yet received his retirement benefits. Why so long? He has medical needs. Wala pera magamit. Please help facilitate.He has been up-to-date in remitting his premiums and other loans.

Cristeta Esswein 4 years ago

Gud PM,

Gusto ko lang po itanong if there's anyway to trace, If there was any contribution from me when I worked in MLGCD as a Liaison Officer that was back in 1982-1986. I am now living here in the US, but just for curiosity am not sure if I will be entitled to any benefits when I reach my retirable age. I do hope that you can provide me the information that will enlighten me.

MULAWIN228 4 years ago


Jovelyn D. Guanso 4 years ago

Hi Good Day can my husband avail of a discount on MIR as my beneficiary. You can Text me at my CP no. 09087125497 or email me at my email address Thank you very much and God Bless..

jose 4 years ago

I am now twenty years in service, and with the age of 43 i am planning to retire what options of retirement may i apply, do i qualify for retirement and what benefits i will receive if any .... ty

Jennylyn Vasquez 4 years ago

My father died last August 14,2011..He appointed as Administrative aide III at LGU, Compostela on January 1,2011..He contributed to GSIS more than 7 months..We claimed the burial benefits..Can we avail the death claim benefits (life insurance benefits)of my late father? Thank you and I am very thankful for your response as soon as possible..

alice 4 years ago

sir ask ko lang po kung pano ang appearance ng father ko while he is abroad

annalizafernandez 4 years ago

sir mam bkt po pti makukuha k n x18 para s amin magina e kinuha nyu.p yun nga lang po ang insurance s amin ng asawa k na iniwan kmy dahil dw po s utang nya 4 years na pong patay cia sana po naman hindi naman pti yun nalang ang inaasahan namin kinuha nyu parin magkano nalang natira s amin tambak na po ako ng utang hangan langit na d ako makabayd sana naman po mabawi k naman po sana yung kinuha nyu s akin yun graduation po ng anak k tong march 28, death anniversary din po ng asawa k tong march 31,sana po matulungan nyu.po ako mabawi k kht manlang 18x n kinuha nyu s akin.salamat po.

annalizafernandez 4 years ago

sir mam bkt po pti makukuha k n x18 para s amin magina e kinuha nyu.p yun nga lang po ang insurance s amin ng asawa k na iniwan kmy dahil dw po s utang nya 4 years na pong patay cia sana po naman hindi naman pti yun nalang ang inaasahan namin kinuha nyu parin magkano nalang natira s amin tambak na po ako ng utang hangan langit na d ako makabayd sana naman po mabawi k naman po sana yung kinuha nyu s akin yun graduation po ng anak k tong march 28, death anniversary din po ng asawa k tong march 31,sana po matulungan nyu.po ako mabawi k kht manlang 18x n kinuha nyu s akin.salamat po.

connie 4 years ago

I have 2 children who have an educational plan. benefit 5 year course. My question, if my children did not complete the 5 year course equivalent benefit, are they entitled to claim the remaining years? thank you

Rodrigo 4 years ago

There are rumors around regarding new average monthly compensation computation to those who wish to retire on 2013. According to; that to get the average monthly compensation is equal to the Sum of monthly salaries from the time first employed to monthly salaries upon retirement, to be divided by the total number of months in government service. OMG, the salaries of teachers in 1980 is only Php600.00/month, in 1986 Php 1,000.00. Teachers received better salary in 2000. THIS IS TRULY THE END OF THE WORLD FOR THOSE WHO WILL RETIRE IN 2013 NOT IN 2012.

alain 4 years ago

sir, i am resigning this April from gov't service after only 15 months of service.Can I file for a separation benefit.thank you

michelle co 4 years ago

good day po,ask ko lng po sana if may makukuha po ba kmi sa gsis na kontribusyon ng daddy ko nung namatay cya bali ang naihulog nya lng po sa pagkakaalam namin po ay mga 5 years lng po?mayrun po ba kming makukuha sa gsis?

ruel141 4 years ago

good sister was a member of GSIS and availed a housing before. Thru me, in 2009, my sister filed for loan restructuring and condonation. We waited for notice from GSIS but no letter. I visited GSIS last last week and I was instructed to send my purpose thru email. I did but no email-reply yet. Please help and advise to whom shall I follow up to the Statement of Account, so we could start the new amortization.

ed 4 years ago

I've been to govt service for 13 yrs then i availed for early retirement then i worked for private co. then retired again after 13 yrs, can i combined both length of service to avail for good separation pay i'm now 49 yrs old , and prev member of gsis and sss

gary 4 years ago

just want to ask...bkit po lampas na ng two weeks hindi pa dumadating ung sinasabi s gsis na check para sa burial ng mom ko ska sa pension ng dad ko?saan ko ba dapat follow up yun?

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twentyfive 4 years ago Author

I think it's because of holidays and Holy Week. GSIS sends letter/mail to your address once a check is ready to be picked up. The letter will tell you about the check and the things to bring in claiming the check. If you want to follow up, you can call their hotline thru the claims division. Thank you. God bless :)

gary 4 years ago

please can you give me a number were can i call to follow up?thanks..

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twentyfive 4 years ago Author

what GSIS branch exactly are you on?

Benj 4 years ago

Im only 7 yrs in service, and im planning to resign next year, but i still have unpaid loans, ibabawas nalang ba nila yung utang ko dun sa contribution ko?

gary 4 years ago

pasay city GSIS

maria g. capuchino 4 years ago

when and how much do i get e refund in my policy . since it was already matured last november, 2011

RWENA 4 years ago


rebby 4 years ago

gud applying for the CHED study now pay later and they were requiring me to pass a proof of SSS/GSIS premium contribution of my co-borrower. how may i get a copy of that proof?thanks.:))

Precilla U. Enriquez 4 years ago

I just want to ask about my emergency loan deduction..i have two emergency loan deduction...can u pls stop the other one ...

Precilla U. Enriquez 4 years ago

This is Precilla U. Enriquez,,teacher from Cabilang Baybay Elem. School, District of Carmona....i just want to ask why do i have two emergency loan deductions? Is it possible to remove one deduction to make it only one...I have a small net salary and that will be a big help if u can help me to fix this....thank you very much....

TCS 4 years ago

i am a new public teacher how can i become gsis member? what are the requirements?

virgie 4 years ago

I worked for the government for 16 years but resigned in 1998 because of an illness. I have not applied for any separation benefit since then but now I've just turned 60 yrs old so I want to know of am I entitled to any benefit. I will greatly appreciate any advice on this matter. Thank you very much.

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twentyfive 4 years ago Author

Sorry just replying now. Things were hectic..

@Benj You better let GSIS assess your benefits and obligations once you resigned. They know them best. Thanks and God bless.

@Gary (632) 479-3645

@Maria Bring your certificate to the GSIS office together with your ecard and valid IDs.

@Rwena GSIS will send you a mail if the check is ready for pick up. Bring 2 valid IDs with photocopy (back and forth) in claiming it.

@Rebby You can get them from the GSIS members assistance. Just bring valid IDs

@Precilla you must see your records and know about the cause so f deductions asap. Go to the GSIS and bring copies of your payslips from DepEd

@ TCS your liaison officer can submit the requirements for you. Usually they are your NSO birth certificate, marriage contract, your children’s BC, your DepEd appointment, and valid IDs.

@Virgie oh wow that was so long ago. You better go to the GSIS office near you and submit your documents and claim what you can claim. They have to look and check your data in the computer and personal records to see if you are entitled for claims.

ma.Concepcion C. Binarao 4 years ago

inquire lng po ako sa funeral benefits ng lolo ko, his name is Felipe T. Cobardo

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twentyfive 4 years ago Author

Please contact the GSIS Office your Grandpa is in. Usually GSIS send mails via telegram when the check for funeral benefit is released

daniel cayabas 4 years ago

good day sir/madam, inquire lang po kasi nawala ang dalawang gsis e-card. thanks

evelyn g. 4 years ago

1. Been separated from government service for almost 8 years after 15 years of service, and has applied for CSTV and retirement benefits just now.

2. I was informed i will be receiving my monthly pension upon reaching my 60th birthday which is 10 years from now.

3. I am so interested to have a gsis e-mail id. Is it possible for me to be issued such id? Sounds funny but i am really eager to have gsis email id. May I know on how to apply for the id?

Thank you so much.

dheena 4 years ago

ask ko lng po may father has been working in govt for 30+ yrs and hes already 64 yrs old but he's sick. He still wants to continue working until he reach the age of 65 to claim his full retirement benefit. But due to his condition..he's suffering with CA, can u advise me if i will encourage him to retire na ? because some says that if he is still in service and died , his retirement benefit will reduce to 50%? so is it adviseable to encourage him to retire now while he is still alive? Waiting for your prompt reply sir/madam. Thank you so much.

Cris 4 years ago

if a teacher will be on leave without pay,is it okay to continue paying the monthly contribution to GSIS through window pay and will it be considered as a regular and continuous contribution until he/she will reinstate or resign?

Julita L. Selidio 4 years ago

I live in El Paso, Texas and I get my pension here through ATM. Last January,2012 I withdraw from the ATM my lumpsum pension. On February I was not able to withdraw. May I know why? Thanks. Please answer me in my daughter's email ad Again thank you and God bless.

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danalonzo 4 years ago

My mother died a year ago (gsis survivor beneficiary) and was not able to collect or was stopped for about 15 yrs now as she was unable to get or update her gsis card. I have also a brother who is a retarded. How can I collect all the years that was not paid and is my brother who is retarded qualified to get a continual benefit as a dependent.

libay 4 years ago

Hi ask klng lng po about sa fzther ko namatay sha last year sept2011 ngretire sha may 2007. Aside from burial claim may makukuha pa b kme deafh claim since nde pa nkapagfile ng retirement ung father ko mula 2007? Thanks

libay 4 years ago

May deadline po ba pra sa death claim? San poj nmen pwede ipasa ung docs quezon city police po sha anonas station? Hinanapab po kme endorsement letter from bpad kaya lng po nde pa napirmahan kc nde pa po ntransfer sa mothr ko ung pensyon magbigay po kaya ng extension ang gsis pra sa enndorsement letter or khit to follow nlng since un nlng ang kulang?

Jun 4 years ago

To whom it may concern:

Shalom! My mother, a retired public school teacher, who just received her pension a year ago after taking a lump sum on retirement, sadly passed away. Thinking of a burial benefit from GSIS, we processed her application. However, since she had an outstanding loan, we were told that such benefit will not be given to us but instead used up to liquidate her loan as well the four months of supposed survivorship pension for my father. Just asking if indeed this the general policy. I hope you could find time to help us understand it. Thank you and GOdbless!

dorcas arambulo 4 years ago

I would like to inquire if and when the GSIS would implement the removal of 18-month lumpsum so I could file my retirement papers to avail this benefit.thank you and God bless.

marian 4 years ago

ask ko lng po ung father ko po nag early retirement ng 25 yrs. in srevice pero nakuha na po ngtrabaho uli sya at nakapg hulog ng more than 4 yrs. ngayon po 68 na sya pano po malalaman kung mgkano ang makukuha nya wala naman syang ecard

goodimp 4 years ago

hi!!ask ko lng po kung anu father died last july 2011.bir employee po sya for 30 yrs. ngfile na mom ko for death claim last yr pero na deny kasi kulang pa daw affidavit of surviving legal heirs na form saka nso birth certificate.may spa na ko from my mom para sa gsis.ask ko din kung pwede ba kahit kmi na lng magkakapatid mgclaim ng death claim,kahit hindi na kmi minors may makukuha pa po ba kami???

goodimp 4 years ago

hi!!ask ko lng po kung anu father died last july 2011.bir employee po sya for 30 yrs. ngfile na mom ko for death claim last yr pero na deny kasi kulang pa daw affidavit of surviving legal heirs na form saka nso birth certificate.may spa na ko from my mom para sa gsis.ask ko din kung pwede ba kahit kmi na lng magkakapatid mgclaim ng death claim,kahit hindi na kmi minors may makukuha pa po ba kami???

mark fernan 4 years ago


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twentyfive 4 years ago Author

Go to the GWAPS Kiosk and put your GSIS ECard in the machine and update your cell phone number under the Member's Profile Info. Then tap Update and the details will save.

panganiban 4 years ago

Gud Day po!

tanong ko lang po kung saan makikita ung online update ng Retirement pay ng tito process na po kase un

wewe 4 years ago

gud AM po saang site po ba makikita ang updates the retirement pay

maria minda c ramirez 4 years ago


ada escalante 4 years ago

hi, my auntie is a teacher from bicol, her husband died in 2010 and she is claiming for burial and survivorship, her claims was denied due her husband who died has outstanding housing loan balance, ???

siya pa rin ba ang magbabayad ng balance??

mario alvizo alcantara 4 years ago

my 5 year lump sum ended last july 2011. so on january 2012 I applied for resumption of my pension. I was made to apply for E-Card last march 2012. But until todate (may 23, 2012) I have not received my E-Card? Why?

karen tan 4 years ago

paano po pag namatay na ang pensioner? ung pong napasok na pension sa atm nya pwede ba naming i withdraw, habang hinihintay ung nso for burial benefit?

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twentyfive 4 years ago Author

@Panganiban Just go to the GSIS office and check it out. I think there is no online inquiry yet.

@Wewe same answer to Panganiban

@Maria please go to the GSIS office in Davao. Thank you.

@Ada Yes since she’s the legal spouse

@Mario Ecard releasing takes time po talaga sad to say. But don’t worry, your pension will all be credited to your eCard once it is released and activated. Always call the GSIS to follow up.

@Karen Yes it’s fine to withdraw the pension even if the pensioner died while waiting for his death certificate from the NSO. It usually comes after 2 to 3 months. The cash you withdraw after his death will be deducted from the burial benefits you will receive. Make sure you will file once the DC was released. You can file for survivorship if you are the spouse of the late GSIS pensioner. Read my other article about how to file for GSIS survivorship benefits to know what to do.

mark 4 years ago


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twentyfive 4 years ago Author

I think I have answered that question re: Mark Fernan above. Thanks! :)

Beachie 4 years ago

Ano po ba ang nature ng GSIS retirement. Entitled po bang makihati ang asawa ko sa retirement benefits ko gayun separated na kami pero no court proceedings (de facto speparation lan). Malapit na kasi ako mag retire at yun ang nadidinig ko from my husband camp na since of age na lahat ang anak namin at sya bilang spouse ay primary beneficiary daw ng retirement ko. Tama po ba please enlighten.

Malu Mercado 4 years ago

Hi! My father retire 2000 and has a housing loan which we paid monthly thru gsis and updated naman then 2007 he died. after naman mainform ang gsis we advice na to stop na the payment but until now hindi pa naman makuha ung title kasi hanggang ngayon hindi pa raw nila macompute any possibility na mapadali ito it been 5 yrs already na po.

petals31 4 years ago


i am 62 years old and at present, i have rendered 31 years of service to the government. under the retirement program of the gsis, particularly RA 8291, i am already qualified to avail of the program. my query is, can i apply for retirement with the GSIS without terminating my job and to still continue rendering service with the government until the age 65? pls. respond...

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twentyfive 4 years ago Author

@Beachie Your husband can have benefits if you died. Half of your monthly pension will go to him provided he’s still not married or living with another woman. He needs to submit a notarized affidavit kasi of Proof of Surviving legal spouse if he’s availing of survivorship benefits. That is of course if the GSIS pensioner died which huwag naman sana.

@Malu I advise you go to GSIS and let them assess your remaining loan balance. That way, you’ll get the title.

@Petals You may wish to retire at 65 too if you want but you need to really retire working since you will have to submit retirement papers to the GSIS under oath.. You can however work in the Private Sector.. Please read the GSIS Retirement Benefits and Programs page to know your other options. I’ve discussed more details there and also uploaded videos for everyone who needs to get them better.

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petals31 4 years ago

thanks for your response...but anent to my query...i would just like to share this to of our elective officials has reached 65 years old last 2011 and has availed of the retirement program of the gsis also last year. fortunately, he is still in the service until now because his term of office has not yet ended.

on the other hand, also one of our officials who is now 68 years old, will avail of the retirement program next year 2013 because he already has completed and reached the minimum number of 15 years of service, and fortunately he will still be in the service until his term of office ends in 2019. does this privilege only applies to elective officials and not applicable to regular employees? is there partiality of ruling? pls respond..for guidance.

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petals31 4 years ago

gud morning...pls give me your advice as to when should i file my retirement: 3 months before retirement date?

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mhmarfil 4 years ago from Philippines

Hi Twentyfive... Thanks for your effort to create this blog about GSIS, and SSS too. Sometime ago I asked two questions. I've been busy and didn't return to that question. But I think my questions were not clearly answered. It's about my mom's burial benefit in case she dies. OK, let me explain. She's still alive but is really very frail, has incontinence, has Alzheimer's, very thin like a skeleton and has sever arthritis pain and couldn't walk far. She probably has few more years on this planet. I wanna sort things out for her because I'm her only child.I don't have a brother or sister to help me around or cousins to help me with the burden of caregiving. I can't always go to your Pasay Head Office even though I live here in Imus, Cavite & it's not exactly too far away. I'm a single parent with one high school daughter and it's tough on me having to multitask everyday.

My most pressing question is: Is she entitled to the P20,000 burial benefit in case she dies?

She's a retired DepEd teacher but I'm not sure if she had 10 or 20 years in DepEd/Government service. What if she is one or two years short of the needed years of service? I searched for answers online on GSIS website but I can't get the answer. She availed of the RA1616 sometime between 1973-1976 I can't exactly determine because I was a child back then, and my mom's employment records are all gone due to constant moving to other apartments and houses. Her memory is also unreliable I can't pry any accurate information from her. She taught in private elementary and high schools and became an SSS member that's why she is now an SSS pensioner. But I still want to know if under RA1616 and if she complies or not with the required number of years of service, will she be eligible for burial benefit? Please enlighten me. Reason is that if she suddenly pass away, and her St. Peter Memorial Plan is not yet fully paid (we still have 3 years to fully settle it until 2015), I worry I will foot her funeral / burial bills. As the only child, it is such a big expense and a source of stress for me. Every bit of help, like the P20,000 burial benefit from SSS as I am sure she is definitely entitled to this, will ease my doubts and fears. So therefore, I'd like to ask if she will get something from GSIS too? I've been a breadwinner for more than 20 years now and I must admit it's very tiring. This part of my mom's life I want to end with some peace of mind on both our parts. Please enlighten me madam/sir. Thank you very much! -- Marissa

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twentyfive 4 years ago Author

@Petals to better satisfy your query, please inquire personally at the GSIS membership assistance as I don’t know the exact stuff to say. Regarding your filing of retirement, you can file after you got your retirement papers from your office since they are required when you file. You can also avoid coming back over and over again.

@mhmarfil I feel sorry about your Mom. I hope she will be happy for the remaining years of her life. Yes every GSIS member is entitled to the burial benefit. The late member’s beneficiary or legitimate children or the one who settled the funeral expenses can claim the benefit. Juts submit the receipt of funeral expense (the receipt must be under the claimant name), Affidavit of Funeral Expense Form which you can download online, the deceased member’s NSO authenticated death certificate, your 2 valid IDs and your NSO authenticated BC. Pass all original documents plus photocopies

The NSO DC takes time to be released, my grandpa died and we waited until 3 months when NSO released his DC. Check releasing is fast, GSIS will send you a letter once your check is released and available for pick up.

Cielo 4 years ago

Hello po! Very informative po ang blog nyo. Gusto ko po sana malaman kung pwede pa po ba mag apply ang mother ko ng retirement benefits kc 2006 po sya nag retire e ngayon ko palang maaasikaso kc nag out of the country ako. S BIR po sya pero she's with the government for 26 years, nag early retirement po sya s BIR 50yrs old sya. Thanks!!

mike F. 4 years ago

Good day,yung father ko rendered service as Army way back 1970's for almost 3 years.Nag-AWOL po siya after several wars in Mindanao late 70's.He died last year,his records are not clear as he failed to secure it properly but some shows his legibility as an Army and contributions in GSIS.His Army Serial Number 592798.Please help us claim even a burial help for my nanay.Really aprreciate your feedback.My contact Number 09225445806.mike

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twentyfive 4 years ago Author

@Cielo you must file your mom's retirement's benefits asap. I'm not sure if they have grace period with that but you really need to go to the GSIS and file for your mom. She worked for 26 years and she deserves all the benefits. Time is Gold. Regards to your Mom :) Bless ya!

@Mike Hello there. Bring your Dad's documents and IDs in the GSIS to check if he's entitled for any benefits. Only they could assess after checking his records and employment history. Thank you for dropping by and God bless..

KAY.. 4 years ago

gud day po.... may query lang po ako...ung father ko po ay magreretire na next year....worried lang po kami lalo na ung mother ko may iba po kasi syang family....pero kami po ang legitimate....all in legal age na po kaming magkakapatid wala po bang habol ang mother ko sa mga benefits nya... thank so much po in advance....

henry 4 years ago

hello! i'am about to resign from service this year. i learned that i will have separation benefits, however, i can only get it upon reaching 60. i might not be able to wait that long. can i avail of the consoloan now, instead of waiting for my separation benefits, since my outstanding balance will be automatically deducted from my separation benefits/claim. thanks.

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twentyfive 4 years ago Author

@Kay If she is the wife yes she could be entitled with the benefits if your father died and if your mom has no other partner or husband.

@Henry I’m not sure if consolan is granted for retirees too. You may ask GSIS personally to check if you are qualified. Thank you for dropping by.

laarni 4 years ago

tanong ko langpo if pwede pang iclaim ng byenan ko ang burial benefit ng asawa nyang namatay last 2008 pa po siya namatay.... kompleto na po ung naipasa namin na requirements sa gsis kaso nong iclaim namin isa lang po i.d. niya kaya po hindi binigay yong tseke ngayon po na dalawa na i.d.pwede pa rin po bang iclaim? please help us naman po... salamat and God bless

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twentyfive 4 years ago Author

You can try to request again for it since the check may have lapsed its validity

cezjaq 4 years ago

Hi I'll be 54 nxt year and will have. Rendered 33 yrs in govt do I avail of the ra 660 retirement ?

pinoyparin 4 years ago

My mother died 2 yrs ago, her GSIS pension was suspended due non-renewal of id card, Can I still collect the non-colledted pension after the suspension of her pension? What do documents do I need to present?

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twentyfive 4 years ago Author

@Cez download this form and submit two copies to the GSIS office handling your membership

@Pinorparin she must have renewed her ID to keep receiving pension when she was still alive. If she died, you cannot renew the card anymore as it will be invalid.

pinoyparin 4 years ago

Thanks for your reply, my questions is, since she was not unable to received her pension before she died, as the living son can can I get back payed for the years of her pensions she was not able to received. Thanks, your doing a great service for the GSIS pensioners.

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twentyfive 4 years ago Author

if her account was suspended because she didn't renew her active status when she was still alive, then the pensions would stop crediting to her account. If she requested resumption, they will give it back at her ecard. The requirements for that request is her presence, her ecard, her fingerprints and signature. Even if she was entitled for those missed payments, how could you get them now again if nobody could apply for resumption anymore.

If she has surviving spouse, he could apply for survivorship benefits and pension and request those missed payments in case. Thanks and God bless :)

pinoyparin 4 years ago

i have followup questions, i have a brother who is a 'special child' 62 yrs old, is he entitle to the benefits, if he does, then as a guardian, i can apply for the missed payments and the benefits due to him. Tnx very much.

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twentyfive 4 years ago Author

if he was a member of the GSIS for quite some time and meets the requirements for any benefit entitlement (example: disability or retirement) then you must file for benefits. GSIS will then assess your brother if he could be entitled. God bless :)

nelia monta 4 years ago

ask ko lang po,matagal na po walang natatanggap na ppension ang mother ko.nagpunta na po kmi s gsis dinalupihan,,sabi posamen mgdala kmi ng old reciept kaso wala na po kaming makita kopya binaha na po.ano po ang dapat naming makiclaim pa poba mother ko.


im irene alfa fangon-villamil, election officer lll of comelec, pangasinan. i am 57 yo and have rendered 33 yrs. in the service. im planning to retire at age 60. will i receive all my benefits? my gsis will mature 2019. pls. give me computation. i hope u will entertain my querries. thnx a lot. god bless!IRENE ALFA FANGON-VILLAMIL

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twentyfive 4 years ago Author

@Nelia help your mom in the GSIS branch handling her membership and bring her valid IDs. Explain to them her GSIS receipts and documents were wrecked by flood. I think they will understand. That way, they will assist you the best way possible to fix her inactive pension. They will check her records and its status then tell you what's going on and why it has stopped and what you must do with it. God bless.

@Irene yes you are entitled to receive benefits :) You can get tentative computation in the GSIS office. Bring your ecard and choose the type of retirement plan you like. Better choose the ones that match your year of service and then just select the one that will give you the highest amount of benefits. Have a sweet day and God bless.


Emma Santiago 4 years ago

Inquire ko kung pano reimbursement procedure para sa dalawa (2) OULI Policy offered by GSIS. Date of issue ng first policy ay Nov. 1, 1993 and date of maturity ay Nov. 1, 2022 AND second policy ay issued last May 1, 2000 at date of maturity ay May 1, 2018. Recently ko lang nalaman sa ka-office mate ko na "wala"na daw ito. Nung check ko pay slip ko ay since 1993 up to Nov. 2007 deduction ko at P495. 09 every month. Sang Office sa GSIS at pano procedure kung pano ko mababawi ang binayad ko. Please enlighten me. Thank you

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twentyfive 4 years ago Author

Go to the GSIS branch office handling your membership and bring your policy copies so you can request them to stop your deductions if these policies are no longer offered or void. But I think those are still valid up to the date of maturity otherwise GSIS will surely mail you. But to make things all cleared, go to the GSIS and confirm it. Bring valid ID and your ecard. Have a sweet day. :)

mrs.claridad 4 years ago

gud day po,ask k lng po f may maternity loan po b ung gsis?14mos p lng po akong government employee at nanganak po ako..kng meron man po pwd po ba ako maka avail?2nd,ask k din po f pano k po mlalaman f ok n ung ecard k at ku2nin k po b mismo s gsis office o ippdla skn?ng enrol po ako last may 2012 ng ecard..


I would like to ask how much benefits will i get if i retire Sept next year. i have not received even a single cents when my membership matured a years ago, as per info from your staff i have different type of loan that's why they have no options just to deduct all my benefits to cover my loan they also told me that my benefits is not enough to cover my previous loans. i asked him to explain to me, he did, but i can't understand the way he explained how he arrived to that computation. Can i asked/request GSIS office to provide me a copy why i haven't received any single cents.

berry 4 years ago

Hi..this page is really interesting. I was a public school teacher and has been contributing 1, 757.85 pesos a month for 12 months to GSIS..and resigned from the job after that and relocated to the U.S.A. Can i claim anything from them?, separation fee or unemployement fee maybe? how?

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twentyfive 4 years ago Author

@Mrs. Claridad I don’t think GSIS offer maternity loan, you may try conso loan or cash advance as an alternative. Your ecard will be sent to your address once it is released. You then need to activate it at the GSIS for your fingerprint capture.

@Josefa you may request a copy or statement of your accounts at the GSIS branch handling your membership records. They will gladly provide you one anytime

@Berry Separation benefit is given for those who didn't resign but were separated from the employment due to abolition of his office or position usually resulting from reorganization. The benefit is paid according to specific schedule the GSIS will discuss upon application like:

If the contributions have been made for a period of 1 year but less than 3 years, the benefit duration is for 2 months…

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talitz2550 4 years ago from Thailand

Running into your hub is so timely. I was reading from the GSIS web page about the different retirement schemes. As per decription I fall under the RA 8291. I understand, that is for continuous service. My case is... I had been in the service for 16 years. Then resigned from the service to work abroad in 2005. I'm planning to go back to service around after 2 years... so what retirement benefits do I get?

mia cris 4 years ago

Good evening po. Ask lang po Ma'am/Sir kung ano ba ang proseso sa pag avail ng Disability Retirement? Kailangan ba talaga na walang leave credits?

Wala bang binibigay na guidelines ang GSIS before mag avail ng disability retirement para naman may option/guide ang mga nagbabalak mag retire kung Sino, ano at papaano?

Just like what had happen to my aunt. She is a retired principal She filed her disability retirement on January 2012, after 9 months of waiting, she just knew that her disability retirement was disapproved by the Board of Trustees; according to the medical doctor of GSIS here in Davao City. The doctor gave information to my aunt verbally without any supporting documents presented that will serve as proof of invalidity of the said matter.

What will she going to do?

Thank you Ma'am/Sir. She is hoping for your immediate response on this matter.

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jericgarcia 4 years ago

ask ko lng po ang kapatid ko po ay age 36 lng at gsto nia magresign from service nka 10 years naman po na nagtuturo. may makukuha po ba sya sa gsis? if ever po makukuha po b nya ito agad? tnx po. godbless.

MIA CRIS 4 years ago

Please answer me ma'am...tnx

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twentyfive 4 years ago Author

Sorry for late reply. I was on holidays..

@Talitz I am sure you will have benefits but I am not really sure how much you would get. Please go to the GSIS office and have your assessment so you will know if you’ll be entitled for retirement benefits after you resumed after 2 years. Thank you and God bless!

@Mia there is no specific requirement about no-leave-credits for disability retirements benefits but I know it is based on the capacity of the member whose disability is caused by loss or impairment of physical or mental injury or disease. According to GSIS,

The loss in earning capacity shall be determined on the basis of the following:

1. The employee's actual loss of income from the usual occupation

2. The capacity to engage in any other gainful occupation because of impairment

A disability may either be permanent total, permanent partial and temporary total.

Disability retirement is not planned. To know more about the other retirement options for GSIS members, visit the related article I added above entitled GSIS Retirement Options and Programs. I’ve added some useful videos for each retirement plan. Your aunt must have applied for the other retirement options than disability coz she sounds more entitled to those. :)

@Jeric she needs to have at least 15 years of service and age 60 to apply for retirement. However, she could receive lump sum or cash if she wishes to be separated from service early. Just go to the GSIS office handling her membership and ask their assistance regarding early retirement and their benefits. Thank you.

rolly 4 years ago

hello. my mom was a government eployee for 26 years and she retired at the age of 46 in 1992, she got her lum sum and she is 66 now. does it make her qualified for a monthly penssion since she paid her contributions during her time as a govt employee. thanks. my email is

karenadora 4 years ago

Hi! Good day! I just want to ask how long will I receive the funeral benefit upon completion of the requirements? TIA

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twentyfive 4 years ago Author

@Rolly she may be qualified when she reached 60 already. Please help and assist your Mom at the GSIS office or branch near you to claim her benefits because she may be entitled to it. Bring her ecard plus (if any) her valid IDs, her NSO birth certificate, or any document from the GSIS like the lump sum document they gave her before. Say hi to your Mom :) ALways assist her ok.

@Karen usually 3-5 working days after the filing of application

vanessa 4 years ago

hi twentyfive,

just would like to ask abou the survivorship pension especifically sa child's pension im a little bit confused....nakalagay doon maximum of 5 minor children maka avail sa tig 10% bmp of my deceased father my question is what if isa lang sa mga kapatid ko ang minor age how much will be his survivrshp pnsion as minor child? 10% din lang from the bmp or 50% from the bmp

Maria Abella M. Calpe 4 years ago

I already filed my retirement effective July 2, 2012 at GSIS Quezon City last Septemebr 10, 2012. I was advised that the release of my Cash Surrender Value will be 1-2 months . May I please request for immediate release of my CSV be done because telling you frankly I have no more money to pay for our bills. Iam also taking care of my three grandchildren since their father which is my son died last July 18, 2012. Please I beg you where can I follow this up. GSIS in QC gave me a telephone number but unfortunately the number is not yet in service . Please help me.

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twentyfive 4 years ago Author

@Vanessa yes only minors will be accepted as the beneficiary (children). For more inquiries, contact the GSIS branch near you

@Maria Please make a request at the GSIS QC where you filed it. If they dont answer your call, go there personally. God bless :)

Mia 4 years ago

Thank you very much for the answered questions. Godbless!

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twentyfive 4 years ago Author

You are welcome and it's a pleasure :)

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Lautner 4 years ago

Good day, I would like to ask if the GSIS can release a clearance prior to resignation? The employee is a member for almost 3 yrs now and planning to resign late this year. How long is the process for GSIS clearance? Thank you. 4 years ago

I ampresently working as Secretary to the Sanggunian of a Municipal Government in Ilocos Norte.

I started working as Private Secretary in February 1997. In 2001 I ran and got elected as Municipal Councilor and was re-elected twice. My term ended last June 30, 2010. Last July 5, 2010 I was appointed as SB Secretary. LAst year, I went to GSIS Laoag City to see if I could avail of a cash surrender value. They tentatively computed it and found out I could receive none because of my loans. So I did not avail of it.

But they changed my records so that it appears now that I got separated from government service last June 30 2010 when in fact I did not. My term as Councilor ended June 30 2010 but I was immediately appointed as SB Secretary on July 5, 2010. I was made to understand that since GSIS is premium-based, there was no break in my service record.

It appears now that my new service record started last july 2010. What happened with my service record from February 1997 to June 30 2010? Please help me. I cannot avail of a consolidated loan because my service record from 1997 to 2010 was sort of wiped out?

Please enlighten me on this. I am in need of financial assistance and would like to re-apply for a consolidated loan.

Please help me.

rhose 4 years ago

its been 2 years when i apply my survivor us of now i dont know what's going on.pls

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twentyfive 4 years ago Author

@Lautner please go to the GSIS branch handling your membership and records for that matter. Thank you.

@Arthur the only solution to that is explain your problem to the GSIS Laoag and gather your Service Records from the municipal office or the government agency that handled you before. GSIS will gladly follow what’s real provided that you show those documents. I hope you solve your problem soon. God bless!

@Rhose you can make a follow up by contacting the branch where you filed it. Maybe you need to submit more documents or requirements. Only you can know by making a follow up.

Drako 4 years ago

Good day. I have been a gsis member since august 2001 to jan 31 2008 after which i resigned from service but entered another government agency in nov 2008 up to the present. There was a gap of 9 months . I surrendered my previous policy and was given cash surrender value of around 29 thou pesos. I would like to ask if my 6 years from my ist agency would still be counted in my membership service profile .? Is it still considered in my creditable service in government?

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twentyfive 4 years ago Author

yes I think they will count those in your CYS too. To know exactly your creditable years, go to the GSIS and check your records if they match yours

rona 4 years ago

im a newly hired permanent teacher and still doesn't have my gsis policy number.,how can i get one?

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twentyfive 4 years ago Author

You can ask your liaison officer from your school to register you at GSIS as a new member. Or you can apply personally at the GSIS branch near you. Just bring your valid ID, birth certificate, plantilla and application form. Next step is to have your GSIS ecard. You can ask bout that when you applied for your GSIS membership

bert34 4 years ago

Good eve. I'm already 5 years as public school teacher here in cavite. i want to apply for a conso loan but i found out that I have unpaid premiums. From June, 2011-to present I've only 2 months remittance that disqualifies me to avail the loan. Just want to ask what should i do to qualify for the said loan? thanks and more power!

bin 4 years ago

Gud day! I'm a public teacher. I'm 4 months pregnant having a marginalis placenta previa. My doctor advised me a strictly bed rest till my term. Can I apply this as sickness to gsis so that I can avail the employees compensation. I'm 5 years in the service.

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twentyfive 4 years ago Author

@Bert you must have a clean record without existing loans and balances in the past before you can avail of other loans. I think you can pay and settle those all, that way, you won’t need to pay more penalties and interests, too. Just go to the GSIS and make a settlement of your account

@Bin you can ask your liaison officer to assist you for this. I think you can avail provided you have no existing loans or payables

Pat 4 years ago

Does survivorshp Pension is for a lifetime benefit? Unless the Beneficiary remarries.

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twentyfive 4 years ago Author

yes as long as the surviving spouse does not remarry

Jaime Vitug 4 years ago

I do not have a comment but a question: What are the various ways and means by which a surviving pensioner can prove to the satisfaction of GSIS that he is still alive and surviving to continue to receive the pension?

lorelie 4 years ago

H1! i am a retired teacher and i just want some clarification for the GSIS benefits.i retired at the age 44 and one year more i can enjoy my maturity but i can't wait for another year because i really need to retire that year for an important reason, i talk to the GSIS personnel in our place to ask if it's ok to voluntarily pay my monthly dues until the maturity date but she told me that it is not allowed.I am so disappointed because I contribute for almost 21 years.It is not fair in my part. I even ask her if there is another benefits aside from that and she ask me that i can claim from my policy but until now it's already 3 years.i hope somebody can help me about these...thanks

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twentyfive 4 years ago Author

@Jaime nowadays old age pensioners don’t need to go to the GSIS anymore to renew their active status unlike before they had to go there at the GSIS and have their fingerprints scanned to prove being alive. I read somewhere NSO is doing amazing job for this. That is so good because elders won’t need to tire anymore to travel just to go to the GSIS.

@Lorelie I suggest you go to the GSIS personally to follow up the claim and find out what happened.

Beth Alparaque 4 years ago

May I know if GSIS retirees or pensioners are entitled to the 13 month pay? Or,? specifically in my case who retired August 31, 2012?

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twentyfive 4 years ago Author

My grandma is a pensioner and she got her bonus on Friday. I think all pensioners will get them. Check your ecard po

Jane 4 years ago

Good day po. Pano po ba mag-compute ng magiging monthly pension po. Nag-resign po ako sa work noong May 2012 and 16 years po ako in service. Maraming salamat po. God bless po!!!

Francisco S. Munoz 4 years ago

Nag retired po ako taong 19991,bale 39 yrs. old po ako noon .15 years at 9 na buawan sa serbisyo. P.D. 1146 ang nilagay ng aking opisina.

N a pagsapit ko ng 60 yrs.old doon ko makukuha ang aking benipisyo sa GSIS at PAG-IBIG Fund.

Nitong ng 60 yrs. old po ako pumunta po ako sa GSIS at PAG-IBIG

nag claim po ako ng aking benipisyo. Makaraan po ng dalawang(2) lingo binigay po nila.

Excited po tayo dahil mayroon tayong natanggap. Di na po ako nagtanong. Dahil pagkabigay sa akin ng kseke, ang sabi iyong buwanan ko daw na pension ay sa 2017 pa pag umabot ako ng 65 yrs old o after five(5) years. Ano po ang binigay nila 5 yrs gauranteed pension?

Sa 15 yrs. en 9 mons. po bale 32,000.00 lang ang aking natanggap.

Di na po ako nakabalik dahil nandito na ako sa abroad.

Maraming salamat po God Bless en More Power...

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twentyfive 4 years ago Author

@Jane only GSIS will compute that because the CYS and other factors are only assessed by them. Please go to the GSIS branch handling your membership. Happy New Year! :)

@Francisco it sounds like you receive a 5-year-lump sum cash benefit and you will start receiving your monthly pension at age 65. You need to go to the GSIS on that date to apply for ecard plus (atm card) and start receiving your pension from it.

odik 4 years ago

I just want to know how the gsis cash dividend is computed. Kc I had been a government employee for almost 7 years now and have acquired different loans from the gsis amounting to more or less 250,000.00 pesos.OVER THOSE YEARS, ONLY 3 OR 4 TIMES HAVE I RECEIVED MY GSIS CASH DIVIDEND, latest was last december 2012,. WHAT'S MORE CONFUSING WAS, THE CASH DIVIDENDS I RECEIVED FROM THE GSIS OVER THOSE YEARS AMOUNTS ONLY TO LESS THAN 200.00 PESOS. I hope someone can shed light on this matter. thanks

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twentyfive 4 years ago Author

I remember I read before that dividends are being released only once the board has decided to..and once the company or corporation hit big revenue. Dividends are like bonus but unlike 13th month pay bonus, they only come surprisingly :) The more contributions or shares you have in the company, the bigger your dividends will be too. Just some thoughts there though I'm not really sure how GSIS compute their dividends I guess you have to know the whole amount too

ferdinand 4 years ago

nag apply po ako ng policy loan last october 2012 pero hindi po nagrant,inulit ko po ,at lumalabas po sa screen ng kiosk ay "you have already applied for the loan ,please wait for further confirmation via sms" ilang beses na akong nagpunta sa aming branch which is in BATAAN PERO ang mga empleyado po doon ay hindi naman po ako naaasikaso ,saan pa ba ako puedeng mag inquire at mag reklamo? please help me sir...

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twentyfive 4 years ago Author

Did you made a follow up and ask the reasons and explanation about your policy loan? If you feel unsatisfied by the branch service, you can contact GSIS Head Office or visit there personally. It's near in Mall of Asia. God bless you and good luck :)

Vic Oliver 4 years ago

I am a GSIS member for 18 years. Am I qualified to a separation benefit under RA 8291 even if I still have existing loans with GSIS?

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twentyfive 4 years ago Author

Please go to the GSIS branch near you to get assessed about your eligibility and claims and check about your whole account and balances

Jiggy 4 years ago

My mom just passed her US citizenship and when she applied for her US pension, they asked if she is receiving any pension here in the Philippines. She said she is receiving GSIS pension, and they deducted that amount to the US pension she will be receiving. Is that the norm?

bert_sjom 4 years ago

Hello! can a retiree who is receiving his monthly pension allowed to run in an elective position (barangay/municipal level)? in case he won, will he loss his pension. thank you po!

rachel bugnay 4 years ago

my father died lat decemeber 26, 2012. we received his burial dz week only and its only 1,900 pesos. we are expecting to receive 20,000 as burial benefit. they said they deducted the bonus he received last december and his january pension. but at that time he received d bonus he was still alive. is this right? what we know we will receive 20000 as burial benefit. whom we can approach to regearding dz problem?

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Norma R Robles 3 years ago

My sister, Carmelita M Rupido, single, who worked at the DTI, died last June 3, 2011. My sisters, Dolores R Abalos and Rosalinda R Laureta, submitted all the requirements for death claims at the GSIS office in Pasay City on February 2012. We haven't received any feedback for about a year regarding our claims. We would like to inquire from your office about the status of our claims. We wish to hear updates on this matter. Thanks.

Ted 3 years ago

Mom worked for the 25 years in the government. She has migrated and lived in the US since then and has become a US citizen. She recently found her old GSIS card. so she is wonderinf if she still entitled for her GSIS Pension? Thank you.

pm883 3 years ago

hi good afternoon. I'd like to ask about my mom's case. She's been a govt employee since 1994. About 2 years ago, she suffered from mild stroke, she hardly can work very well but she still decided to continue working. but right now, we think she's not anymore fit to work. how do we apply for disability retirement? she'll be 51 this year. thank you so much. i hope we can receive your comment.

Marie 3 years ago

Hello po....good day to you. I met an accident last 2009 while on my way home. The two bones in my right leg were broken. I wasn't able to return to work for 6 months. There is still an open wound which couldn't heal because of the pressure while performing my duties and I am still suffering the pain which was caused by the accident. I went to the GSIS office and inquire what benefits I could get. But sad to say that the office which supposed to be named as: GOVERNMENT SERVICES and INSURANCE SYSTEM were not able to give the insurance benefits intended for their members. We, employees were paying much in our monthly contributions to this agency and yet we could not get the insurance we needed. Please help me with this matter. Your generous consideration and immediate reply are much appreciated. Thank you very much and more power. God bless!!!

rodolfo aranas jr, 3 years ago

where . i file my maturity benefits claim

pam 3 years ago

hello po. I have been in government service and member ng GSIS for almost 4 years then i resigned. im stil 29 years old. pwd po ako makuha ng benefits from GSIS from my AMC when I was still working? ksi i need money for my upcoming operation. tnx po.

LINDA 3 years ago


risa 3 years ago

my mom resign effective oct.18,2012 23years in service.nmtay cya thi fesb.2,2012. naisubmit n nmn lht ng documents.pare wla pa rin kming natatangap yung retirement nya. gaano b ktgal ang proseso?

Angelo 3 years ago

I found out a day ago that my birth-date entered on my personal profile at GSIS membership profile was incorrect. Can you help me to fix this? How shall I do?

orchid63 3 years ago

Gud evening, jus want to be clarified, i worked as government employee for almost 21 years, 11 years as local government emplyee, 6years and 3mos as national govt.employee and 4 yrs n 4 mos as brgy. employee. resigned from work at the national govt. in aug,2003, wherein i have standing salary loan n policy loan with the gsis, and thats the time i transferred to the barangay level. However, in the barangay level, we are not qualified to be a member of the gsis considering that we do not receive salary just honorarium, so my membership contribution stopped. Just want to ask if it is possible to just continue my personal contribution. so that when i reached the retirement age, I could claim some benefits due me. . . thank u very much in anticipation of ur reply. God bless!

Capt Alberto s Acenas 3 years ago

I graduated from the PMA 28mar 1965 and optionally retired 28mar 1981. With 16 years of service with the Phil Navy plus 4 years as cadet, I

completed exactly 20 years of military/naval service. I have not receive

Any benefits since then as I became an SSS member from 1981 to 2001.

Is there a way for me to claim my GSIS benefits for the 20 years as member? Sgd. Capt Alberto S Acenas PN(retired), 0-4945,Quezon City. Please contact me at the following: landline; 3455688, cellphones: 09328778747, 09287774747, 09228540778

Ernie C. Cerado 3 years ago

My friend applied for a retirement. However, on his 65th birthday on May 10, 2013 he met his untimely death at around 10pm after suffering of heath attack. His papers were on process. In fact, his clearance from the OMB was received on March 13. Can the heirs claimed his retirement benefits which he applied for or just survivorship? Please contact me at 09066147684. Thanks.

Odessa N.Rosario 3 years ago

Blessed day!

I juz want to inquire if after having twice dilatation after my miscarriages last year and this May if there are still benefits I can avail from the GSIS aside form the two months maternity leave with pay.Im a permanent teacher and almost 8 years in service.Thank you and God bless.

atolentino 3 years ago

hi, just want to ask on how to change status on a member's info? as ive read on your posts that i should go to a gsis kiosk and place my ecard but what if i dont have any ecard yet? they mistakenly placed the status as married and not single. i will avail a loan but i cant proceed with the application since i need to change my status first.

twentyfive profile image

twentyfive 3 years ago Author

You need to file a form in the GSIS to update your status to Married and attach your NSO Marriage Certificate. Submit the form and the NSO MC to the Members Info Service. If you are single, I suggest you submit a CENOMAR to prove you are indeed single.

Wilfredo Perez Calimlim 3 years ago

Add Your Comment.Sir /Mam, Good day po. My date of birth is September 15, 1954 now I'am 58 years old of age from Nr 24 Brgy San Vicente, Calasiao, Pangasinan. On December 1, 2006, I avail my Optional retirement from the PHILIPPINE NATIONAL POLICE, with an acumulated 28 years 11 months and 15 days length of Police service, I entered Police Service on January 16, 1978 and I'am a former member of Integrated National Police. Sir/Mam, Could I avail my GSIS pension benefits even I haven't reach the age of 60 yeays old and Pls enlightened me on what are the benefits due to me. Maraming SALAMAT PO. waiting for your response po.

Rone Jocelyn 3 years ago

good evening i would like to ask for help regarding the burial benefits of my mother in GSIS..the problem is i am about to file the documents the problem is that my father won't sign a quitclaim or waiver in favor of us the children..all the funeral receipts are under my name and my parents have been separated for 19 years, what other documents or affidavit should i submit in replacement of the waiver? please send me your answer to my email address I need your advice badly because we still need to pay some debts my mother left behind..

antoinette 3 years ago

hi! just want to ask on how my maternity benefits be computed. i am a teacher holding a permanent position. i had a miscarriage last may 13 and got back to work on june 17 . hoping to hear from you, guys! thanks and God bless

dhek 3 years ago

hi, my petition for u.s. will be granted soon. what benefits or incentives can i get from my contribution in GSIS if i resign now. i have 10 years in service but also have previous loans, and no more leave credits. thank you in anticipation of your prompt response.

richiemay 3 years ago

good father is a soldier and he died 10 years ago but we didn't receive anything from here even burial and any pensions...can we still process and get those benefits? thanks for you on this matter prompt response

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belle63 3 years ago

Good day!

Ask ko lang about Sa. gsis ko., is there any possibilities na makuha ko ung contributions ko from 2009- 2013,, 3 years mhigit din ako sa public school and nagresign para magturo sa abroad.

Please help me.


glenn 3 years ago

what is the effect in my separation benefit if I resign from service but will not yet process my retirement due to some office clearance problem?

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rpdelrosario 3 years ago

I am already separated from government service last April 2013 at the age of 48 years old. . Am I still entitled to disability benefits in case I can no longer work due to poor health condition?

juugo 3 years ago

pwede ba mgapply ng conso loan kahit na wla ka pang ecard? pwede ba kahit bp number lang? thanks

anna 3 years ago

Hello dad passed away last JAnuary... we are already done with the processing o all the needed requirement. then it was found out that he had some unpaid existing loans so all his benefits where not result coz it had to be deducted from his loans. though we passed some payslips indicating some payments of his loans that were deducted from hist salary.. anyways po.. the question is to they have the right to not release the burial benefits because it will also be deducted form his loans? I thought burial benefits should be given no matter what...

vic23 3 years ago

h! twentyfive my mom is a teacher she died on march 1 2013 she is on the service and she applied her retired in the ombudsman last year 2012,then after i completed the requirements for the death benefits and her survivorship, the employee said in the GSIS you cannot claim your mother retirement cause she didn't apply for the retirement before she died,but she is already applied her retirement on the ombudsman she is 36 to 38 years in the service ,what is this? what is the rule of GSIS about this care, i think this is not fair... hope you answer my concern ....

cristy abalde 3 years ago

i been working in the government for 18 years ,,,is the any assurance for me that my 3 kids can get the benefits they can have. Aside from my husband ,,,,how and what will i do. encase of my sudden death

vic23 3 years ago

pls i really need your response for my concern about the case of my mother...

grace 3 years ago

hello, ask ko lang po kung may mkukuha pang benefits ang father ko. he passed away june 2004. buhay pa ang mother ko, wla po bang benefits?

Ligaya Millamena 3 years ago

Is there a government share in computing for Cash Surrender Value, what %? thank you.

cherry 3 years ago

hello po pls help me with my queries.. my mum works 14 years in service as a teacher and AWOL ang status nya because she is suffering from depression. And now my mum died may 2013... we never get any benefits at all since she is AWOL for 8 years now because they said my mum didn't reach 14 years in service. is that right? thank you

rosalie 3 years ago

hello. id like to ask if im entitled to a refund of my premium contributions. i used to be a clerk of court prior to my assumption as municipal trial court judge last dec. 6, 2012. Since judges are covered by a separate retirement law, i applied for a premium refund. I was told however by GSIS that all i can claim is the cash surrender value of my policy since refund is given only to prosecutors under RA 10071 who are remitting both life and retirement premiums prior to May 29, 2010. is this correct?

Another thing, sir. as advised by them i applied for the cash surrender value of my policy. i was surprised because GSIS Surigao not only deducted my outstanding policy loan from the cash value but also deducted my outstanding E card cash advance and consoloan resulting to a zero net proceeds. i thought what would be deducted would be the regular policy loan only since i continue to be a member of the GSIS albeit the type of my membership has changed from regular member to special member (with my becoming a judge). In fact, i was told that i can still avail of all kinds of loans even if we are now contributing only for our life insurance.

Finally, sir, may i also ask your kind opinion on this. as of march 13, 2013 my length of service is 14.16438. if i apply for separation benefit today, oct. 28, 2103, will i be entitled to cash payment equivalent to 18 times the Basic Monthly Pension, payable upon separation, and the monthly pension for life starting age 60? THANK YOU SO MUCH, SIR. looking forward to hearing from you ...

Jo 3 years ago

Just wanna ask if there are other benefits ( such as the 13th month and xmas bonus) for pensioners like me who is receiving monthly pensions. I had read this page and was not able to find that which tackle my concerns. Thanks for any clarification you may extend to me.

twentyfive profile image

twentyfive 3 years ago Author

Yup my grandma is a GSIS old-age pensioner and she always receives double pension during December. You can call that extra one month pension the 13th month or Christmas bonus because they always give it during December. It's credited on the GSIS ecard so it's easy to check and withdraw

allan ted uera 3 years ago

good day sir, ask ko lang po may father was disable last since 2003 pa then, nakapagloan pa sya ng 2beses, right now my father is 67 years old na. hindi na po ba sya pwedeng mag apply for loan? kasi po sabi sa gsis cabanatuan branch di na daw sya pwede magloan kasi matanda na at disable pa. hope you can help us. please explain why he cannot apply for the loan.

concern 3 years ago

i am a deped concern s dat...most of us stil not updated our salary...we kept on requesting to our AAOs bout this but still nothing happen....ano dapat namin gawin? of our co teacher s about to retire nxt month..the prob.s dat in her service record n ur office she s MT which s supposed to be a principal...ilang beses n kaming nagpunta s gsis office kung saang branch kami na assign...epr ang sagot samin...punta kami s AAO ilang beses n nmin ginawa pero ganun parin...updated ung year...pero ang sahod namin ang ung s 2010 p...kaya d kami makaavail ng us...we r hoping for your immediate response about this matter...thank you...

ashley 3 years ago

my mom is a Teacher,she died on march 1, 2013 On the service, she is 38 years in the service and her age before she died is 64, she didn't

apply her retirement in GSIS ,ask q lang if how much her survivorship for 38 years in the service n makukuhan naming magkakapatid,and what is the computation?, no beneficiaries,my father is died on june 1, 2013 all my sibling and me are 21 above pls help me cause marame po kaming babayarang utang at wala kaming malaking halaga para mabayaran at matubos ang nakasanlang lupa,sana naman po masagot nyu ang tanung ko at maibigay ang nararapat para s kanyang sirbesyu, pls leave me a message to this number for your response # 09217571481 or reply on for my concern... salamat po

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Gayle1984 3 years ago

I am a government employee since 1995 upto now. Need to avail early retirement kc paubos n daw po vacation leave ko n hanggang dec 12 n lng daw po ang with pay ko. Di ko daw po mggamit mga sick leave ko n more than 6 months p ang mga un kc nasa abroad po ako. I migrated in the USA since july 2013. Need ko n daw po magsubmiy ng retirement letter kc baka daw po ma AWOL ako at alang matanggap. I can't go back right now kc holidays season at plan p lng po umuwi dyan ng family sa June 2014. Pwede po b mag assign ng representative para mag-ayos at magprocess ng retirement papers ko? Gano po katagal ang grace period para

makapagfile at makapagprocess? If ever po ako mag-asikaso ok p po b pag-uwi ko ng June if d pwede ang representative? Ano po mga requirements? Entitled po b ko mkakuha ng benefits? I have been in the gov service for more than 18 months now.

mikah2 3 years ago

I am a government employee since 1995 up to now, but since 2000 lang kami binawasan ng GSIS premium contributions, kon sakali po bang kami ay mag resign ano po ba ang mtatanggap namin sa GSIS, at klan k kami pweding mag karuon ng pension? for how many years bago mag karoon ng pension ang isang member po?

rose 3 years ago

Gd pm.gsis txted me that i am 1 of the recipient of their cash benefit for byad p rin po b un cash benefit n un o wla'tnx.

charmy cataluna 3 years ago

Hi,I had been in the service as A teacher for more than 10 yrs .I and my family went to Canada for a purpose so I decided to file my resignation after a year of stay in Canada.Do I have any claims? Am I entitled for the GSIS separation benefit?Thank you

girly 3 years ago

i filed my retirement last year, i only served 13 creditable years, do i have to wait for my 60 years before receiving my benefits/separation pay?

beatriz58 3 years ago


I received this message twice today....It reads like this:

Please be informed that your Cash Benefit for CY 2012 under your regular policy has already been credited..

What is this all about? Thank you..

she 3 years ago

my mother died last yr and i didn't receive any burial benefit. If may existing loan ba binabawas ng gsis sa death benefit?

lyn369 3 years ago

hi po! I have 27 mos. sss contributions from 1991-1994 worked in a private institution and transferred to govt office from 1995-2010 which i rendered 14 years in service.. i resigned from deped last 2010. Can I avail the portability scheme from my sss & gsis contributions which is more than 15 yrs in service?Can i get a cash benefit right away after my resignation and a pension at the age of 60 in gsis? Because the gsis informed me that i can get the cash benefit which is my net proceeds at the age of 60 and no pension at all. Are they correct?And as far as i know my case is a separation benefit caused by resignation below at the age of 60 not under retirement benefits 8269 as what the gsis told to me at the age of 60 because i'm 39 yrs. old when i resigned due to I worked overseas.Please i need our help and explanation.God bless you and your family!

lyn369 3 years ago

Good day! I just want to let you know that i'm's not RA 8269 but RA 8291 po. Maraming salamat.

nenita arcilla 2 years ago

im writing in behalf of my mother shes a survivorship pensioner since 2002 and receiving a monthly pension of 1,300 php is she entitled of the 5,000.00 php increase?

myra vidal 2 years ago

hi!end of term na po ako sa service for 6 years and a half...pwd ko bang makuha ang aking separation benefits kahit d pa ako 60years old?

weng 2 years ago

hi, just a point of employees compensation benefit of gsis is another benefit that can be claimed aside from the sick leave with pay that a govt worker can enjoy in case she/he got a serious illness.

nini q. 2 years ago

Ask ko lang po. 9 yrs lang in service.Namatay recently at since 2002 pa sya wala na sa service.Ano po ang marereceive nyang claims?

Ma reeyah 2 years ago

Hello po, sir ask ok lang po now working Kasi Akko as is ant govt hospital plan ok po Kasi luminaries ng work pero govt din ung Lilliputian ok pede po ba un ba dirediretso LNG ang gsis ok? Thanks po

edward diesta 2 years ago

My father is retireeng july 12, 2015 due to his age of 65.but his contribution lacks 5months to meet 15years contribution but he serve more than 15years as contractual and regular government employee. Could he avail old age

ed maas 2 years ago

is there such a retirement scheme where if one reaches the age of 63 and entered government service in 1976, the computation of basic monthly pension will be his last salary received from the service and not the average salary of his last three years in government ? is there a retirement option complementing this condition or a Republic Act where this will fit in?

melissa plegs 2 years ago

just want to ask if where can i change my name? i had received my e-card but unfortunately my name was wrong, i should change this immediately before my humid card comes.tnx for the help.

ethel 2 years ago

my father was a Philippine Constabulary men. he was in service for 6 years, from 1971 - 1977. what benefits is entitled for him? thank you

dinah.singedas 2 years ago

i am the wife of retired pensioner sgt bienvenido lopez diaz ..cdd retired at 16 september 2002 effective date. in afp arm forces of the philippines//i submitted all the documents that 2008,2009.. EC disability claim.. pls.hjelp me to check the file of my husband.. my mobile 09123401194 .. pls.. answer asap.. thanksss

tarpa 2 years ago

Goodpm..! I just want to ask if where can we process the benefits of my dad,died last

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insags 2 years ago

Good pm.. kindly clarify me on my lump sum retirement benefit which was not computed based on the minimum 5 k monthly for 60 months, despite of the president's announcement of at least 5k monthly pension effective year 2013. i received only a very minimal amount of 64,846.08 last june 2014 instead of 300k which I'm suppose to receive. thank you

Alena, Baguio 2 years ago


Eam 2 years ago

Hi.I'd like to ask if meron po ba makukuha ang husband ko na casual employee sa city hall for 8 yrs??? but GSIS member po sya...tpos umalis po sya sa work a month ago....

jessica 2 years ago

Hi po! I just want to ask if I'd be entitled for a benefit...I was operated last August for Nephrectomy(removal of kidney)...GSIS member po ako since 1991, thank you

Anita Gadon 2 years ago

I retired from government service in the Phil. two years ago at the age 65 on an automatic pension scheme. I have receiving my monthly pension. I just want to know when I am entitled to the 13th month bonus pension. Please enlighten me. Thanks so much

krisna 2 years ago

Good day.. i just want to ask if what benefits can we claim, maliban nalang of burial benefit.. my mom died last august 9, 2013.. she died at the age of 61.. she was in service for 40 years.. suddenly, she wasn't able to file for her retirement.. what benefit can we get except for burial benefit?im alone and I am the only child.. my father and my mom both gone

azisa krisna 2 years ago

Good day. I just want to ask if what's the benefit can we get, my mom died last year and she wasn't able to file her retirement she was at the age of 61 wen she died. Same with my father he is also gone from me since i was in grade 3... i am the only child..other than the burial benefit what else can i get.. please do reply sir..thank you and god bless.

Paper 2 years ago

My father was a government employee for 8 years before he went abroad. I just want to ask if he is qualified to received separation benefits upon reaching the age of 60? Thank you.

"Members must have at least 3 years but less than 15 years of government service and below 60 years of age."

aida.jocelyn barcenilla 2 years ago

My.husband is surely 30 years in the service.Nd is.57 yrs old.last feb 2014.magic 87 .if he.will retire other benefits.he can get comored to the old age pension.

n.inmenzo 2 years ago

I left my teaching profession to join my husband abroad last 2008..I just have more than 10 years in I qualfied for the benefits...

I cannot relocate my policy , can I ask the main office to chck it??

mohadist 2 years ago

I have been working as a regular employee in the government service for more than 24 years and a member with GSIS since then. I plan to work abroad for professional advancement, Respectable twentyfive, I would like to beg from your liberal advises if I have to retire when qualified or do I have to resign from my post? Please twentyfive enlighten me what to figure out which is adequate and acceptable with the system.

carollorenzo 2 years ago

I have worked with the Government from April 04, 1977 till July 25, 1993. I will be 65 yrs. old already this coming Dec. 23 and till now I haven't receive any benefits yet from the G S I S. I have an outstanding loan of 12,000 since 1994 . I have been following up my pension since 2012 and been asking for the computation of how the G S I S arrived into such big amount of 140,000.00 for my loan of 12,000.00 . I am already sick on waiting for them to answer me but till now I haven't receive any answer from them. Please help me.

butch fernandez 2 years ago

can i apply in the govt again after my retirement!

aquarius73 2 years ago

I am currently working at the DepEd for almost 7 years and previously worked at the local government unit for almost 10 years (1997-2007). My previous agency had remitted my premiums for 1o years, same also with my current agency ..When I checked my creditable premiums I found out that only my premium at the DepEd is credited. I have already submitted the needed requirement such as my latest service records and latest appointment to GSIS since 2010, unfortunately everytime I checked my records still it's not connected or updated. Please advise me what to do? Do I have to go to the main office to settle my problem?Thank you and I hope you can help me..

lyn cebu city 2 years ago

Sir, i am happy nabasa ko itong hub kc i know matulongan mo ako, ask lang po ako kung inttiled ba ang husband kung my mkakuha ng retirement benefit phil. constabulary sya noon at nagretire 2007 sa police kasi naputol ang GSIS sa police noon kaya 18yrs. lang naging member ang husband ko sa GSIS kasi noong nagpunta ao GSIS MAIN PASAY CITY dalawang besis kaso pumuntasa main ofc, pasay ctywala sa record nila unfair po yan sa amen Sir, nakadalawang policy po asawa ko at hindi nga natapos ang pangalawa kasi na cut na and mga polis. Sir umaasa po ako matulongan mo po kami kung ano aming gagawin paano kailangan tala namin AKO PO AY MAGHIHINTAY SA RESPONSE MO SIR PLEASSSE


lyn cebu city 2 years ago

Sir nag email po ako sa GSIS MAIL hind naman po ako sinagot bakit sila ganon, Bakit naman po sila naglagay ng email ad hindi naman pala nila sagutin.. Alam mo Sir katulad ng sulat ko saiyo nagpunta ako sa GSIS main ofc. nila sa Pasay City 2times at wala daw record kinuha pa ng documents ng asawa ko.. and that was my husband age is 60 yrs. old

kasi nga my husband retired at 56yrs. old he is serving 29yrs. 13 yrs sa PHIL.CONSTABULARY and 16 yrs. sa PHIL. NATIONAL POLICE.

Masakit po sa kalooban ng asawa ko na ngayon kailangan nila lalo may sakit na.. Binaliwala sila ng GSIS..

Akaw po Sir ang inaasahan namin na makatulong sana po ay MATULONGAN MO ASAWA KO..SIR




Claire Obeja 21 months ago

I have already been issued a temporary E-card by the GSIS Office, 2013...they told me to wait for my UMID card HOWEVER, those collegues of mine who have just been hired 2014 were issued UMID card by GSIS Office right away but I was not....What's up with this?

Mary 21 months ago

My husband is 5 yrs in the government service and ended it last May 31, 2014.. What benefit he can claim from gsis?

Lynley Sydiongco 20 months ago

Hello. I was a teacher in Tanauan National High School, Tanauan Leyte and a contributing GSIS member from jan. 1996 until May 2010 when I migrated to New Zealand as a teacher. I was months away from 15 years of service when I left. My question is, will I get something later in life? When I left I had some unpaid loans like salary and others. What happens now? Thank you. 19 months ago

I have a querry!

Im working in the govt for 26 years now. Im single. I had a total hysterectomy last July 27, 2015. I would like to ask if i can get any benefit from GSIS....what and how?


Heartzel Fernandez 18 months ago


Good day! i would like to clarify regarding with the Disability of my father June 2015 we filed to GSIS kalibo branch my father both sight are blind, September 25 2015 my father died but the his disability is not fixed after my father buried October 2015 we comply again to GSIS kalibo his Disability if there is any possibilities we can still claim his disability as long as we are having the items then the clerk give us requirements to process the foregoing transaction i check the updates every week in their office and GSIS hotline to double check the updates since their system is generated. I talked with the call center agent and verify if how many working days we can claim the disability because as per GSIS kalibo the survisorship of my mother was hold due to the disability if my father is not yet fix my father worked for 15 years and 7 months and we know that he is qualified for survivor. Last time i called the GSIS hotline was May 21015 and if they state it will 90 working days for check processing i called to GSIS kalibo this second week of August 2015 they the clerk told me that it was DISAPPROVED based on them it was disapproved because of the effectivity date and the member is died already. Now i was so disappointed because why they give as assurance and requirements to process and submit if they job the first thing i comply with them i told them that my father is died while his dissabillty is currently on process now its not our fault if do they have effectivity date for processing because they working with those documents and its not our liabilities. Hope you can give me clarification with this matter and if we still the right to comply again to them. Thank you!

ana miravalles 18 months ago

how many months the validity of GSIS Burial check?

GGL 18 months ago

Hello, twenty-five.

I heard something from my friend and I got curious that's why I found this page. I hope I get a positive response to this query.I resigned from being a public school teacher in 2008 because I was hired here in the US. The total number of years I've rendered to DepEd then was 13 years. I resigned, did not ask any other questions and left for the US. Now, I'm a permanent resident of the US and my friend told me that I don't have to wait for 60 years for my retirement. Is this true? If so, how's the computation going to be?

PS. I had an outstanding loan before I left. Can I still get anything?

Thank you for any response to this query.

God bless!

john 17 months ago

hello po, asked ko long po nag work po ako sa government for 3 years then before i resigned nag loan po ako s gsis now I'm currently working abroad po.ano po ba mangyayari kapag hindi ko po nabayaran yung loan ko since 2012 pa po..hoping po for your response ..thankyou po

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cuteeelen 17 months ago


I am a government employee since January 16, 2014 and currently 20 months in service as of this date (September 11, 2015) and already paid premiums for 20 months. Am I qualified for the consolidated loan?



richard 17 months ago

Hi good day! My brother is single. our mother is still alive at the age of 80. My brother was a barangay official for more than 20 years then. We were 12 remained in the family. I was the sole beneficiary in his gsis membership. When he died i got nothing. It was claimed without my knowledge. Though it was given to my mother. Is it consider a dispute. Could i contest such claim?

Thank you.


I was a school teacher at Cupang Elem School DEC NCR from June 1970 until May 1979, what benefit can I claim? I have no GSIS policy copy since it was lost during the typhoon that occurred in Muntinlupa city. Can you help me please. Many thanks.

rizalina ergina 16 months ago

i am rizalina ergina i started 1964 as member of gsis i am a teacher i resign 1990 i got my 50 thousan lumpsum can i have a rirement benifit at the age of 60

EMILIE BARBER 16 months ago


apolinar j. arenal 16 months ago

Hi, Good day I was enlisted in the Airforce from1973 to 1979 with honorable discharge in the service. I want to know what are the benefits am I entitle to receive. As of now I dont receive any benefits or priviledge in the GSIS . I am now 62years old . What documents do I have to prepare?

Thank you for the assistance and effort you have exerted. Have a nice day and god bless you all there.

Dulce 16 months ago

Good day, my husband serves the Gov't for nearly 5 years. He had a mild heart attack and was recommended by his doctor to rest for a couple of months, will still depend on how fast will be his recovery. How can we claim for the sickness benefit and the medical reimbursement (maintenance medicine). Thanks

goldilocks 14 months ago

i will be 43yrs old in 2016 june 2, and have rendered 19 years in service .i have been a substitue teacher for a year,had become permanent in the teaching service, 1997.will my service as a substitute teacher be included in computing for my retirement lump sum,since i am definite to retire next year 2016.thanks..

Cleng 12 months ago

Hi ask ko lng kung may expiration ang death benefits claim? My dad died last year august

jess 12 months ago

ask ko lng po kung my kung my benefits pa n mkukuwa ang mother? my dad died last 2011..!!then ng hulog sya ng 21 years s GSIS ang kuha nya lng ay 40,000 plus lng po???paanu po b mkakakuwa ng benefits ang mother ko???

V. D. C. 10 months ago

Exempted po ba ang AFP and PNP sa lahat ng GSIS BENIFITS aside sa lifetime insurance?

Gerald 10 months ago

Hi. I would like to ask if you have been a member of gsis for about 2 years and nagresign ka. Pwede bang iwithdraw ang contributions?

Cathy 9 months ago

May expiration po ba ang pag claim ng cash surrender value? I worked for the government for more than 2 years. I am now employed in a private company. Thank you.

Sheila L. Guevara 9 months ago

May I please inquire if my mother in law who turned 90 years old is entitled to a php20,000.00 benefit? She is a retired decs (now deped) supervisor but the pension she is receiving is as a surviving spouse of her late husband who was a pensioner. If ever, what are the requirements? She can still make personal appearance in any gsis office if it warrants her to. Thank you

iza 7 months ago

hi im in government service for 14 years now i plans to resign once i completed 15 years service . Am I entitled separation benefits and or any other benefits thanks

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olancr 6 months ago

hi i worked with the governemt for almost 10 years from 1980-1989 and would be turning 60 next year.

can i pay my membership to complete the required number of years.

i am currently overseas from 1989 up to present. thanks.

Cristina Nadres 6 months ago

To whom this may concern:

I am the daughter of the late Senobio R. Nadres. He was a policeman.My siblings and I wanted to know if my father has any contribution in GSIS. When he died - March 11, 1988 , none of us thought about this. He was born February 29, 1988. Please advise us as I have siblings who needs funancial help if there is any from your office. Thank you very much and hope to hear from your good office as soon as possible. We are not holding any card from GSIS or any records. Thank you !

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Ronx Warrior 5 months ago

I was a member of GSIS from March 2002 until December 2005, what benefits do I have when I reach the age of retirement or will I be able benefit for the funeral/burial compensation aside from SSS?

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kitiara1986 4 months ago from Bicol

Hello po! Just a quick question lang regarding s housing loan ng father ko na namatay na nitong august lang. Panu po un kc that time when he died active pa sya s service. Sa gov't din sya nagwowork at mo thly ang deduction sknya. Ang sabi nong nakausap ko s gsis di daw updated bayad, which is odd kc automatic naman dinididuct s salary nia. Tapos bingyan kami form for Reconciliation. Ipapasa daw s living heirs ang natitirang bayarin na s loob pa ng 15yrs. Di po ba insured naman ang ganon? Panu kung walang capacity to pay ang living heirs? Salamat po in advance sana masagot tanong ko.

Jhulea 4 months ago

Good day po.

Ang aking nanay ay gsis pensioner.

May discount po bang makukuha ang aking nanay kng cia ay maconfine sa hospital.Ano po ang hospitilazion benefit ng isang retired gsis pensioner.

I hope for an urgent rwsponse on this matter.

Salamat po.

Nieves S, Sarte 4 months ago

Just want to know if I can still retirement and insurance benefits. Started working in 1960 and resigned in 1980 at age 42. Did not file any claim even at 65. Am now 78, am I still entitled if I have 15 yrs service record?thanks.

maria cristina b. canlas 4 months ago

Can i ask the GSIS formula in computing members' CASH SURRENDERED VALUE OR CSV? 2 months ago

Ex-Ssgt cesar p Bondoc 575665 PA my statement of svc: 18 yrs svc from 3rd class tree to 1st class tree on April 1, 1968 to October 1,1969 continues svc. So in Tnee I served 1yr and six month.' When I was regular member of the Phil Army continues svc from 1 October 1971 up- 1 October 1980, I served 9 yrs in the Army. I was discharged upon ETE honorable and joint to the Philippine National Police on 1 September 1985 in regular status continues svc until I retired on 1 September 2005, before I join in the PNP one of the GSIS personnel advise me to pay my premium in Areas from the time I was discharged from the Army from 1980 to 1985 so that my svc will be continued I made a loan from the GSIS and paid the amount due, when I retired from GSIS they gave me only the cash surrender value amounting to 25,000 pesos as cash surrender value and nothing else, the reason why he told me that my svc is different,the Army from the Police, and that's why I am asking them how many GSIS that we have , what I know GSIS is from the Government and there's nothing more , many of my co-Police got 1000 pesos or more but for me I did not', that why 'I'm not satisfied with my 20 yrs of government svc there' no due process as for svc rendered,

felix mariano 2 months ago

sir/mam i have a problem regarding the survivor ship and insuranceof my father, my father is already died last july 21, 2016, my father has a housing loan before but it is foreclosed by gsis when i claimed our benefits as surviving heirs they said that all our benefits will be deducted, my question is why they deduct our benefits from the loan of my father that is already foreclosed?

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