LIFE: Is It a Scam?

Cashflow: One of many topics discussed in TEAM

Watch out for that Scam!

Scam: defined as a dishonest scheme, possibly telling somebody that they can get rich fast or that there will never be a better deal then today!

Everyday most people want a different LIFE. Something just hasn’t worked out the way you imagined it would. Maybe you want more money, to be debt free, or you just want more free time that does not revolve around work. Perhaps you do not enjoy your job which makes you look at your income as barely worth it, but you know you need to work to survive. Perhaps you are not in one of these situations, but you want to be closer with God or have better fitness. The truth of the matter is everybody has something in their life that they can improve upon. So whether you have hit low enough to go searching for that change, you just think about it once in a while, or perhaps you have never thought about it, but now that I’m bringing it up you think, “oh ya, I could probably improve upon my …” When this happens many people search online for a fast way to make money or improve upon their life. In these situations they usually come across many options that at first glance seem to good to be true. Usually if it seems too good to be true, it is! At this point an intelligent person usually does their research to find out if these companies have scammed others who were once in your position. If you are lucky, the advice will sound strong and you will decide against attempting to be involved with these too good to be true companies. Still how do you know when you just missed a great opportunity?

This question is in response to a business that I actually just recently became involved with through my boyfriend. This company is entitled TEAM. If you search it on the Internet you find many pages that are telling you it is a scam. So you might listen to these pages and turn away from a great opportunity. Here you might be asking, why is this not a scam and how do you know? Well I will explain it to you. First off TEAM has a couple of different subdivisions you can be involved in. They include AGO and LIFE, along with a few others but these two are my personal favorites! These two areas of business offer life improvement products to you and the people you know. AGO is all grace outreach and provides information on how to live for what you believe and become closer to God. LIFE stands for living intentionally for excellence and provides a great deal of variety of information including marriage packs, parenting packs, and finance packs. Yes you pay to be in the business. Yes there is a chance that you can make money out of the business. Yes it is a difficult business to make money in, but the truth of the matter is that this is not a scam. Why? Because a scam is a dishonest attempt to make money while telling people that they will become rich with in a few weeks. This is not a scam because the product is an item that many people buy anyway. You are buying self-improvement books and CDs. Some of the information has changed lives, marriages, and relationships with friends, family, and children. Like any business you are attempting to get people underneath you to make more money, but it is also about a community growing together to make the world a better place. Once again that is not the definition of a scam.

So since I have only been involved for a few months now, how do I know that this is not a scam? I know because I have seen it. The community that gets together to learn about the product is like a family. They care about each other and they want everybody to have a better life. The product they listen to and read sends messages that inspire them to be better people. This community is filled with people who really want to make the world a better place. The leaders of this business have also been written about as scam artists, but they do not always write the books you read. These books are best sellers that really have a great message. Most of the CDs are recorded from different meetings, but the guests are people that have made a name for themselves and really believe what they are saying. I have seen people break down and cry on the stage because of the difference in their life. This business is not about becoming rich, although that might be a possibility if you want to and have the ambition, but it is about making the world a better place. If you have the ambition to make a little extra money, this business offers you that option. Some people eventually even make enough to leave their current job and live a life of luxury, but that is not what this business is about! This business is about the community. This business is about freedom. Most importantly this business is about leaders who are taking a chance and who want to turn you into a leader as well.

So here is the deal. I am not advocating that you get involved in any business if it seems against your instinct. If something like TEAM and LIFE are not for you, then by all means stay out of the business. Still what I am advocating is that you use your brain when presented with a business opportunity. Many people who get frustrated because they were promised the world write angry and frustrating things on the Internet. They might claim this business is a scam because they were promised to make money and they did not make anything. Some people do not want to change their world and others think they are better than the knowledge provided. The truth is that when you are selling knowledge, there is only two ways that it could be a scam. That is if you were promised to get rich quick off of this knowledge or if the knowledge was inaccurate. So if you have the desire to change the world around you and make your life better, go ahead and take a look on line. Just remember to do your research and when you read what people have written, ask why they wrote what they did. Do they provide examples of how the business was a scam? Is the business the best deal you will ever get? Are you actually paying for a product or is it just a ‘secret’ way to make a lot of money? If you are paying for a product is the price outrageous? Are you talking to a person about the business or is the whole process online? Ask questions to who ever you can get in touch with. If anything does not make sense ask again and again until you are satisfied with the answer. Most importantly though, make sure you follow your instinct and if you have any issues with it discuss with the person who might be introducing you to the business. After all, most people have heard of Avon, Mary Kay, or Pure Romance and many enjoy getting involved, but how is a credible business opportunity like that different from the ones you see online? If you can answer that you might find the answer you are looking for when you ask, “ Is this business a scam?”

Comments 26 comments

Credence2 profile image

Credence2 5 years ago from Florida (Space Coast)

Well, mythicalstorm, I have spent some time looking over the multi-level marketing field. Most are legitimate, it just takes a great deal of work to make any money. With a difficult economy, ultimately commitment of our time in most things must reflect economics to some extent. I have written an article about ideas to help create motivated downlines and get things moving to higher levels. I will take a look at the MLM you mention here in the article, because you never know until you look. But, I am usually skeptical about MSM, until I evaluate the product and the opportunity. Thanks, Cred2

mythicalstorm273 profile image

mythicalstorm273 5 years ago Author

Thank you Credence2 for leaving a comment and being concerned. I did not write this to get people interested, but because I was getting angry with all of the 'scam' claims. Although I understand that it is difficult to make money, that does not make it a scam. I am so glad you seem to understand that! LIFE is a very interesting business and I just love the books, CDs and DVDs that we receive. They are usually entertaining while still giving good information. Although I would love to make money with this business, as of right now I am excited for the information. We have received a couple of paychecks from them so the payment is not a scam. I just don't get it.

Anyway... I was just frustrated with people not using their brains again. Like it happens so often in this world. Thank you again for stopping by and leaving a comment! I greatly appreciate it and as always I am so grateful for your great wisdom!

RealHousewife profile image

RealHousewife 4 years ago from St. Louis, MO

Hey Myth - excellent hub! I hate scammers....and I hate when I fall for them too! Lol. I think it's easy to let our guards down and sometimes we get burned but it's true we need to be more attentive and listen better sometimes.

I basically sell information for a living...I charge money to do research and I provide the client with the facts, So I guess if what you are doing is valuable to another person and they agree to pay you - they should know what they are getting, and I know what they expect. Maybe I should sell CD's about how to do it! Lol. Not really but if I did - the person who bought it could learn to replicate what I do..if they do nothing with the info that wouldn't be my fault really. Or what if they just aren't very nice? They may not get clients because of another reason. So even if I give them the tools - doesn't mean they will use them in the right way. Up up up!

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

Thanks RHW :-) You really totally understood what I was talking about! We live in the information age where more and more people are making money off of information. You see that information to your clients so that they can feel more confident in whatever it is you sell them.... what is idk exactly. lol. So many people buy cds and books from bookstores every month for information and for self improvement. You just need to understand what you are reading or listening to and if you try to use it to improve your life then the money may have been well spent depending on your point of view. Thank you for stopping by and leaving a comment RHW... I have not been on here in almost a month and it was nice to see a comment from a friendly face!

barbergirl28 profile image

barbergirl28 4 years ago from Hemet, Ca

Ahhhhh.... so here is the one that I missed. You definitely bring up a valid point - if you are ticked off because you think that you should have made money quickly, you will easily be tempted to say it is a scam. Take hubpages for instant. Can you make money here... yes... but some give up because they are making pennies and too them, that means it is a scam. Others make more than that, but it takes a lot of time and a lot of hard work. I have seen a lot of these types of businesses. I have even taken part in some of these businesses. Look - I am a beachbody coach... that is kind of the same deal! I wish you the best of luck and i hope you guys really get a chance to make this work! :)

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

Barbergirl: I never connected hubpages to this, but that is totally accurate. Many people could get frustrated by this community and consider it a 'scam' and that really is a great connection! You have had these experiences as many people have which makes it very difficult. As for Darrel and I... don't worry about us! Even if we never make any money every penny we have put in has been worth it. It has changed our lives and our way of thinking and it has been an amazing journey so far that has just begun. I am looking forward to tomorrow with a bigger smile on my face everyday. That is totally worth it to me! But thank you :-)

cclitgirl profile image

cclitgirl 4 years ago from Western NC

Life - hehe, I thought I was in for an existential analysis of the meaning of life. Hehe. But, this was cool, too! How fun that your BF started this business and that it might even possibly change lives. While not for me, per se, you know that you just might be making a difference for people. :) Thanks for sharing!!

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

cclitgirl: I was wondering who would be the first person to say that they thought it was about the meaning of life! lol. This business is very cool and we have already changed lives! Still I understand what you are saying about it not being for you! Nothing is for everybody :-) Thank you so much for stopping by and also leaving a comment!!! I really appreciate that!

PDXKaraokeGuy profile image

PDXKaraokeGuy 4 years ago from Juneau, Alaska

I don't think multi-level marketing is a scam, but I do think it's a very hard way to make a living and there;/s a huge gap between the haves and the have nots. I was involved for a couple years in Quixtar. I never made any money, but I saw people that were. Quixtar/amway is not a scam, but ti's not really a business model that works for 95% of people. I suspect LIFE and AGO are the same and I'm not comfortable with their products. it makes me feel like they are selling God. I may be wrong and i do agree with your point about using your head. I wish you nothing but the best and success.

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

PDXKaraokeGuy: Thank you so much. LIFE is different from amway and I am finding quite a few people who are making a few hundred a month extra... it may not be a living, but extra money is always nice! Also LIFE does not sell God, although I do understand your uncomfortable level with anybody selling God. I go to a school that is a private school and sometimes I feel uncomfortable because it seems like they are selling me God. I keep thinking that I am coming to this school for the program not for my beliefs. Still once again I thank you so much for your support and for understanding the point I was trying to make. I really appreciate it!

Mister Skeptical 4 years ago

Sounds like another new age scam.

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

Well mister skeptical... you can be as skeptical as you want and you can claim that it is a new age scam, but do you have the knowledge to back that up? I'm not asking you to join or to agree with it. I just want you and everybody to think about what they know before they claim it is a scam. Do you know enough information to say yea or no to this? Or are you just stating this off of nothing? Thank you for your comment I really do appreciate it! I just hope you learned something or thought twice about something! If not, then thank you anyway and I guess I will have to do better in the future.

Brian 4 years ago

I am involved and the information is beneficial. What I like is the help I receive to grow my downline while I learn and grow...

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

Brain: I am glad to hear that you are liking the information and are involved. I love the information and the people I have helped as well as changing my own life has made it very much so worth it! Maybe not everybody has the same experience, but it has been great for me. Thank you so so much for leaving a positive comment :-)

Lifer 4 years ago

Thanks so much for this. It helped a friend understand why my husband and I do this. It's changed our lives and finances and fitness an spiritual beliefs an so many other things that would take way too long to write. Thanks again, keep on keeping on. FIRED UP!!

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

Thank you so much Lifer! I am so glad that I have helped somebody with this! I love being involved as well! As you have said it has just changed so much in my life. It really is a great thing! FIRED UP!!

do 4 years ago


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mythicalstorm273 4 years ago Author

Do: You are very welcome!

j-byrd 4 years ago's not a scam because it doesn't promise you wealth right away, but over a long drawn out time? Seems like an even worse scam to me. At least with the other Scams you know where you're at in 2-3 weeks. Typical LIFE members take years to break free and honestly see what it's about. And that's a lot of time and money you don't get back...

A very common thing I've noticed with people defending LIFE, is that when you criticize it as a business, it's not about the business or making money. And when you criticize it as some wacky sort of culttural ideology (i.e, CULT), it's a business and all about a smart way to make money. It's conveniently what it's not in the face of criticism.

Whatever you personally happen to take from it, it is very much about the money and business -- just not to anybody that joins up like yourself but to the higher ups like Orrin. They opening pitch is about a smart business to make money. The heavenly paradise of "Financial freedom" is promised early on and continues as a mantra throughout. And yet, nobody's making money -- but their ALL spending a whole lot of books and self-help MERCHANDISE. It's a business that SURVIVES EXCLUSIVELY on selling product to it's employees/salesmen (or whatever you want to call yourselves). And that is a Scam. Although there is rule that you need to spend money to join and become a salesperson or member, you're still pressured to and can't move forward without it. Do you know why? Because if you made it a rule, LIFE/TEAM/MONAVIE/QUIXAR/AMWAY or whatever name it happens to have today, would be an ILLEGAL PYRAMID scheme according to the FCC, as it's business model is almost identical. MLM are great if you're starting them (and have no ethics or qualms about exploiting anyone that joins your company) -- not so much if you join. GET OUT!

Brandon 4 years ago

Great review of The Life Business! They don't promise easy, but they do promise worth it! I feel the beauty in this business model is that you can use the product for yourself, then pass it on to others without it losing value & then keep the new info for life!

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

Brandon: I agree with you! The truth of the matter in my opinion is, even if you do not make any money but you improve your life then this business is worth it! Not to mention that it gives you the option of helping others beyond just yourself. When I wrote this I was luke-warm about the opportunity, but now I am quite a bit more passionate about it! Thank you so much for stopping by and leaving a positive comment :-)

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

j-byrd: Thank you so much for stopping by and leaving your opinion! The truth is, it is your opinion. Like everything in this world, people have had bad experiences and like many things people have had good experiences. Yes like every business in the world it revolves around selling and buying things because that is how businesses work, but I happen to enjoy the information as do many people. It is not for everybody, but everybody has the right to make that choice. I just have one question for you, and everybody who claims that this is an illegal pyramid scheme... if it is illegal why is it sill in operation and and growing? I don't understand that opinion. Still thank you for your time and your rant. I appreciate the honesty!

Chris 4 years ago

This isn't a scam or a "get rich quick" scheme. Nor is it a pyramid. With the TEAM approach, anyone can conceivably make it to the top. It's not like other businesses (like Herbal Life) where at a certain point you can put your business on "cruise control" because you are making the bulk of your money off the royalties of the people under you. LIFE makes no claim of fast or easy money. What they present to you is a simple, duplicatable system. They stress all the time it's going to take hard work to be a success.

What I like best about LIFE is that there is no overhead needed. Eventually you will need to buy tools and whatnot, but what business exists today without using tools? Outside of the small amount I pay for the use of the website system, all the money I have invested so far has been on the material. Sure I've only made a small amount the first month, but I think of it like getting a discount on the products. The tools will come in time, but the beauty here is making use of your upline, their tools and their experience to begin in the business. The help you need is just a phone call away. Not to mention seeing (most of) the members of your team all the time, really puts a personal touch on the business, unlike Herbal Life where my "up line" was scattered all over the US and you never got any 1 on 1 outside of a phone call. With the personal nature of LIFE, you have a whole team behind you to help you grow in the business.

Like anything, I kept a skeptical nature of this thing, especially after my flop with Herbal Life. I'll have the opportunity to meet with one of the founders of LIFE next week and I have a list of questions to ask about the business, Orrin, Chris, and the past incarnations of this business.

mythicalstorm273 profile image

mythicalstorm273 4 years ago Author

Chris: Thank you so much for stopping by and leaving a positive comment! I agree with everything you have said. LIFE really can be an amazing opportunity especially with the help of your team. Of course, if you sit around and do nothing you will gain very little from the material or from the business. I personally like the fact that even if you do nothing for the business you can still get amazing information, which I greatly enjoy. When I am feeling bad about myself or about life in general, one of the LIFE CDs can often turn my feelings around. Some people think I am crazy, but most people chasing after their dreams throughout history have been considered crazy! Small price to pay for living the life that I want to live! Thanks again. You are the reason that I wrote this article in an attempt to let people out there know, it is okay to be skeptical but it is also okay to give it a shot and to believe in what you are doing!

Mike Bookstein 3 years ago

Hi Mythical,

Thanks for your input. Ive been with LIFE since its inception on 11/01/11 and a little before with Monavie. I find the information to be top notch. One of my business partners has gotten two promotions at work due to the principals she has learned and applied. This is a business of blessing lives and sending out the right information to improve our country. I can't wait till Orrin and Olivers book "Leadershift" finally hits the shelves. The public exposure to bless more lives will help us grow this even further. Money will always follow those that help and serve others. Keep up your great work and wonderful attitude.


mythicalstorm273 profile image

mythicalstorm273 3 years ago Author

Thank so much Mike! I agree that the information is top notch. It isn't so much about the business as it is about making lives better. I just had a similar conversation the other day... the business teaches us how to live the life we want. This can mean setting goals and following through, learning how to save money and use the power of compounding, or just how to listen to people and be a better friend. This information is great to help anybody who is looking for improving a specific part of their lives! Thanks again!

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