We all receive prexscreened offers in the mail for products and services at least once a week if not more. Your service providers, banks, local governments, credit reproting agencies, and many internet sites sell you personal and credit information for a profit. Would it not be nice to make some of that money too? Think about that the next time you pay for your own credit report or pay that monthly fee for a credit monitoring service. You pay more for you own information by over a thousand percent than a credit product or service provider does to get most of the same information.