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What is the individual American going to do for jobs,security and retirement in the near future?

NEW YORK ( -- Economists are getting more bullish on U.S. economic growth. But the benefits of the stronger economy are going to take a while to reach job seekers and homeowners. Kenneth Goldstein, a labor economist at the Conference Board, an executives association, predicts that unemployment will remain above 6% as late as 2014 or 2015. In fact, employment may never return to earlier levels, he forecasts, because businesses found it was profitable to cut jobs. "Some of those folks in their 40s and 50s may not realize it, but they are not going back to work, period," he says.

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