Whats the difference if you use a debit card as credit rather than debit? I know you type in pin for debit, and sign for credit.
However, isn't that contradicting what a debit card is used for? Debit is money you have - Credit is money you pay back.
I work in retail and see many people confused about what to press and how to use them.
Basically, a credit card gives you more options - you can use it for online or phone payments AND it doesn't usually charge fees. Also, they usually have higher levels of fraud protection. The only drawback is you're not spending your own money - you're spending the bank's money.
With a debit credit card, you have all the same options as a credit card but you're spending your own money instead of having to pay back the bank at the end of the month.
They say 'debit or credit?' to ask which type of card you are using. If it is a debit card it is a debit card.
Does not make any difference...sometimes if i'm pumping gas i'll press credit...and I don't have to punch all them numbers in when its cold outside.
by ngureco 14 years ago
Why Are Debit Cards Not As Good As Credit Cards For Personal Finance?
by Susan Reid 13 years ago
JP Morgan Chase is considering capping debit card transactions to $100 or even $50. It's all about fees they charge per transaction, currently $.44 and proposed to be slashed by Congress to $.12.That's a big hit for banks, yes.But after years of "training" us to swipe our debit cards...
by k9999999 9 years ago
is there any way to make money without spending money from credit card?is there any website which offer us jobs without asking for money first?
by Darwin S. Carcha 11 years ago
Which is better to acquire, a Credit Card or Debit Card? Why?I'm looking forward to have either credit or debit card, but as of now I'm curious which will give better offer. Thanks for your help.
by Rebecca Graf 14 years ago
What questions would you like to see answered about credit card debt?
by Peeples 11 years ago
Can paypal money be added to a personal debit card?I know you can add to a bank account but can you add straight to a debit card? I don't see a spot, but I don't know if I am just missing something.
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