WAYS TO SAVE MONEY FAST AND EASY


HOW TO SAVE MONEY.

¤1¤ Do not buy expensive things that are not necessary.
¤2¤ Consider buying things from a discount store.
¤3¤ Do not buy things that are considered to be just popular and from popular name brands.

¤4¤ Do not spend excessively on costly beverages, food materials. Consider growing some of your own food.
¤5¤ Do you have cellphones, internet subscription, paying channels, air conditioners, heaters and electricity? Why don't you limit its usage to when it matters most. Have you considered how much you spend on all these gadgets? If it is internet, why don't you schedule its usage and time in order not to spend frivolously without any benefits.
The television channels, why don't you subscribe to a minimal amount of channels you can afford to pay for without going into debt or running short of money.

When it comes to the use of the air conditioner, heater and the electricity, try and switch them off when they re not in use.


If you have a family, get a family budget, calculate the amount you earn, calculate the amount of money to spend on the family.

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Comments 45 comments

Hunbbel Meer profile image

Hunbbel Meer 5 years ago from Karachi, Pakistan.

Keeping track of your budget and then limiting it handsomely is an art, and it must be learned by everyone. One doesn't need to be a miser, but there is no point in spending extravagantly on items that you never use.

Good hub ubani, my friend. Congratulations!


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

You ve spoken like a great man which you are. One need not follow the worldly trend of buying things just to impress others. Learn to manage and buy the important things. You just summarized this hub with your sweet comment. Thank you hunbbel. Blessed you are


Rob Winters profile image

Rob Winters 5 years ago

People often forget or overlook some of the ways they can save money, such as the examples you mention.People can take their status quo for granted and not even consider how they may change things they have become very used to in order be more economical when it's required.These are tough times for many so your advice is particularly relevent now. Up & Useful from me :)


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

I am glad you understood the points made. I hope people learn and understand. Bless you Rob


Lady_E profile image

Lady_E 5 years ago from London, UK

Great tips. Thanks.

We can't go wrong with this advice.


Sueswan 5 years ago

Great tips Ubani.


september girl 5 years ago

Great advice! Found it not only useful but interesting too! Cutting back to just the simple things does help. : ) Thanks for sharing your advice with us.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Dear lady_E,

Lovely Sueswan, &

ever sweet September Girl,

you all have said it right. It is a truism that minimizing on expenses plays a great role when it comes to saving money. May you all be blessed and benefitted. Love you'll


Rosemay50 profile image

Rosemay50 5 years ago from Hawkes Bay - NewZealand

Some very good advice here we all need to save in today's climate. Limiting the use of air conditioners, heaters and electricity. is a biggy.

And it's the little things that we don't think about too that add up. Like turning off the TV and computer instead of leaving them on stand-by, and only filling the jug to boil with the amount of water you need rather than filling it to the top. All of these liitle things add up. As far as food goes when we see something on special we stock up on it and save a lot that way.

A very good worthwhile hub


Kamalesh050 profile image

Kamalesh050 5 years ago from Sahaganj, Dist. Hooghly, West Bengal, India

Great tips. Yes we can save money if we take care to see that spending is done judiciously.

Best Wishes.


Truckstop Sally profile image

Truckstop Sally 5 years ago

Your "less is more" idea has merit . . . but also hard to implement. We become victims to our lifestyles . . .


Career-Guide profile image

Career-Guide 5 years ago from Mars

Keep money in bank account beside having in pocket, limit your credit card in that you want to make expenses each month..... and almost have been told by you... great hub


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

To sweet rosemay, delightful

kamalesh050, awesome

truckshop sally and

my dear career guide. All your comment[s] re in line. Apart from knowing, the hard work lies in implementing it. We will surely succeed if we follow the tips. Bless you all


halola1999 profile image

halola1999 5 years ago from cairo

nice information" vote up


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Halola, thanks for your kind words. I hope you re benefitted. Bless you


LoveJewel profile image

LoveJewel 5 years ago from Texas

this is very useful. so many of us can't elevate because of simple things we do daily to hinder us from finicial growth.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Yes dear lovejewel, success can only be ours if we are careful and cut down the buying of unnecessary material things. Planning is also vital. Thanks for gracing this page with your beautiful picture. Bless you


tlpoague profile image

tlpoague 5 years ago from USA

Great points Ubanichijioke! We grow our own food, hunt and fish. I have always lived on a budget, so when we bought our business, I about had a stroke spending money to stock it. (Even then, I tried to find bargains.) It is wise to be careful about how one spends their money and always be prepared for the future. Thanks for sharing these helpful tips.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

I should be saying 'thanks' cos i see you ve already benefitted from saving and planning on how to use your money. You re correct, if we don't take care on how we spend our future will surely be bleak. I am happy to know that you ve benefitted. Blessed you must become.


Frank Atanacio profile image

Frank Atanacio 5 years ago from Shelton

These ways to save money fast and easy-- Very useful.. tips are clear and can be effective.. I just have problem with the first one on the top of the introduction: Women, Booze, and gambling.. these are expensive but necessary.. right? Just kidding you should do more of these useful articles.. I like how clear they come through.. anyone can follow your words of well advice: Frank


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Ha ha ha, you re right Frank. Women, booze and gambling do take alot of money if you ain't careful. You just need to be careful. Thanks for all your attention, encouragement and motivation throughout today. You will be blessed forever. Peace to you


Eiddwen profile image

Eiddwen 5 years ago from Wales

These are great tips ubani and I am sure that many will benefit from reading (me included).I vote up/useful here.

Thank you for sharing and take care,

Eiddwen.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

It is to my advantage that you and others are benefitted.

Kindness is written on your lips & face. You keep impacting sound knowledge not only to me but the whole community of hubbers. Bless you


Iulian M profile image

Iulian M 5 years ago from Romania

You are so right my friend.....but can we control ourselves? Men always tried to find a way not to follow an order or something like that....You can threat 100 men with their lives not to do something....but i am sure 10% of that men will not listen.....so, i think it's get harder to control ourselves. You know what i mean?

Have a nice day!


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

You re right Iulian, control is a major factor if we re to succeed but sorry to say we don't ve much of it. You ve a wonderful sense of reasoning. Be blessed abundantly


Phil Plasma profile image

Phil Plasma 5 years ago from Montreal, Quebec

uban, I think I'm already doing everything you've mentioned, it is time for a second hub for you to write - ways to save money that are more than the typical money saving methods.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

You re right my dear Phil, i will surely do that courtesy, your encouraging words. Thanks for your advice. Be blessed. Lots of love


SusieQ42 5 years ago

Excellent ideas. You're right about shutting off what we don't use. I've even read that we should unplug appliances while they are not being used. Just leaving them plugged in uses electricity. Interesting, huh? Have a great day and God bless.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Thanks for that kind comment Susie, i am most glad you brought out time to read this my little piece. I am thrilled by your sweet comment and also of the fact that you are benefitted. Dear, be forever blessed.


Eileen Hughes profile image

Eileen Hughes 5 years ago from Northam Western Australia

Good tips to on how to save money. thanks


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Dear Eileen, am so glad you re benefitted. Thanks for gracing this page with your beautiful comment. Be blessed


thelyricwriter profile image

thelyricwriter 5 years ago from West Virginia

I like it, simple but yet, straight to the point. You couldn't have simplified it anymore Ubanichijioke. If you follow these tips, you shouldn't have any issues. Well done my friend and voted up and useful.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Thanks my dear friend for the fine words. Encouraging and sweet as always. May be blessed abundantly


dipsmi profile image

dipsmi 5 years ago from Plymouth, Minnisota

very interesting and good tips.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Thanks dipsmi for that kind comment. Am glad you came by and left such awesome comment. Be blessed


Injured lamb profile image

Injured lamb 5 years ago

Thanks uban, yes, limit the usage of those unnecessary and having the budget somehow is really important. Agree with career-guide too,it's always a good habit and wisdom to limit the credit card...


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Great words my dear injured_lamb. Am glad this made sense to you and to the fact that you benefitted too. Always a pleasure to read your kind words. Abundant blessings will forever follow you. Cheers


asmaiftikhar profile image

asmaiftikhar 5 years ago from Pakistan

Great hub but for me these tips are very difficult to follow be shopaholic it is really difficult to save some money.voted up dear!


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Thanks Asma for the feedback. I concur with you that it maybe difficult to follow but we must try. Be blessed


Vinaya Ghimire profile image

Vinaya Ghimire 5 years ago from Nepal

Your five point guide to save money is very inspiring. Number 1,2 and 3 I strictly follow. I'm epicurean so I cannot do without visiting exquisite restaurants and I'm trying to follow number five.


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Great words Vinaya, we all try to do the ßest we can. I wish you all the ßest


carriethomson profile image

carriethomson 5 years ago from United Kingdom

hi ubani great pointers to saving money!! apart from saving it is also necessary to invest wisely. And i liked the fourth pointer!! the sugar laced beverages and food is not only costly buy also very unhealthy. grow your own!! well I'm inspired for a vegetable garden.

carrie


ubanichijioke profile image

ubanichijioke 5 years ago from Lagos Author

Am sorry it took me such a long time o reply.

I'd say you re correct. In this time of economic depression, growing our own crops would be quite beneficial. Thanks for the inspiring comment


Derdriu 4 years ago

Ubanichijioke, What a helpful, practical, useful summary of ways to save money in painlessly quick ways! In particular, I like the emphasis on budgeting, planning and prioritizing. Also, it's great how you focus on conserving energy and using resources wisely.

Respectfully, and with many thanks for sharing, Derdriu


ubanichijioke profile image

ubanichijioke 4 years ago from Lagos Author

Ðë?? Derdin, how delighted your words of kindness and encouragement have uplifted Ànd made me happy. You re À cutÉ, lovely and wonderful soul. Thank you. I Am glad you re benefitted! ?? blessed

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