making online payments in kenya with the kcb general purpose visa card

The KCB general purpose visa card is your friend and best option to make online payments in kenya. Forget about paypal. You will waste your time with it. Although paypal is the most convenient and popular method of making and receiving online payments worldwide, it’s not accepted in Africa with the exception of south Africa. This is a total setback to anyone who is interested in starting an online business in Kenya as you may most likely need a payment solution that you can use to buy what you may need and get paid by clients but we have to move on and find alternatives to paypal in Kenya. Credit cards would have been an alternative to PayPal in Kenya but are also not popularly used.

Sometimes back when i was a bit new to this industry of internet payments and the online world i wanted to purchase something from a certain online site but unfortunately i couldn't do it. They either required a paypal account or a credit card which were both out of my reach. At this point I wondered what I could do in order to purchase the said item which I needed badly. After doing some research on the types of online payments available in Kenya I came to know the kcb (Kenya commercial bank) general purpose visa card.

So what is the kcb all purpose visa card and what are its benefits?

The kcb all purpose visa card is a special prepaid visa card that enables you to make purchases over the internet and mail order transactions of up to sh. 50,000. It serves the purpose of a normal credit card but the only difference is that you can only use with a pre-loaded money (you can’t overspend. You will only be limited to the amount of money that is in your card account). The card can also be used to withdraw money from over 24 million visa branded outlets around the world. Locally you can use it to purchase from supermarkets, retail shops and petrol stations. Also if you are doing an online business in Kenya or are intending to start one, you don't want to miss out on this special card. It can do for you what all other local cards can't do for you.

How do i apply for the kcb general purpose visa card?

Applying for and getting this card is easy whether you have an account with kcb or not. Simply visit any kcb branch near you countrywide with a copy of your national id card, a passport size photo and a joining fee of ksh. 1000. You will then be given a form to fill in with your details and submit for the card to be processed. Within two weeks you will be able to get your card plus a pin to use with it. Once you claim the card it’s required you call the kcb customer care staff at the card centre (located at sarit centre, westlands)on 3749091/53/38 to activate it. Having done that your card is now ready to be used for paying with anything you can imagine of. Just go ahead and start your online purchasing adventure (I mean there are no restrictions. You can purchase with it anything you may need that is available in an online store.)

how do i put money on this card?

Putting money on this card is easy. Just go to your nearest kcb branch and you will only need to use the normal cash deposit slips to indicate the amount you want to put in the card. In the place of account number you will put the 16 digit card number. You will also put in the name on the card (your names) in the place of account name. That’s it. Thanks to the guys at kencom and the card centre.

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Comments 12 comments

Susan 5 years ago

Hi, i would like you to discuss an authentic way of withdrawing PayPal funds in Kenya.

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Knownai 5 years ago from NAIROBI Author

Hi susan, currently as it stands there are no official ways of withdrawing Paypal funds in kenya but i do believe there are other third party companies that can help you. but anyway i will research on that and let you know.

Kinary 5 years ago

Hi. Is it possible to receive payments through this card??

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Knownai 5 years ago from NAIROBI Author

@kinary receive in which sense? paypal money? or something else. for paypal u cnt receive while you are in kenya.

Kinary 5 years ago

Thank you for your reply. Can money be sent to the card directly? I'm embarking on an online venture and one way that they make payments is directly to your visa card. So I wanted to know if it is possible. Any info on the I&M USD prepaid travel card

Knownai profile image

Knownai 5 years ago from NAIROBI Author

hi kinary i dnt thnk money can be sent to ths card.yes you can use it to make all kinds of online purchases bt i am nt sure about receiving money with it. you can exquire more from kcb. paypal would have bn good bt is nt accepted in kenya. as for the iand m card i have no info. as i have nt used it. bt anyway best of luck.

Kinary 5 years ago

I went to both kcb and I&M and both say that its is possible. Well I will be going with I&M because the customer service at KCB sucks. Thank you

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Knownai 5 years ago from NAIROBI Author

@kinary-best of luck to you and i hope you succed.

cassidy 4 years ago

can u help me make decent income with in eldoret bt can travel to nai to meet

ABDIAZIZ 4 years ago


Augustine 3 years ago

Hi, I have misplaced my KCB General Purpose Card and efforts to trace its whereabouts did not materialized. I don't remember the number but I can recall the four last digits. Please advise !

Ben. 3 years ago

I am a Kenyan and i recently applied for a KCB prepaid general visa card of which i intend to use for online shopping. Am really grateful for this article. Thank you.

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