No apology necessary at all. It never hurts to ask, just to make sure that you know your options. There are as many ways to make money online as there are people. The trick is to find out which process works for you - and then keep working it.
I went to a big deal affiiate conference several years ago and a bunch of us were eating lunch together. Most of us I think were making in the same ballpark moneywise. Each of us had a completely different process and way of choosing niches and designing websites. That was really an eye opener.