If we have the estate, it will build the house

If we have the estate, it will build the house


Daisy aunty got married to the son of a wealthy farmer in Wayanad when I was a child. As the custom, when I got married, we visited them. It is 8 hours drive from our village. When we reached there, they were living in a small house which they recently purchased and it is just opposite uncle's ancestral home. Aunty informed us that after the death of her father-in-law uncle and his brother divided the property of their father. Uncle's younger brother got the ancestral home as the custom prevailed in that time. To compensate, he gave half of the value of the house to uncle. Adding some money to that, Aunty wanted to build a brand new big house. But uncle refused to build a big house and purchased this small house and used balance amount to buy Estate. Uncle was saying that if we have the estate, it will build the house.

Every year, when we met for family get together, we got news that uncle bought new estates from the yield of the that year's harvest. He was accumulating Estates every year from the harvest of his estates. I recently heard that now he built a New house from the yields of his Estate. It is generating money every year and he is able to send his daughters for higher studies. His estate is generating money for him and his family. Now he has employees who look after the estate. He is enjoying his life.

The words of the Uncle catch my attention “if we have the estate, it will build the house”

His estate is looking after the expenses of the eduction of his daughters.

His estate is looking after the expenses of the family vacations.

He did a wise investment. The value of the estate appreciated over the years and it is generating income every year to be correct, every harvest. (some of the estate like paddy field is harvested twice in a year)

We have a point to be learned from the uncle. We should invest money in some where which generate income. Buying a house is a dream for every one of us. If you can postpone the purchase for a few years, you can invest that money where you can get some income from that. (Many of us doing the opposite, taking loan and purchase the house) Let the money work for us than we work for the money.

This is what one of the point in the the book “Rich Dad Poor Dad” which I read recently.

Wish you all a profitable investment season.


To become a billionaire,  you need to  make money.  Working day and night for the money will not give you enough money, which will make you a millionaire.  You need to put your money into work.  As you work for money, your money will also work for you.  If you spend all of your life for making money, who will enjoy that money.  Putting money into work for you will give you enough time to enjoy your life.  While you enjoying your life, your money will be earning money for you.  That is a wise thing to do rather than spending your life for making money. Working hard, day and night is not the purpose of your life.  So make wise use of your hard earned money.

That is why, people who teach how to make money give more stress to make multiple streams of money.  If one source is not producing any money, another source will be making money for you.  That is why many of us using Hubpages.  I am wishing you all the very best in your writing and earning.

You may be wondering how you  can make multiple source of income?  There are many ways to make money.  Your primary source could be your day job.  When you get your Pay at the end of the week/month, invest at least 25% of the income in to stocks or other financial instruments which will earn money for you.  Some of the other source of multiple income are:

1. Part time work
2. Part time Business
3. Dividends
4. Rent from property
5. Commission
6. Royalty
7. Creating websites which will earn money for you.
8. Net work marketing or Multi level marketing

Now a days business men are also in diversifying their are of business to generate more income.  If one source is not generating enough money, another source will cover your need.

The worst thing you can do is that not allowing your money to work for you.  The trend is that when you get your pay cheque, most of you will go for shopping.  Buy Shoes, and garments and other things and stuff it in your closet.   Your hard earned money is sitting idle in your closet.  After few years, it will become out of size or out of fashion and you will through it away.  Imagine you are throwing away your hard earned cash.  So shop, what you necessary for the day.  Anything beyond that will be a waste of time and money. 

On the other hand, if you invest that money in the bank, at least, it will be generating income for you.  It will grow.   So make wise use of your hard earned money.  Let the money work for you.

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Comments 10 comments

Green Lotus profile image

Green Lotus 6 years ago from Atlanta, GA

Lovely story jacob, and good sound investing advice. Thanks.


jacobkuttyta profile image

jacobkuttyta 6 years ago from Delhi, India Author

Thanks Green Lotus for your lovely comment and visit.

May God bless you


wilbury steve profile image

wilbury steve 6 years ago from Great Wakering, England

A very interesting hub, well done! It's so important to make wise investments, whether in finances, time, or especially people.


GotWings profile image

GotWings 6 years ago from Anacortes, Washington/USA

Estate is absolutely better than debt. I believe the reason most people don't invest that way, is because most people want what they want and they want it now (instant gratification).

Good hub!


drbj profile image

drbj 6 years ago from south Florida

Benjamin Franklin once said, "Think of saving as well as getting." Both you and he have the right idea. Thanks for the interesting hub.


Rubanraj profile image

Rubanraj 6 years ago from South India

Nice advice. I think managing estate nowadays is very difficult. Hats off to your uncle.


gmacman1 6 years ago

Great advice. And for those who do not have the money to invest at this time, there is no other better investment then the investment in yourself. Learn about how to make your money grow, learn what is a wise investment, learn how to motivate, believe, and create dreams and achieve your goals so when your money opportunity presents itself you make the similar good uses of it as Uncle did.


Wii Sports Resort 6 years ago

That is an interesting story, and a good lesson to be learnt. People should watch for good investments, and not let these opportunities go by. Thank you.


Jesse-James profile image

Jesse-James 6 years ago

Great story and the message is very true my grandfather did that for many years and he sent many of uncles and my parents and aunts to school and helped them to start their businesses off very well. I also read rich dad poor dad and it was a great read and helped me out where I am now. Going to college and not having to worry about the debt I will be in later after the accumulation of all my college expenses.

Wonderful hub.


jacobkuttyta profile image

jacobkuttyta 6 years ago from Delhi, India Author

Thanks all for taking out time to read this hub and make comments.

Thanks a lot.

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