Internet Scams - The Nigerian Bank Scam : Kenneth Ojua

A Friend Gets Duped Out of His Life Savings- Beware of Internet Scams!

I had heard about the "Nigerian Scam" - (also known as the 419 scam) - a few years back and assumed most people knew about this Internet scam - usually perpetrated through a persons email account. You know, those emails you get asking you to help someone from another country cash their checks here, using your bank account then sending them the money back via western union (There are many variations)

Like I said, I had assumed most people knew about this scam, and was quite shocked tonight to find out that a very close friend of mine had just been duped out of his life savings several weeks ago through the very same scam.

This was very very troubling for me because had I known he was looking into doing this I would have absolutely steered him clear of this internet email scam, and possibly saved him alot of heartache and the loss of all his money.

A Sample Letter of What The Nigerian Scam Sounds Like

The Nigerian or 419 scam letter has many variations. Names and stories can vary greatly but the bottom line is that you will be asked to transfer funds for someone. Here are some "*snippets" from one of the more popular letters that get sent out to thousands of email recipients every day. If you get a letter like this "BUYER BEWARE!!!!":

Dear Sir:

* I have been requested by the Nigerian National Petroleum Company to contact you for assistance in resolving a matter. The Nigerian National Petroleum Company has recently concluded a large number of contracts for oil exploration in the sub-Sahara region. The contracts have immediately produced moneys equalling US$40,000,000. The Nigerian National Petroleum Company is desirous of oil exploration in other parts of the world, however, because of certain regulations of the Nigerian Government, it is unable to move these funds to another region.

* However, to be a legitimate transferee of these moneys according to Nigerian law, you must presently be a depositor of at least US$100,000 in a Nigerian bank which is regulated by the Central Bank of Nigeria.

* Please call me at your earliest convenience at [Phone Number]. Time is of the essence in this matter; very quickly the Nigerian Government will realize that the Central Bank is maintaining this amount on deposit, and attempt to levy certain depository taxes on it.

Yours truly, etc.

Ben Ahore

Do Not Respond to Questionable E-Mails!

Unfortunately my friend apparently has no recourse. Not only did he lose his life savings but he is in trouble with his bank now too - because of all the bad check charges that have came back on him. He did contact the police but they said there was nothing they could do - that basically it was his fault for "falling" for it.

So a word of caution to those that get any kind of email that even slightly remind you of the one I've posted. DO NOT RESPOND TO THESE TYPE OF EMAILS. This is only a scam. There are no get rich quick schemes in life - so if something seems to be good to be true it probably is!

THE FIVE RULES FOR DOING BUSINESS WITH NIGERIA

(Courtesy of The 419 Coalition)


1. NEVER pay anything up front for ANY reason.
2. NEVER extend credit for ANY reason.
3. NEVER do ANYTHING until their check clears.
4. NEVER expect ANY help from the Nigerian Government.
5. NEVER rely on YOUR Government to bail you out.

Internet scams are always out there but you don't have to be a victim!

(Dorsi is a freelance writer and blogger on the Internet. If this article has been helpful a thumbs up would be appreciated!)

Poll on the Nigerian Scam

Have you ever recieved a Nigerian or 419 Scam Letter?

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Comments 26 comments

laringo profile image

laringo 7 years ago from From Berkeley, California.

Hi Dorsi, I think I must get about 3 or 4 of these emails a week and I immediately delete them . This is really a serious matter and I wish more press would be given to this so that many more people become aware. Like you, I guess we'd be surprise on how many folks really don't have a clue about this scam.


ocbill profile image

ocbill 7 years ago from hopefully somewhere peaceful and nice

crazy stuff. They keep sendinginformation b/csome peopel are stil gullible enough togive themthe information. Hey, it beats looking for diamonds right? I heard about some graduate student a month ago who fell for it.. Go figure.


goldentoad profile image

goldentoad 7 years ago from Free and running....

Its always too good to be true.


tony0724 profile image

tony0724 7 years ago from san diego calif

Hi Dorsi . It boggles my mind that people are still being duped by this too. I have won so many damn lotteries I should own my own Island by now . I generally disregard any email I do not recognize from friends or the occasional rant by goldentoad !


goldentoad profile image

goldentoad 7 years ago from Free and running....

I heard that!


anjalichugh profile image

anjalichugh 7 years ago from New York

I have received at least 15 different versions in the past one year. They look so authentic that any person who is new to internet scams would get duped. This was reported by one of the news channels too some time back. Thx for sharing this.


Cris A profile image

Cris A 7 years ago from Manila, Philippines

i've had my own share of spams from Nigerian scammers but they never got me fooled! :D


einron profile image

einron 7 years ago from Toronto, Ontario, CANADA

I received quite a few. They seem so genuine and those who fell for the scam were desirous of getting rich quickly. May God protect us from all sorts of fraud.


marphyd profile image

marphyd 7 years ago

yes its true


babarushe profile image

babarushe 7 years ago

It is a very pathetic and challenging issue although it is a global issue. I have received a lot of them but I easily discover the purpose.

It might interest you that I have lived and worked in Nigeria for over 9 years and have followed up on these cyber crimes in the metropolitan cities here that I have severally been to the Economic and Financial Crimes Commission (EFCC) established by the Nigerian Government to crush these scammers.

The Nigerian Government with this Commission has crushed many young men even now as i write many are in the trap of EFCC.

From my research, most of the scams originate from young men between 15 and 30 who use the cyber cafes to perpetrate their heinous crimes.

Most of these guys are school drop-outs and street urchins who don't believe in hard work, decency and self responsibility.

Also, most of the mails originate from the neighboring countries as if it comes from Nigeria.

Beware of any website that sells any product online and verify intelligently any information, design and structure of any corporate website you have dealings with. Corporate websites are being pirated and you may not know the differences.

Handle your personal details including your phone number and credit card as if your life depends on them.

Your tips are correct.

I must also say that there are dependable and responsible business men and women in Nigeria which I see as the wheat and I have done and still do business with them.

Just be cautious in all your dealings and you would never be hacked.

http://hubpages.com/@babarushe


jenster profile image

jenster 7 years ago from Bay Area

Great Hub Dorsi, It is so sad that people put out scams like this and people fall into it. Keep up the great work.

Jen


WHoArtNow profile image

WHoArtNow 7 years ago from Leicester, UK

If only they were true though Dorsi I'd be richer than the world by now! If anyone wants a giggle, go to http://www.419eater.com/html/trophy_room.htm

It's amazing what people will do to try and convince you it's legit. There are a few in there who have tattoos!


Lady Guinevere profile image

Lady Guinevere 7 years ago from West Virginia

I have been duped by another Nigerian scam.  Short version:  Looking for home work, got an email on Myspace about doing home work, they sent me a travelers check with instructions, some guy called me, took the check to the bank, they CASHED it, I sent the money back minus what they owed me, check bounced, didn't get that it bounced until a few weeks later (not that day or that week)  Went to bank, I was hummiliated in public by bank manager (she yelled at me), I went to the police and put in a report.  Was told not to pay bank back and got a case number, still getting notices to pay bank, and still getting e-mails just like the first one that I got only from different addresses and people.  They are relentless!

Also check your bank policy.  I caught them on one of their policies that state tha tthey must check your account to see if you have the amount that you are cahsing in there and if you don't they can't not cash it.  Do your homeowrk on your bank and on the people in question.  I got duped because wht I failed to find on the internet about this one company--check under other types of scams and Bank Fraud--not just scams or internet scams.

The very same day we filed a police report we cancelled all our accounts from that bank and refinanced our mortgage with someon other company!


hot dorkage profile image

hot dorkage 7 years ago from Oregon, USA

Here is the reality. There are 6.5 billion people in the world. Of those, probably maybe 2 or 3 care about you enough to alert you to some true golden possibility IF YOU'RE VERY LUCKY AND KNOW A LOT OF PEOPLE AND THEY KNOW ABOUT OPPORTUNITIES. And you already know those two or three people. ANYTHING, I repeat ANYTHING ELSE, that pretends to be some "opportunity" from a stranger is a SCAM. You dupe yourself by thinking that some stranger especially in some far place like Nigeria is just going to roll over and make you rich. Believing in such bullhockey is like saying LALALA I KNOW THE WORLD IS FLAT.


Lady Guinevere profile image

Lady Guinevere 7 years ago from West Virginia

Correct, but hthis person didn't use a SA address so I was fooled! Fool me once---------


Rose Ella Morton profile image

Rose Ella Morton 7 years ago from Beverly Hills, Michigan

I get about 20 a day, all different kinds. I have never got scam. There is a new scam that says if you have been scam they have your reward money of one million u.s. dollars. Please tell your friend about this. Or he might think he's just got lucky.


Rose Ella Morton profile image

Rose Ella Morton 7 years ago from Beverly Hills, Michigan

With the check scam, after a week the check finally bounces. The trick is to get you to send a large part of the money as soon as it clears. I have e-mail them back saying . "ok I will cash your check but you will have to wait 3 month till the check fully clears. I don't believe their is a real job to be had, on the Internet. Everybody want some money.


SoulFlow profile image

SoulFlow 7 years ago from San Francisco Bay Area

those scams are ridiculous i get them all the time and i spam them one time i replied...saying "and why of all people would you pick me?" lol...something happened with my email account after that response too! never again!


Rose Ella Morton profile image

Rose Ella Morton 7 years ago from Beverly Hills, Michigan

Hi SoulFlow

I quess they thought I might be willing. believe me they have change a lot of people mind's, by just connecting with them.


Christian Single 7 years ago

I have received these kind of emails also and then what I do is just totally ignore these craps. Or marked them as spammers..tsk these kind of people should not be tolerated and people who will received these kind of spamming emails should ignore this so because making a mistake cost expensively.


LISA 6 years ago

I USE TO BE MARRIED TO KENNETH OJUA AND HE IS A CROOK


Dorsi profile image

Dorsi 6 years ago from The San Francisco Bay Area Author

Lisa) That's very interesting...coming straight from the horses's mouth, so to speak. Thanks for stopping by, reading and commenting. Feel free to share more.


Nigerian American 4 years ago

It is very interesting to margin, how will someone try to reap where he/she did not sow? I do not feel bad for some people who were scammed. Only the criminally minded will think investing a lousy $10K, $20K, $100K will fetch him $20 million


Dorsi profile image

Dorsi 4 years ago from The San Francisco Bay Area Author

@Nigerian) Thanks for reading and I absolutely agree!


company 4 years ago

Dorsi am a nigerian And i want you to know that people that has been scam are also theft because the money they didn`t work for they want to collect it, Good for them....


Dorsi profile image

Dorsi 4 years ago from The San Francisco Bay Area Author

@company) Thanks for reading!

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