I look to my family for examples of this.
My grandfather, being from a farming family, worked hard from a small boy. Growing up driving truck back and forth to Providence to deliver potatoes. Getting married young, raising a family, and never borrowing anything from anyone. He believed in working for what you have. He never owned a credit card or had a home loan. He worked 3 jobs at once to support his growing family's needs, ultimately becoming a foreman at a factory making airplane parts. He managed 400 employees at retirement.
Then there are other people I know who hate the thought of working. Time card? Alarm clock? They settle for whatever they can get for free. They also teach their children how to beat the system. Trust me, I know a family like this and it sickens me to tears. This is one of this person's games....she showed up at church with her infant son dressed in a diaper. This was me...running home to my stash of baby clothes that were my children's to get her enough for her children. I came back with 6 contractor bags full of clothes, enough to last a year for each of her 3 children. Do you think she took the clothes and was thankful to have them? Nope.....two weeks later she showed up again, baby still in just a diaper.
I learned afterward that she does this to get money out of people who feel sorry for her. To me, that's toxic. Just saying.