Of course, heaven, purgatory, and hell exists on the earthly realms. Our choices determines whether our lives are heavenly, purgatorial, or hellish. People fail to realize that they do have choices as to how their life will go. They contend that they are utterly powerless regarding their choice but such is far from the case. They are powerful regarding their individual choices but refuse to take responsibility for their choices.
They would rather give their power away to others and bemoan the results. They are afraid to own and take responsibility which explains why for the majority of people, their lives range from purgatorial to downright hellish. Only a minute percentage of people have heavenly lives on earth because of wise and intelligent choices. Most people lead a life of purgatorial or hellish angst and desperation of struggle whether emotionally, financially, psychologically, or psychically but they are in denial of such.