There is a saying that money is the root of all evil. You are what you believe, so don't buy into the saying. We need money to survive, trying being super poor and see what happens. You need shelter, food, clothing, and other things that go along with a house to live in.
We make things good or bad. If you spend your money on what is not good for you, then it is bad for you. I can't see what good it is to be homeless and living on the streets, or living in a car. If you have a family you need to provide the essentials to live for your family. What you say can become reality and you accept the bad things that other people have said. Please don't accept the bad remarks or thoughts of other people.