Proposed Personal Finance Category -- Tell Us What You Think

1. 77

   larryfreemanposted 15 years ago

   As I mentioned in a previous announcement, categories are coming to HubPages.
   
   Here is the planned breakdown of the Personal Finance Category:
   
   Personal Finance (Top Level)
   
   * Banking & Savings
   * Credit Cards & Payment Options
   * Debt & Bankruptcy
   * Frugal Living
   * Income
   * Insurance
   * Investing (See Investing in Business & Jobs)
   * Mortgage & Loans
   * Parenting
   * Paying for College
   * Personal Finance
   * Retirement
   * Software
   * Taxes
   
   Here is the proposed breakdown for each of the above Personal Finance subcategories:
   
   (1) Banks & Savings (2nd Level Category)
   
   * Banks & Banking
   * Banks around the World
   * Concepts & Terms Plainly Explained
   * Credit Unions (See Bank Cooperatives in Business & Jobs)
   * Government Financial Institutions
   * Government Protections
   * History of Financial Institutions
   * Interest Rates (See Interest Rates in Business & Jobs)
   * Saving vs. Investment
   * Types of Savings
   
   (2) Credit Cards & Payment Options (2nd Level Category)
   
   * Annual Fees
   * Benefits & Rewards Offered
   * Cash & Currencies
   * Credit Cards around the World
   * Credit Card Business
   * Credit Cards over the Internet
   * Credit Cards vs Debit Cards
   * Credit Reports & Scores
   * Ethics of Credit Cards
   * Hidden Costs & Merchant Charges
   * History of Credit Cards
   * Identity Theft & Fraud
   * Late Fees & Interest Charges
   * Overextending Credit
   * Paypal & Electronic Payments
   * Personal Checks
   * Prepaid Credit Cards
   * Statistics
   * Traveler's Checks
   
   (3)  Debt & Bankruptcy  (2nd Level Category)
   
   * Bankruptcy around the World
   * Collection Agencies
   * Debt Consolidation
   * Debt Restructuring
   * Eviction & Tenant Rights
   * Financial Advice
   * Government Debt
   * Government Help
   * Managing Debt
   * Settlement Services
   * Statistics
   
   (4) Frugal Living (2nd Level Category)
   
   * Bargain Shopping
   * Bartering & Negotiations
   * Budget Planning
   * Coupons
   * Cutting Costs
   * Do-It-Yourself Items
   * Flea Markets & Garage Sales
   * Household Expenses
   * Internet Deals
   * Tips & Advice
   * Transportation Costs
   * Used Goods & Thrift Shops
   
   (5) Income (2nd Level Category)
   
   * Bond Yields
   * Capital Gains
   * Dividends
   * Family Business
   * Freelancing
   * Garage Sales & Yard Sales
   * Home-Based Business
   * Inheritance
   * Investment Property Income
   * Odd Jobs
   * Passive Income
   * Self-Employment
   * Trusts
   
   (6) Insurance (2nd Level Category)
   
   * Auto Insurance
   * Business Insurance (see Insurance in Business & Jobs)
   * Disability Insurance
   * Earthquake & Disaster Insurance
   * Flood Insurance
   * Home Insurance
   * Insurance Fraud
   * Insurance Industry Explained
   * Insurance Mistakes
   * Life Insurance
   * Making a Claim
   * Renters Insurance
   * Tips & Advice
   * Unemployment Insurance
   
   (7) Mortgage & Loans (2nd Level Category)
   
   * Auto Loans
   * Business Loans
   * Home Loans
   * Loan Options
   * Mortgage Payment Options
   * Mortgage Rules around the World
   * Selecting the Lender
   * Student Loans (See Paying for College)
   * Tax Writeoffs
   
   (8) Parenting (2nd Level Category)
   
   * Family Budget
   * Making Ends Meet for Families
   * Making Ends Meet for Single Parents
   * School Fees & Finance Tips
   * Special Tips for Parents
   * Teaching Kids about Money
   
   (9) Paying for College (2nd Level Category)
   
   * Budgeting for College
   * Colleges around the World
   * College Costs
   * College Exchange Programs
   * Financial Aid
   * Reducing Costs
   * Scholarships
   * Setting up a College Fund
   * Student Loans
   * Tax Writeoffs
   * Tips & Advice
   
   (10) Personal Finance (2nd Level Category)
   
   * Accountants & their Services
   * Common Mistakes
   * Financial Education
   * Financial Literacy
   * Frugal Living (see Frugal Living subcategory)
   * Self-Education
   * Tips & Advice
   
   (11) Retirement (2nd Level Category)
   
   * 401Ks
   * Best Places to Retire
   * Costs & Expenses
   * Estate Planning
   * Insurance
   * IRAs
   * Medical Care & Medical Costs
   * Pensions & Benefit Plans
   * Planning
   * Retirement around the Globe
   * Retirement Communities
   * Retirement Living
   * Social Security
   
   (12) Software (2nd Level Category)
   
   * Accounting Software
   * Electronic Bill Payment
   * Personal Finance Software in General
   * Saving for Retirement
   * Spreadsheets
   * Stocktrading & Managing Investments
   * Tax Preparation Software
   * Web Resources
   
   (13) Taxes (2nd Level Category)
   
   * Capital Gains Tax
   * Ethics of Taxation
   * Income Tax
   * Inheritance Tax
   * Property Tax
   * Sales Tax
   * Tariffs & Tolls
   * Tax Advice
   * Taxation around the World
   * Tips & Advice
   * Value Added Taxes
   * Write offs & Rebates

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2. 57

   Dame Scribeposted 15 years ago

   How about .... International ....since all money is handled differently globally ... that way people can post somethin or other  there

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   1. 77

      larryfreemanposted 15 years agoin reply to this

      Hi Dame Scribe,
      
      Sure, I'll add an International subcategory for Personal Finance.
      
      -Larry

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3. 72

   Inspirepubposted 15 years ago

   Larry,
   
   You don't have a category for "income" under personal finance, which leaves some gaps:
   
   passive income
   investment property income
   family businesses
   trusts
   self-employment
   dividends
   bond yields
   distributions
   capital gains
   home-based business
   yard sales
   
   I would also like to see some kind of category for parenting and personal finance, teaching kids about money, either as an overall or as subcategories where relevant.
   
   Ditto financial literacy, financial education, courses, self-education around personal finance.
   
   Jenny

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   1. 77

      larryfreemanposted 15 years agoin reply to this

      Hi Jenny,
      
      I agree with you.  I'll add categories for Parenting & Personal Finance, Finance for Kids, Financial Literacy, and Income & Spending.
      
      This is great feedback. 
      
      -Larry

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