Well as long as you leave a balance on the credit card and continue to pay it regularly and on time you should see improvement in your credit score.
credit cards are necessary evils we have come to depend on. Without a credit card, you will not be taken seriously by creditors. Credit cards are proof you pay your bills on time or late. They are confirmation for creditors to issue you a pretty good interest rate when you wish to purchase something on credit. In answering your question, the credit cards are the measurement of how much credit will be extended to you. Credit cards help
creditors form a financial picture of the person they are lending their money to. Credit cards can not easily be lived without in our current life style.
Prudent use of credit cards can definitely improve your credit score. Credit scores are made up primarily of three things: on-time payment history (35%), available credit to credit balance ratio (30%), and length of credit history (15%). If you have a large total of available credit on your cards, but maintain a low or no balance you can positively impact your score.
by Research Analyst 11 years ago
How to remove a Bankruptcy from your Credit Report?
by Rebecca Graf 14 years ago
What questions would you like to see answered about credit card debt?
by tdebrick 11 years ago
Would a personal loan improve my credit?Thinking of consilidating my credit card debt into one loan. I am thinking this is the best for me paying my debt down.
by Karina S. 13 years ago
Do you know how to improve your credit score?
by Ultimate Hubber 12 years ago
How many credit cards do you have?
by Lgali 9 years ago
Credit cards make you spend more yes or no
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