Weekly Topic Inspiration: Insurance Advice

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   Simone Smithposted 11 years ago

   Like it or not, we all have to deal with insurance (or a lack thereof) at some point or another. What have you learned about selecting, using, going with or without, and switching various types of insurance? Consider sharing the lessons you have learned with the world at large.
   
   I’ve done some keyword research on this (high revenue) subject and discovered that, while competition for some keywords is really high, there are some niches (many of which are reflected in the titles below) in which you have a real shot at seeing success.
   
   Even though insurance might not be your favorite subject, I hope you’ll join us in writing about it this week!
   
   Not sure which insurance issue to address? Looking for a search-friendly title? Make use of this handy-dandy collection I’ve made!
   Car Insurance Advice
   Where to Find Free Insurance Quotes Online
   Best Pet Insurance for Dogs
   What is the Best Pet Insurance?
   What is the Best Insurance Company?
   Small Business Insurance 101
   Life Insurance Quotes Online
   How Much Does Life Insurance Cost?
   Cost of Life Insurance: What to Expect
   Business Car Insurance 101
   Major Insurance Company Ratings
   Insurance for Small Businesses: When is it necessary?
   Car Insurance Quotes Online: The Best Resources
   Insurance Information You Should Always Carry With You
   Auto Insurance Rates: What to Expect
   Business Insurance Cost: What to Expect
   How Much Does Business Liability Insurance Cost?
   Health Insurance for Small Businesses
   Small Business Group Health Insurance
   Commercial Liability Insurance 101
   How to Find Good Commercial Insurance Brokers
   Commercial General Liability Insurance: The Basics
   How Much Does General Liability Insurance Cost?
   
   If you'd like to join in on this week's topic by writing a Hub, follow these steps:
   
   1)    Stop by this week's Weekly Topic Inspiration Question.
   2)    Click the green button "answer this question".
   3)    Click the gray button below the box (leave that empty) that says "make a Hub about it."
   4)    Give your Hub a very specific title, like Easy Summer Gardening Projects for Kids or Challenging Summer Activities for Teens
   5)    Create good quality original content that hasn't been covered before.
   6)    After you publish your Weekly Topic Inspiration Hub, come back to this forum thread and post a link to your Hub with a brief description of what you wrote about and why.
   
   For more information on the Weekly Topic Inspiration program, check out the Learning Center guide.

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      Kaili Bissonposted 11 years agoin reply to this

      Hi Simone, I'm working on a Hub entitled "Should I Buy Pet Insurance? I went through this myself last year, so it is still fresh in my memory  :-)

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         HubPagesposted 11 years agoin reply to this

         Fantastic! I was hoping someone would write on that subject. I've really wanted to lean more about it.

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            Kaili Bissonposted 11 years agoin reply to this

            Here it is... http://kailibisson.hubpages.com/hub/Sho … -Insurance

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               Simone Smithposted 11 years agoin reply to this

               Quite the good Hub! I didn't know anything about even costs of basic procedures for pets, so it was good to know just WHY one would want pet insurance in the first place. I also like how you included info on lifetime costs- it enables one to see the big picture and make better long-term choices.
               
               Also- sorry for posting from HubPages' account there! I was updating some LC entries and forgot to log out...

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         MarleneBposted 11 years agoin reply to this

         You put a lot into this hub. Great "need to know" information about pet insurance.

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      angela_michelleposted 11 years agoin reply to this

      http://angela-michelle.hubpages.com/t/307375
      
      I wrote about Pet Insurance for your dog, because I have a new puppy, and I have been debating whether we should get that. This gave me an opportunity to check out the cost, the plans, and really helped me make my decision.

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         Kaili Bissonposted 11 years agoin reply to this

         Angela this is a great Hub. The one I wrote is more "should I/shouldn't I". You have provided a comparison of different plans and companies, which makes it easy for someone to do their own shopping. Mind if I link to your Hub?

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            angela_michelleposted 11 years agoin reply to this

            Of course not, I will recipricate. (How do you spell recipricate?)

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               EuroCafeAuLaitposted 11 years agoin reply to this

               reciprocate

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                  angela_michelleposted 11 years agoin reply to this

                  haha, thanks!

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               Kaili Bissonposted 11 years agoin reply to this

               Hi Angela...sorry it took me so long but I have now linked to your fabulous Hub :-)

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                  angela_michelleposted 11 years agoin reply to this

                  Thank you so much! I appreciate it!

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         Simone Smithposted 11 years agoin reply to this

         This is great- your comparison of the major options in that table, complete with monthly costs and phone numbers, is especially useful!

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         MarleneBposted 11 years agoin reply to this

         I love the level of research you put into this. The way you presented the informatin makes it easy for someone to jot down the information and make the call.

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            angela_michelleposted 11 years agoin reply to this

            Thank you. I was shooting for that.

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         dainy665daneposted 11 years agoin reply to this

         I voted for your hub angela. It was a very nice and informative post about pet insurance.

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            angela_michelleposted 11 years agoin reply to this

            Thank you so much!

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      MarleneBposted 11 years agoin reply to this

      Well, I started writing the hub titled Small Business Insurance 101 and discovered that there was so much basic information involved that I had to split the hub in two. So, this week I have Small Business Insurance 101: Basic Information for Your Small Business and Small Business Insurance 102: Finding Buying and Managing Small Business Insurance.
      
      Here are the links:
      101 -  http://marleneb.hubpages.com/t/306d28
      102 - http://marleneb.hubpages.com/t/307cf7

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         Kaili Bissonposted 11 years agoin reply to this

         Well, as a currently self-employed person, I need to read these both.

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            MarleneBposted 11 years agoin reply to this

            Get out the cup of coffee, sit back and stay a while. Both hubs are really long. I probably could have made four hubs out of this one subject. There is so much to know about small business insurance. I only covered the topic from my perspective and what I had to consider as a small corporation. There are tons more that can be written, but I just wanted to cover the basics here.

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      tammyswallowposted 11 years agoin reply to this

      Thanks Simone! I am going to do a hub for this topic entitled, "What is Legal Insurance and Do I Need It."

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         tammyswallowposted 11 years agoin reply to this

         Here is my submission:
         http://tammyswallow.hubpages.com/hub/Wh … -I-Need-It

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            MarleneBposted 11 years agoin reply to this

            Hi tammyswallow, your hub is a must read for people who want to see interesting types of insurance policies. What a list!

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               tammyswallowposted 11 years agoin reply to this

               Thanks MarleneB!

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      Judy Macposted 11 years agoin reply to this

      I just posted a new hub, the first chapter of a book I'm writing titled (for now) "Property Insurance for those to Whom It's a Mystery".  Meanwhile, can anyone tell me how to contact Google Adsense through HubPages? A link showed up on the bottom of my hub at one time, I followed it and they told me they couldn't sign me up because my profile wasn't finished. I finished my profile, but can't find that link.

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      TDAPharmposted 11 years agoin reply to this

      I had just made a Hub about pharmacy processes for filling prescriptions. What is humourous is that insurance is huge (for anyone thats ever been told that their co-pay is higher than expected or medication not covered will know). I put some advice on how to help yourself in it. If you would like a Hub dedicated towards insurance issues in pharmacy let me know!
      
      http://tdapharm.hubpages.com/hub/How-ar … a-Pharmacy

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2. 85

   Denise Handlonposted 11 years ago

   Hey Simone--I left you a message on last week's WTI about car maintenance...still working on THAT one, but I'm pleased...it's going to be awesome!     
   
   See you later.

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      Simone Smithposted 11 years agoin reply to this

      Oh, fabulous! We've seen SUCH useful guides coming from that theme! Can't wait to see the finished Hub.

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         Denise Handlonposted 11 years agoin reply to this

         YaY! it is finished and was posted yesterday.  I'm pretty proud of it and am grateful for the 'expert' advice I received from my mechanic.

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   cclitgirlposted 11 years ago

   Oooh, I think I have a good one regarding insurance for cars.  Heehe.  Yes!

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      HubPagesposted 11 years agoin reply to this

      Sweet!!! Can't wait to read it.

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4. 78

   shuck72posted 11 years ago

   First time writing on the weekly topic so not sure I am following the correct protocol.
   
   At any rate, here is what I came up with, I was trying to be somewhat informational but mostly humorous.
   
   http://shuck72.hubpages.com/hub/Car-Insurance-Advice1

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      Denise Handlonposted 11 years agoin reply to this

      Good one.  Enjoyed reading it

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      Kaili Bissonposted 11 years agoin reply to this

      well done!

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      Simone Smithposted 11 years agoin reply to this

      Yay! So glad to see you joining in on the WTI fun, shuck72! Absolutely loved the Hub- it's fun, useful, practical, and down to earth.

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      MarleneBposted 11 years agoin reply to this

      You put the fun in funny. I may have been chuckling while reading your hub, but I also learned a thing or two about car insurance. Great hub.

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      mjkearnposted 11 years agoin reply to this

      Hi Shuck72,
      If you're fun, funny and up for a laugh, then you just aced the protocol. I only crashed here meself last week. ha ha he he. You tried to be humorous, I'm sorry, you failed. You were hilarious!!!!!!! You owe me new sides as mine have split. Love the way you write and had to link to you from my efforts. Look forward to more,
      MJ.

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   dainy665daneposted 11 years ago

   Some people have queries about car insurance and I wrote a topic regarding what auto insurance and some tips inside.
   
   I think one of my latest article
   
   http://dainy665dane.hubpages.com/hub/ch … rance-tips
   
   hits "Car Insurance Advice" category too.

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      Denise Handlonposted 11 years agoin reply to this

      Glad to see you added your knowledge here. 

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         dainy665daneposted 11 years agoin reply to this

         Hey Denise!! Yes, I'm happy that I made my way inside the forums

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      Simone Smithposted 11 years agoin reply to this

      Thnaks for the Hub, dainy665dane! I don't own a car and therefore don't know a thing about car insurance, so I learned a bunch from the overview.

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         dainy665daneposted 11 years agoin reply to this

         Hi Simone, I'm glad that my hub helped you learn something about car insurance. :-)

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      MarleneBposted 11 years agoin reply to this

      Very good hub. The way you present the information makes it easy for readers to understand about car insurance.

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         dainy665daneposted 11 years agoin reply to this

         Thank you Marlene. :-)
         I was inspired by your comment. I enjoyed reading your hubs too!

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   Radikumposted 11 years ago

   I posted this info I had about Life Insurance. Hope it helps. Great forum by the way!
   http://radikum.hubpages.com/hub/Life-In … -and-Donts

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      MarleneBposted 11 years agoin reply to this

      Nice hub with explanations of the most valuable terms people must consider when looking at life insurance.

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      Denise Handlonposted 11 years agoin reply to this

      Excellent hub, Radikum

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      Simone Smithposted 11 years agoin reply to this

      This is such a useful Hub! I really appreciate the level-headed overview you've provided.
      
      Might I recommend using one of the titles I had suggested?
      
      How Much Does Life Insurance Cost?
      Cost of Life Insurance: What to Expect
      
      If you add a text capsule on costs, they'll work just fine, plus the Hub will be more likely to be found in search engine results.

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7. 85

   DzyMsLizzyposted 11 years ago

   I've not written a specific article from the topic's Q&A post, because I've already written (about a year ago) 3 articles on the insurance industry as part of my "Corporate Greed" series.
   
   Here they are, if anyone is interested:
   
   http://dzymslizzy.hubpages.com/hub/Corp … nce-Racket
   
   http://dzymslizzy.hubpages.com/hub/Corporate-Greed-3
   
   http://dzymslizzy.hubpages.com/hub/Corp … cket-Pt-2b
   
   These articles detail the assorted con games, rip-offs, dirty tricks and false advertising of which the industry at large is guilty.

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      Simone Smithposted 11 years agoin reply to this

      Thanks for sharing, DzyMsLizzy!

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      Denise Handlonposted 11 years agoin reply to this

      Great series here, Lizzy-will read more thoroughly in the next couple of days.

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   Arlene V. Pomaposted 11 years ago

   No one wants to think about death because we are much too interested in life.  But Death happens!  Have you ever thought about who will take care of your funeral arrangements once you are gone?  Burial insurance allows your family and friends to carry out your final wishes.  By putting away funds for your needed burial expenses and choosing the right insurance plan, your family will not be burdened with costs and the stress of funeral planning. Here are some tips to get you thinking.
   
   http://arlenevpoma.hubpages.com/hub/Bur … -to-Expect

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      MarleneBposted 11 years agoin reply to this

      I don't have a penny saved for burial expenses. Your hub has made me realize how selfish I am by not considering the financial burden I am placing on my family by dying without burial insurance. Thanks Arlene!

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         Judy Macposted 11 years agoin reply to this

         Hi, MarleneB.  I enjoy your posts and will get around to reading your Hubs. Forums are a great way to get to know fellow Hubbers.
         I can tell you didn't grow up poor.  When I was a child, although we barely had enough money to buy shoes, my parents paid weekly on burial insurance.  We had a man who came around weekly to collect. We were'nt the only ones, either.  Mr. Higgins stopped at almost every house. It's really interesting the choices people make.  I want to be cremated - still less than $1,000 around Atlanta.

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      Simone Smithposted 11 years agoin reply to this

      Death totally DOES happen! I hadn't heard of burial insurance before. Fascinating!

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      Denise Handlonposted 11 years agoin reply to this

      Great angle on insurance Arlene.

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   Arlene V. Pomaposted 11 years ago

   Well, join the club, Marlene!  You certainly aren't being selfish because none of us want to face or even think of death.  I hate buying insurance, anyway.  It's like rolling the dice on whether you're going to use it or not.  Through my retirement, I have about $800 to bury me.  But no matter how much you cut costs, the burial costs are always going up.  Plus, due to modern medicine, we are living longer.  I am not afraid of dying.  I just don't want to leave anyone in debt because of my lack of planning.  I was told by my insurance agent that people easily go in debt by having to pay for weddings or funerals.

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      Simone Smithposted 11 years agoin reply to this

      Good point, Arlene.

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    JPhillipiposted 11 years ago

    This article is about automobile liability insurance. It explains the different states requirements and gives some good ideas on how to find cheap insurance.
    
    http://jphillipi.hubpages.com/hub/gener … e-for-cars

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       Simone Smithposted 11 years agoin reply to this

       The table you included makes for a great reference tool! Thanks for the helpful introduction.

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       MarleneBposted 11 years agoin reply to this

       I like the comparison chart a lot and your explanations helped me gain a full understanding of the concept of liability insurance.

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    CyberShelleyposted 11 years ago

    I love the weekly Topic Inspirations.  I wrote about Business Liability Insurance, as I feel it is very important to protect yourself against the unexpected.  Here is the link (I hope I have done this correctly and not broken any rules)
    http://cybershelley.hubpages.com/hub/LI … INESS?done

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       MarleneBposted 11 years agoin reply to this

       Excellent job on your hub. Your examples are quite helpful in showing people what they can do to help reduce mishaps.

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       Judy Macposted 11 years agoin reply to this

       Hi, CyberShelley.  I, too, love the weekly topic inspirations; at least this one during the one week I've been active!  I have not read your Hub yet,  I am slowly working my way through all the ones mentioned on this thread.  I'll comment there afterr reading your hub.

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       Simone Smithposted 11 years agoin reply to this

       Yay, I'm so glad you're a WTI fan, CyberShelley!
       You've created a great overview of a bunch of different types of liability insurance to consider. Yeesh, there are so many!

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    K9keystrokesposted 11 years ago

    A few Long-Term Care Insurance Tips
    http://k9keystrokes.hubpages.com/t/30867c
    Happy Hubbing!

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       MarleneBposted 11 years agoin reply to this

       Great hub with wonderful resources to point us in the right direction.

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       Denise Handlonposted 11 years agoin reply to this

       Hi K9-good to see your contribution here.  I was wondering if someone was going to hit this side of insurance.

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       Simone Smithposted 11 years agoin reply to this

       Geez, I had never even heard of long-term insurance before. I'm learning so much from this theme!

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    kelleywardposted 11 years ago

    Hi everyone! I just published my hub in this topic! As a former insurance agent I think it's important to assess insurance company ratings and Comdex Scores. Here is what I wrote on the subject of "What is the Best Insurance Company?" http://kelleyward.hubpages.com/_3u47dtk … ny-Ratings

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       MarleneBposted 11 years agoin reply to this

       Wow! You covered a lot. It's one more thing we can do to protect ourselves when hiring an insurance company.

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       Judy Macposted 11 years agoin reply to this

       Kelleyward, I just posted on your new Hub after taking the time to read it carefully, not just scan it.  I'm so impressed!  The info is great and the presentation is excellent.

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          kelleywardposted 11 years agoin reply to this

          Thanks MarleneB and Judy Mac for reading this hub! I glad you found it helpful!

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       Simone Smithposted 11 years agoin reply to this

       This is a SUPER useful answer to that question. Better than just saying "It is X," it really helps to empower people to make the best decision based on their unique needs.

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    mjkearnposted 11 years ago

    Hi all,
    
    Yep, back again. Went a little mad last week so I will slow it down this week, just a little mind.
    
    I am easy to get rid of, just pick anything not related to vehicles and I'm gone or just say, "Yo MJ, go away". My partner has taught me well and she deserves more than medals.
    
    Absolutely loved Shuck72's hub, a must read for all. Still falling over meself and I've watched the video six times now. Neons, BMW's and Trees, great combination. Well what can I say, I'm a Jaguar fan.
    
    Oops already published hubs, forgot this bit, ah well,
    
    MJ.

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    mjkearnposted 11 years ago

    Back again,
    
    I'll get the hang of this yet and put things in their right place, honest. Ok another couple of offerings,
    
    Why do we need Auto Isurance?
    http://mjkearn.hubpages.com/hub/why-do- … -insurance
    
    and
    
    Auto Isurance: A True Story and No Happy Ending!
    http://mjkearn.hubpages.com/hub/auto-in … ppy-ending
    
    Can't think who the guy in the first pic of "A True Story" is, maybe he wanted an auditon for that TV show CHiPs,
    
    MJ.

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       Denise Handlonposted 11 years agoin reply to this

       Interesting hubs. 

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       Simone Smithposted 11 years agoin reply to this

       Wow MJ, you sure have had some intense experiences with insurance!

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    teyeger82posted 11 years ago

    If you need to learn more about commercial liability insurance check out the following hub by teyeger82....
    The Basics of Commercial General Liability Insurance

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    Simone Smithposted 11 years ago

    Thanks for the fabulous insurance tips, everyone! Today's theme is home appliances. I hope you'll stop by and share your tips on air conditioners, lawn mowers, hot water heaters, and more!

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    cclitgirlposted 11 years ago

    All right-y - mine's a little late in being published, but here goes. 
    http://cclitgirl.hubpages.com/_39zesnd5 … y-car?done

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