Being An Obamacare Victim?

Well with the final car starting to come off of the tracks of the Obamacare train wreck, Obama flew off to Hawaii. Not without pounding the stake of all stakes into his signature piece of legislation. You know, the one he doesn't want his name on anymore?

Rest assured though that no matter if something happens or not Obama, the camera whore, will find a reason to get before the lights to proclaim how great he is. It would be nice to have 17 straight days without having to hear his whining about how misunderstood everything he has treid to do really is. Actually we get a pretty clear picture already.

After winning the crown of being The Liar of the Year he should probably take a deep breath and be quiet but I will bet dollars to donuts he won't be able to contain his loose lips. Any takers?

After all the acrimony and name calling Obama and his cronies did about defunding Obamacare, maybe delaying it and so forth that the Republicans proposed before his October 1st roll out they seem to need to wipe some serious egg off of their mugs. Obamascare wasn't ready for prime time and I just don't see how such nonsense will ever work in this nation. the percentage of Americans that oppose this whole fiasco continues to rise. Obama all along claimed that once we "found out what was in it" that we would become enamored with it.

Maybe he, and his high spending buds in Congress, now realizes it was sheer stupidity, bordering on insanity, to attempt to cover the 15% of this nation's citizens without health care at the expense of the other 85%. At this point it would have made much more sense to just pay for those uninsured to be insured. But I did use the word "sense" there and these professional pickpockets sorely lack that commodity called common sense.

This latest 11th hour move as the Obama's vacation on our dime lavishly once again seems to be Obama repealing Obamacare himself. Heck he thinks he has the ability to pick and choose which parts of the law that will be obeyed so that isn't beyond the realm of possibilities.

"As long as I'm President..."

Maybe that last part, Barack Obama, is something we need to consider fixing when you return for the New Year. Seems that your Democratic buddies are under intense pressure to do something about the mess they are now blaming you for creating Mr. Obama. So all of the sudden a mere 4 days before the deadline to be insured the HHS (READ: Obama) are exempt from obtaining that insurance that you decreed they should have because what they had and liked was cancelled and history because of your lie of the year claim.

He effectively just exempted millions of Americans and graciously told us that they wouldn't have to pay the fine for not being insured. But it still leaves them uninsured. what a comfort and what a mess you have created President Zero. But cheer up! It has been decreed that all those millions are now qualified for a hardship exemption. The hardship being Obamacare itself. doesn't that make a ton of sense? No penalty and the bonus of being able to obtain a form of "catastrophic policy" that they recently just poo pooed as junk. These idiots can't seem to make up their minds.

What a Christmas present from The Obama's to the nation huh? If his wild attempt of benefit and income redistribution fiasco made your old, cheaper, better health plan which you liked illegal, just rest easy now. You can go naked without any coverage at all. Or you can claim this mythical, just created by cooking the books again, that you are suffering from a hardship created by by The Lair of the year himself. Warm and fuzzy now?

Another Fine Example Of Progressive Economics?

So who were these "hardship exemptions" originally created for? There is an answer. they were intended to go only to homeless people, bankruptcy cases or in extreme cases victims of domestic violence. Seems reasonable at first glance but now we see this latest exemption ploy. Why did it change? Because six (6) Democratic US Senators leaned on Kathleen Sebelius to classify the victims of Obamacare itself as hardship cases. I term that complete insanity and misuse of executive power.

The bottom line on much of Obamacare's spiraling failures is the math just doesn't work. Even the "catastrophic coverage" that just opened the door wide to individual exemptions are more expensive than those old "junk policies." Conversely they are about 20% cheaper the average Obamacare plan due to the absence of all the mandates that many people think are ridiculous in the first place. They are geared for a younger, healthier crowd and have no subsidies attached to them. They don't qualify.

The flaw with what is occurring is about the economics of this administration being twisted at every turn in order to "tweak" every disastrous deadline that can't be met. The catastrophic concept has an assumption, or used to have one anyway, that those enrolled in that category would be under 30. Think about that for a minute. The young are supposed to prop up Obamacare, not avoid it. So who picks up the sharply discounted cost of a 55 year old who can now claim a hardship based upon an Obama lie? It will be the insurer's problem and no matter how they slice it and dice it the actuarial math fails Obamacare's whole concept.

Quick Crank Up The Smoke Generators!

The smoke and mirrors routine that Obama continues to foist on the public has worn extremely thin. Insurers are setting the rates and all this wishy-washy changing of the rules will continue to result in future rate increases. 2015 is projected to yield another sharp increase in premiums. That's not what Obama promised us either but he has consistently over promised. He gives "up in smoke" new meaning.

This is starting to make Pajama Boy seem like a genius.

Heck go ahead and click those buttons and send this out to a wider audience.

As Always,

The Frog Prince

MERRY CHRISTMAS TO ALL!

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Comments 25 comments

WillStarr profile image

WillStarr 2 years ago from Phoenix, Arizona

For Obama, this is it...his only real achievement, so it will only be repealed over his screaming and kicking temper tantrum.

If the Democrats see a complete Obamacare meltdown in progress, they will be forced to join Republicans and repeal it over Obama's veto.


tsadjatko profile image

tsadjatko 2 years ago from maybe (the guy or girl) next door

I didn't think about that Will - you really think Democrats could rebell against the Messi ah Barack Obama? I honestly don't think that would get them votes after the way they have married it. It would be like committing political adultery. Hard to see voters forgive marrying a loser or cheating on a loser, the loser being Obama or Obamacare - take your pick..


WillStarr profile image

WillStarr 2 years ago from Phoenix, Arizona

Now that we are learning how it's supposed to work, I'm just amazed that that anyone could be so stupid. We are all going to be paying far more for far less, and there's no blame to spread around this time because not one Republican voted for this.

Democrats are praying for a miracle to save them, but it's now a mathematical certainty that this thing will fail because Americans are going to be furious over what the Democrats have done to us.


Stu 2 years ago

Up and all across. You nailed it exactly at the end. The Administration's endorsement, at least temporarily, of catastrophe oriented policies will help people who are having difficulty registering or enrolling at the Obamacare web site, or can't currently afford Obamacare premiums. But these high deductible policies will peel off the premium risks Obamacare needs to subsidize the sick and the elderly under Obamacare's flat rate system. Absent these high quality risks, Obamacare premiums will have to go up, or alternatively, Obamacare fee caps will have to go down; in either case, Obamacare enrollees will be losers. Also, many of those who choose catastrophe policies will be losers too, because they will no longer have access to their non-Obamacare traditional PPO plans which provided better coverage, but are now in large measure canceled. I'm really finding it difficult to see any winners in this. Obamacare was largely inspired out of a desire to provide coverage to the working poor who could not afford it. But the widely anticipated drain of good risks to non-comporting coverage in States that choose to allow it, or no coverage at all (complete optout), will almost certainly lead to drastic cuts in Obamacare fee caps, subjecting the working poor to balance billing once providers begin to refuse to accept Obamacare assignments. In effect, the working poor won't really be covered at all, in spite of having policies, because they won't be able to afford the breakage between the providers' normal fees and the (eventual) much lower Obamacare reimbursements.


Old Poolman profile image

Old Poolman 2 years ago from Rural Arizona

What is most confusing to me is the constant changes to this document that was voted into law. It took a vote of congress to put this into effect, shouldn't it take another vote to make revisions to the original document? We have no idea what taxes and changes have been added to the original document that was presented prior to the vote. Nobody read it anyhow, but it might have just been blank pages.


breakfastpop profile image

breakfastpop 2 years ago

This thing is so bad it may not be necessary to repeal it. It may just blow up on its own accord. I look forward to it.


Old Poolman profile image

Old Poolman 2 years ago from Rural Arizona

If it does blow up, and it most likely will, that will mean millions of people will have lost their health insurance thanks to ObamCare. Of course the previously uninsured will still have their free health care.

There would be no way to undo the harm that has been done without a new plan to fix the damage. Ever heard of the single-payer system? You most likely will be hearing a lot about this over the next couple years.


WillStarr profile image

WillStarr 2 years ago from Phoenix, Arizona

"There would be no way to undo the harm that has been done without a new plan to fix the damage. Ever heard of the single-payer system? You most likely will be hearing a lot about this over the next couple years."

That was what the Democrats had in mind all along, but I suspect that they will have a hard time selling anything after this disaster!


Ericdierker profile image

Ericdierker 2 years ago from Spring Valley, CA. U.S.A.

January 1st our employer plan raises the co-pay and deductible again. No way any repeal will fix this third increase in 18 months. So those of us who get to "keep" their insurance really do not get to keep it.


Old Poolman profile image

Old Poolman 2 years ago from Rural Arizona

WillStarr - The single payer system will come up as the one and only way to repair this disaster. The millions who are uninsured and are desperate will most likely go along with this new plan. Even those who were able to get a plan and are now suffering from sticker shock will go for this new plan.

I'm fairly certain that Obamacare was just a stepping stone to put us where they really wanted us.


WillStarr profile image

WillStarr 2 years ago from Phoenix, Arizona

"January 1st our employer plan raises the co-pay and deductible again. No way any repeal will fix this third increase in 18 months. So those of us who get to "keep" their insurance really do not get to keep it."

Ours is going up too, and the company flatly says it's due to Obamacare requirements.


Ericdierker profile image

Ericdierker 2 years ago from Spring Valley, CA. U.S.A.

If I were a communist I would expect a single payer system. I loved the good old USA but we are having to change all addresses to USRA. It is going to cost a lot in new stationary.

(maybe they will grant us amnesty on not changing it soon)


tsadjatko profile image

tsadjatko 2 years ago from maybe (the guy or girl) next door

Did you know it was a lie when people said before Obamacare, an Insurer could cancel the policy of a person or small employer if they got sick or if many of the employees got sick.”

TRUTH: After 1996, with the passage of the 1st phase of the Federal law authored by Kennedy (D) and Kassabaum (R), called HIPPA (Portability), all group and individual plans in the United states became GUARANTEED RENEWABLE. That meant that the insurer was banned from canceling any employer or individual because of health conditions that developed once they were insured.

Read all about Obamacare myths: http://www.oldinsuranceguy.com/obamacare-myths-tru...


FitnezzJim profile image

FitnezzJim 2 years ago from Fredericksburg, Virginia

I think I like Thomas Sowell, how does ANYTHING become more affordable by creating an unaffordable government bureaucracy to administer it?

And who was it that said: 'Government does not solve problems, government IS the problem.'?


The Frog Prince profile image

The Frog Prince 2 years ago from Arlington, TX Author

FitnezzJim - The saying is Ronals Reagan's. He is sorely missed.


Ericdierker profile image

Ericdierker 2 years ago from Spring Valley, CA. U.S.A.

FitnezzJim, this is exactly what got my liberal children saying WTF. There is no qualms on this matter from our youth (20's)


Old Poolman profile image

Old Poolman 2 years ago from Rural Arizona

I saw on the news this morning where the Insurance companies have a guarantee they will not lose any money. If they get stuck with only elderly or high maintenance policy holders, the government guarantees they will bail them out with taxpayer funds.

How sweet can it get for the insurance companies? They are truly sitting in a win / win position.

Now I need to know how this is different than socialized medicine?


WillStarr profile image

WillStarr 2 years ago from Phoenix, Arizona

The bailout was part of the Obamacare bill all along, just in case people were smarter than the Democrats thought and refused to participate in their Ponzi scheme.

We taxpayers will be on the hook for the bailout.


Old Poolman profile image

Old Poolman 2 years ago from Rural Arizona

Merry Christmas WillStarr. I honestly didn't know that. So we pay no matter what and only we taxpayers have any risk.


Ericdierker profile image

Ericdierker 2 years ago from Spring Valley, CA. U.S.A.

Even us grumpy old men need it:

Love and hugs for this time of peace,

e


Old Poolman profile image

Old Poolman 2 years ago from Rural Arizona

Ericdierker - May you have a great Holiday Season.


WillStarr profile image

WillStarr 2 years ago from Phoenix, Arizona

Merry Christmas Mike!


drbj profile image

drbj 2 years ago from south Florida

First it was ObamaCare, then ObamaScare, and finally it will be ObamaSnare when the single-payer system is implemented. Obama's goal all along.


Old Poolman profile image

Old Poolman 2 years ago from Rural Arizona

drbj - I agree. The single payer system is exactly what was wanted in the first place. Obamacare was just a stepping stone to ease the pain a little, and to prove to we stupid citizens that this is what we really need.


tsadjatko profile image

tsadjatko 2 years ago from maybe (the guy or girl) next door

Looking ahead, there comes the Obamadare - dare we impeach him?

If Republicans can gain control of both houses in 2014, why not? Didn't McConnell say," The single most important thing we want to achieve is for President Obama to be a one-term president." Oust him in 2015 and we can round down to one term his time in office. A "term" is all or none in my book. He deserves impeachment if ever there was a president who did and at least it could then be said he got something he actually did earn.

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