The Chronic Disease Fund
Chronic Disease Fund
Until recently, I've never heard of the Chronic Disease Fund. I should be thankful that I didn't need to know about it, but now I do. I recently came upon this organization when my husband needed assistance with his co-pay for a VERY expensive cancer treatment that was approved by the FDA just a few months ago.
The Chronic Disease Fund is a non-profit, charitable organization that offers assistance to people who can't afford the expensive medical care they need to survive. When I first heard about them through our oncologist I thought ... "Come on, seriously...there are no free rides in life! There is NO WAY a non-profit company is going to help us with the amount of money that we need! Even if they did, it would take forever to hear from them!" Well they accepted my husband and in record time!
All we had to do was fill out a few forms and fax the papers to them. In less then five days we received a letter from them saying, "you have been accepted for co-pay assistance!" I was shocked! My husband wasn't....he's the optimist. When it comes to anything free I tend to lean towards pessimism. I was proven wrong. That's okay, I can handle that! This was fantastic news SINCE our oncology team told me point blank, no money, no treatment ... in other words "Show me the money!" That conversation left me dumbfounded.
How any medical professional could just turn away a patient due to finances left me heartbroken! Mind you, they are collecting 80% from our insurance company and their pockets have been well lined from us in the past 3.5 years. We all know that cancer is expensive. But saving a life is what the medical profession should be about, what happened to that philosophy?
This is how the Chronic Disease Fund became a part of our lives. Being the curious person I am, I needed to know more! This organization began in 2003 and it receives no government funding. The CDF doesn't have a money tree, it's resources are achieved through donations and grants. Their resources are limited based upon contributions they acquire. 91 cents of each dollar they receive goes towards the patients care. Besides cancer patients they also offer support for other diseases such as multiple sclerosis, asthma, and macular degeneration, just to name a few. WOW! The more research I did the more I was amazed!
Their policy is you must apply and be accepted into the program before you receive any benefits. A patient must meet specific income qualification guidelines and be a resident of the USA. They even help pay for medications! Seriously!? Where have you been for the past 3.5 years? What a lifesaver and peace of mind for so many people who are already under a great deal of stress from dealing with an illness.
All it takes is a simple email to CDF to see if you or a loved one qualifies. I received responses back within minutes for questions I had. They weren't able to assist me with one of my questions but they led me in the correct direction. I'm impressed with their excellent patient customer care. Whether you are the patient or the caregiver, it's comforting to know there is someone out there who truly cares and wants the best for you.
Some of my readers might already be familiar with this program and won't be as surprised as I was. If so, I hope you will share your stories with us. I truly hope you don't need to use this program and your health doesn't fail, but you might know someone who could use this information. Please pass it along. If you would like to make a donation to CDF, I'm sure they will greatly appreciate it. I'm very thankful for the CDF and I will pay it forward....
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Founder of CDF.....
Mike Banigan is the Founder and President of Chronic Disease Fund. It's the nation’s largest and most effective provider of financial and medication assistance for those with chronic illness and cancer. Banigan’s background in the pharmaceutical and healthcare-services field, together with his years in finance and reinsurance, helped him revolutionize the patient assistance industry, paving the way for all others in this field. An entrepreneur since his early thirties, Banigan has founded several other companies in various industries.
To improve the health and quality of life of patients with chronic disease, cancer, or other life-altering conditions who cannot afford the medications they so desperately need.
Since I've written this article in honor of the Chronic Disease Fund I have discovered that due to lack of funds the CDF no longer supports Prostate Cancer patients.
© 2011 Linda Bilyeu
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