Personally I would say yes. But in Scotland there are a number of schemes running that allow IVF treatment on the National Health Service so money is not a problem. My oldest sister and her husband had IVF many years ago and thankfully it took first time. They had a lovely baby boy. Well that 'baby boy' is now a young man of 17 years and none of us can imagine life without him, he's an absolute gem!
Adoption is of course always an option. But in the UK at least, many couples are put off by the length of time the process takes and the,at times, un-necessary standards and stipulations they put on couples who want to adopt. Most of these couples would make excellent parents, and while I agree that the child's safety should be paramount when going through adoption, the scrutiny can border on the ridiculous and many couples withdraw. Result - unhappy would-be parents and another child without a Mum and Dad.