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I've been under HMO plans pretty much my entire life. The last 10 years I've been under Kaiser. First under my parent's insurance now under my insurance at work. Well now my job has decided to get rid of HMOs and do entirely PPOs. I have to choose by Oct 31. Although I know I will enjoy the flexibility but I'm just so used to HMOs. The choices I have are Aetna, Cigna, Blue Cross Blue Shield or my employer's plan. Anyone have any experience under any of the plans and how do you go doctor searching?