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Is health insurance really worth the price?


For those who are not covered through work or unions, is private insurance really worth it, or does the cash discount work just as well ?

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CraftytotheCore profile image97

CraftytotheCore says

3 years ago
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    Catherine Tally (cat on a soapbox) 3 years ago

    It's definitely worth it for hospitalization and catastrophic care. We pay out of pocket for healthcare being self-employed, and there is a 7500 deductible per person per major incident.Sometimes I think a HSA would have been better.

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P. Thorpe Christiansen (duffsmom) says

3 years ago
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    Catherine Tally (cat on a soapbox) 3 years ago

    Being self-employed w/ pre-existing conditions makes it impossible to switch until Oct. Our plan has a grandfathered status and is pretty much exempt from the early mandates of Obamacare ie coverage for colonoscopy, etc. Thanks for commenting.

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