jump to last post 1-2 of 2 discussions (6 posts)

Who should pay and does everyone deserve affordable care?

  1. Emerald Moss 31 profile image60
    Emerald Moss 31posted 7 years ago

    I am compiling info for a hub questionnaire to help educate myself and others about the health care situation in the USA.  I have , because of my severe allergy-related asthma, been on gov health programs on and off for 40 years.  This is why I believe I have a good foundation of life experiance to share with others.  I hope I can get people to join in on this discussion.  I would particularly like to hear from people who have pre-existing conditions from childhood, who have run through the maze and either overcome the hurdles, or have not overcome the hurdles. Or, if you have a close friend or relative who is either on Medicaid or Medicare, and what they have confided in you about their position on the care offered them.

  2. Cagsil profile image60
    Cagsilposted 7 years ago

    Hello emerald moss,

    I noticed your forum topic, while searching for unanswered posts and when I first read the topic, it drew me to check out what you had to say.

    How ever, you seem to be missing a vital point to your discussion.....healthcare reform?

    You might think that your healthcare program offered by government is adequate, but there are millions of people who are not covered at all, and that alone is driving up the costs.

    As you're already aware of - social security is not offering COLI to people for 2010 or 2011, so to cut on expenses.

    You also wanted to hear from people who are similiar to you and your circumstances, which says you're not really interested in knowing about others.

    It seems like you're trying to help yourself overcome some obstacle, instead of truly helping others.

    If you think I'm being harsh, and I have offended you....then I suggest you re-read your own post.

    It's nice that you want to share your experiences. Honestly it is, but motivations are key to building associations with others. If your true motive is to help yourself only, then most will not help you. If your true motive is for the benefit of others, it can be seen throughout everything you do. Even, when you form writings such as posts like this.

    Try to have a good day.

    Thanks for listening.

    1. Emerald Moss 31 profile image60
      Emerald Moss 31posted 7 years ago in reply to this

      Hi Cagsil,
      Thank you for your post.  I did not mention my personal opinion on gov. health care as it stands now, because I was trying to leave, at least the issue of the forum, unbiased. 
      I also wrote that I 'especially' wanted to hear from a particular demographic, because your response was presisely my point for putting the issue on the forum.  I do care about people who are not in my demographic.  I wish I wasn't in my demographic, and perhaps that was what you picked up on in my posting.  However, my situation is what it is.  I do not know what COLI is, in fact, I have spent most of the last 40 years trying to stay away from 'educating' myself about what Social Security does offer,  I have been totally frustrated with what they don't or won't offer.  For example, in California, they have redused our checks $62 a month since the beginning of the year.  Medical stopped paying at all- nothing for Dental or Eye Care. This has gotten no media coverage in the LA area.  There seems to be a news black-out exactly because Health Reform has been on the front burner, in the political environment.  They cut back our checks and coverage, we can even less afford to suppliment what they don't cover.  The American people would be agast if they realized that every time the Federal or State budget is in dire straights, people on fixed income are the first to be bleed. Forcing those who already have insurance to get into a gov program myay not be what they would like. That makes it even harder for those who could not get on these gov programs in the first place.  Then it taxes the 'free' health care that those without insurance count on.  And that, in turn, taxes those who maybe are already having trouble paying for the insurance they have.  I don't know what the answer should be but the whole system is in need of reform. And did you know, it is not only the so called 'illegal' immigrants who can not even purchase health insurance, it is legal immigrants who are working here and have visa's or green cards that are not even allowed to purchase insurance , even though they can afford it.  They may be able to afford insurance, but they can not afford to pay out of hand the full cost of their care.  And so they relly have no choise than to use resources that could be allocated elsewhere if they were allowed to just, at least, purchase insurance.
      My care is not adequate, nor is it for most people I know who have gov health care.  Again, that too was the point of my forum post.  Only an 'authorized provider' can take a Medicare or Medicaid patient.  Not many Doctors want to be 'authorized'!  In times when the gov is in economic dire straits ( I've noticed it happens about every 7 to 10 years, and lasts for about 3 years), the only doctors that do accept gov insurance are at community clinics.
      After my second baby was born, my teeth just died,  within the first year, I needed 12 root canals.  I wanted them pulled, but the dentists would not do it, they didn't accept gov insurance anyway. I lived in NH and they did not have dental insurance, so when I moved to Massachusetts, I ended up going back to a dentist in NH with the insurance from Massachusetts, because the dentists in Massachusetts didn't accept Massachusetts insurance.  It took 9 months of my dentist calling, and calling, and calling,Massachusetts to see if the work had been approved.  It had to be approved by the Regional Office because I needed so much work done all at once.  People who can already afford insurance would want to have to accept these rules if they are forced to have gov insurance?  I don't think so.
      Then there is my allergy-related asthma.  Not one doctor for the last 40 years has asked me for my childhood medical records.  Because of my income level,  I guess I, and many others, not in the 'inner circle' can not have pre-existing conditions if the onset was before the age of 18!   What problems this creates, is that, say you have had a side effect reaction to a particular medication before the age of 18, but your gov doctor says they don't get funding to send to have your records transfered, or that they tried and got a 'could not locate' response- ah-t.s!  Then they repeat past mistakes by crashing out your body so bad you end up in ICU,  that costs the taxpayers a heck of alot more than if they had paid to get your medical  records in the first place.  Not to mention You can not sue the gov without their permission, and that goes for their health care providers-  I have paperwork to prove this.
      I am not selfish,  I could have married a wealthy cousin and then I would not have experianced what I have.  It really hurt my feelings that anyone might have thought I've been doing this or anything, only for myself.  I, like everyone else, have made my own choises, and I am responsible for the position I've gotten myself into.  The cousin I could have married, even though wealthy, is an arrogant selfish spoiled 'b', who doen't care what happens to me if he can't have it.  Exactly why I made the choise I made,  he is like that with people outside the famiy too. And he makes political contributions to campaigns.  I have other cousins who are the same and so are their friends.  I know them because of the closeness of family, unlike those outside the family, I know what impresses them, what makes them angry, and how, and if their hearts can be gotten to.  I observed them hurting many people they didn't think I should care about, because of family arranged marriages.  But I think family arranged marriage is slavery,  so I cared about the people I saw them injure.  They and their politicians are hurting the mass populas now through the war in the middle east, the economy, the greedy banking system and housing market, then they had to add health care reform to the mix and, as I said, managed not to let the people know that they can't handle responsibly the health care system they already have and they want to control the health care of the rest of the population too.  They are brow-beating the mass populas with too much all at once. And they are well aware of what they are doing- they jsut like to act 'dumb'!

      I haven't paid much attention to this forum , I found a website that lets me make money for designing things and I seriously got lost in it, I guess for the past 3 weeks.  I'm sorry,  I'll try to be a better hostess! And this is probably much too long  So I will revisit the way I presented the issue later tonight, thank you for the constructive criticism, I am ver, perhaps too passionate about all this.  I don't like to get 'taken' and human nature tells me that neither does anyone else.

    2. Emerald Moss 31 profile image60
      Emerald Moss 31posted 7 years ago in reply to this

      Hi Cagsil,
      Thank you for your post.  I did not mention my personal opinion on gov. health care as it stands now, because I was trying to leave, at least the issue of the forum, unbiased. 
      I also wrote that I 'especially' wanted to hear from a particular demographic, because your response was presisely my point for putting the issue on the forum.  I do care about people who are not in my demographic.  I wish I wasn't in my demographic, and perhaps that was what you picked up on in my posting.  However, my situation is what it is.  I do not know what COLI is, in fact, I have spent most of the last 40 years trying to stay away from 'educating' myself about what Social Security does offer,  I have been totally frustrated with what they don't or won't offer.  For example, in California, they have redused our checks $62 a month since the beginning of the year.  Medical stopped paying at all- nothing for Dental or Eye Care. This has gotten no media coverage in the LA area.  There seems to be a news black-out exactly because Health Reform has been on the front burner, in the political environment.  They cut back our checks and coverage, we can even less afford to suppliment what they don't cover.  The American people would be agast if they realized that every time the Federal or State budget is in dire straights, people on fixed income are the first to be bleed. Forcing those who already have insurance to get into a gov program myay not be what they would like. That makes it even harder for those who could not get on these gov programs in the first place.  Then it taxes the 'free' health care that those without insurance count on.  And that, in turn, taxes those who maybe are already having trouble paying for the insurance they have.  I don't know what the answer should be but the whole system is in need of reform. And did you know, it is not only the so called 'illegal' immigrants who can not even purchase health insurance, it is legal immigrants who are working here and have visa's or green cards that are not even allowed to purchase insurance , even though they can afford it.  They may be able to afford insurance, but they can not afford to pay out of hand the full cost of their care.  And so they relly have no choise than to use resources that could be allocated elsewhere if they were allowed to just, at least, purchase insurance.
      My care is not adequate, nor is it for most people I know who have gov health care.  Again, that too was the point of my forum post.  Only an 'authorized provider' can take a Medicare or Medicaid patient.  Not many Doctors want to be 'authorized'!  In times when the gov is in economic dire straits ( I've noticed it happens about every 7 to 10 years, and lasts for about 3 years), the only doctors that do accept gov insurance are at community clinics.
      After my second baby was born, my teeth just died,  within the first year, I needed 12 root canals.  I wanted them pulled, but the dentists would not do it, they didn't accept gov insurance anyway. I lived in NH and they did not have dental insurance, so when I moved to Massachusetts, I ended up going back to a dentist in NH with the insurance from Massachusetts, because the dentists in Massachusetts didn't accept Massachusetts insurance.  It took 9 months of my dentist calling, and calling, and calling,Massachusetts to see if the work had been approved.  It had to be approved by the Regional Office because I needed so much work done all at once.  People who can already afford insurance would want to have to accept these rules if they are forced to have gov insurance?  I don't think so.
      Then there is my allergy-related asthma.  Not one doctor for the last 40 years has asked me for my childhood medical records.  Because of my income level,  I guess I, and many others, not in the 'inner circle' can not have pre-existing conditions if the onset was before the age of 18!   What problems this creates, is that, say you have had a side effect reaction to a particular medication before the age of 18, but your gov doctor says they don't get funding to send to have your records transfered, or that they tried and got a 'could not locate' response- ah-t.s!  Then they repeat past mistakes by crashing out your body so bad you end up in ICU,  that costs the taxpayers a heck of alot more than if they had paid to get your medical  records in the first place.  Not to mention You can not sue the gov without their permission, and that goes for their health care providers-  I have paperwork to prove this.
      I am not selfish,  I could have married a wealthy cousin and then I would not have experianced what I have.  It really hurt my feelings that anyone might have thought I've been doing this or anything, only for myself.  I, like everyone else, have made my own choises, and I am responsible for the position I've gotten myself into.  The cousin I could have married, even though wealthy, is an arrogant selfish spoiled 'b', who doen't care what happens to me if he can't have it.  Exactly why I made the choise I made,  he is like that with people outside the famiy too. And he makes political contributions to campaigns.  I have other cousins who are the same and so are their friends.  I know them because of the closeness of family, unlike those outside the family, I know what impresses them, what makes them angry, and how, and if their hearts can be gotten to.  I observed them hurting many people they didn't think I should care about, because of family arranged marriages.  But I think family arranged marriage is slavery,  so I cared about the people I saw them injure.  They and their politicians are hurting the mass populas now through the war in the middle east, the economy, the greedy banking system and housing market, then they had to add health care reform to the mix and, as I said, managed not to let the people know that they can't handle responsibly the health care system they already have and they want to control the health care of the rest of the population too.  They are brow-beating the mass populas with too much all at once. And they are well aware of what they are doing- they jsut like to act 'dumb'!

      I haven't paid much attention to this forum , I found a website that lets me make money for designing things and I seriously got lost in it, I guess for the past 3 weeks.  I'm sorry,  I'll try to be a better hostess! And this is probably much too long  So I will revisit the way I presented the issue later tonight, thank you for the constructive criticism, I am ver, perhaps too passionate about all this.  I don't like to get 'taken' and human nature tells me that neither does anyone else.

    3. Emerald Moss 31 profile image60
      Emerald Moss 31posted 7 years ago in reply to this

      Hi Cagsil,
      Thank you for your post.  I did not mention my personal opinion on gov. health care as it stands now, because I was trying to leave, at least the issue of the forum, unbiased. 
      I also wrote that I 'especially' wanted to hear from a particular demographic, because your response was presisely my point for putting the issue on the forum.  I do care about people who are not in my demographic.  I wish I wasn't in my demographic, and perhaps that was what you picked up on in my posting.  However, my situation is what it is.  I do not know what COLI is, in fact, I have spent most of the last 40 years trying to stay away from 'educating' myself about what Social Security does offer,  I have been totally frustrated with what they don't or won't offer.  For example, in California, they have redused our checks $62 a month since the beginning of the year.  Medical stopped paying at all- nothing for Dental or Eye Care. This has gotten no media coverage in the LA area.  There seems to be a news black-out exactly because Health Reform has been on the front burner, in the political environment.  They cut back our checks and coverage, we can even less afford to suppliment what they don't cover.  The American people would be agast if they realized that every time the Federal or State budget is in dire straights, people on fixed income are the first to be bleed. Forcing those who already have insurance to get into a gov program myay not be what they would like. That makes it even harder for those who could not get on these gov programs in the first place.  Then it taxes the 'free' health care that those without insurance count on.  And that, in turn, taxes those who maybe are already having trouble paying for the insurance they have.  I don't know what the answer should be but the whole system is in need of reform. And did you know, it is not only the so called 'illegal' immigrants who can not even purchase health insurance, it is legal immigrants who are working here and have visa's or green cards that are not even allowed to purchase insurance , even though they can afford it.  They may be able to afford insurance, but they can not afford to pay out of hand the full cost of their care.  And so they relly have no choise than to use resources that could be allocated elsewhere if they were allowed to just, at least, purchase insurance.
      My care is not adequate, nor is it for most people I know who have gov health care.  Again, that too was the point of my forum post.  Only an 'authorized provider' can take a Medicare or Medicaid patient.  Not many Doctors want to be 'authorized'!  In times when the gov is in economic dire straits ( I've noticed it happens about every 7 to 10 years, and lasts for about 3 years), the only doctors that do accept gov insurance are at community clinics.
      After my second baby was born, my teeth just died,  within the first year, I needed 12 root canals.  I wanted them pulled, but the dentists would not do it, they didn't accept gov insurance anyway. I lived in NH and they did not have dental insurance, so when I moved to Massachusetts, I ended up going back to a dentist in NH with the insurance from Massachusetts, because the dentists in Massachusetts didn't accept Massachusetts insurance.  It took 9 months of my dentist calling, and calling, and calling,Massachusetts to see if the work had been approved.  It had to be approved by the Regional Office because I needed so much work done all at once.  People who can already afford insurance would want to have to accept these rules if they are forced to have gov insurance?  I don't think so.
      Then there is my allergy-related asthma.  Not one doctor for the last 40 years has asked me for my childhood medical records.  Because of my income level,  I guess I, and many others, not in the 'inner circle' can not have pre-existing conditions if the onset was before the age of 18!   What problems this creates, is that, say you have had a side effect reaction to a particular medication before the age of 18, but your gov doctor says they don't get funding to send to have your records transfered, or that they tried and got a 'could not locate' response- ah-t.s!  Then they repeat past mistakes by crashing out your body so bad you end up in ICU,  that costs the taxpayers a heck of alot more than if they had paid to get your medical  records in the first place.  Not to mention You can not sue the gov without their permission, and that goes for their health care providers-  I have paperwork to prove this.
      I am not selfish,  I could have married a wealthy cousin and then I would not have experianced what I have.  It really hurt my feelings that anyone might have thought I've been doing this or anything, only for myself.  I, like everyone else, have made my own choises, and I am responsible for the position I've gotten myself into.  The cousin I could have married, even though wealthy, is an arrogant selfish spoiled 'b', who doen't care what happens to me if he can't have it.  Exactly why I made the choise I made,  he is like that with people outside the famiy too. And he makes political contributions to campaigns.  I have other cousins who are the same and so are their friends.  I know them because of the closeness of family, unlike those outside the family, I know what impresses them, what makes them angry, and how, and if their hearts can be gotten to.  I observed them hurting many people they didn't think I should care about, because of family arranged marriages.  But I think family arranged marriage is slavery,  so I cared about the people I saw them injure.  They and their politicians are hurting the mass populas now through the war in the middle east, the economy, the greedy banking system and housing market, then they had to add health care reform to the mix and, as I said, managed not to let the people know that they can't handle responsibly the health care system they already have and they want to control the health care of the rest of the population too.  They are brow-beating the mass populas with too much all at once. And they are well aware of what they are doing- they jsut like to act 'dumb'!

      I haven't paid much attention to this forum , I found a website that lets me make money for designing things and I seriously got lost in it, I guess for the past 3 weeks.  I'm sorry,  I'll try to be a better hostess! And this is probably much too long  So I will revisit the way I presented the issue later tonight, thank you for the constructive criticism, I am ver, perhaps too passionate about all this.  I don't like to get 'taken' and human nature tells me that neither does anyone else.

    4. Emerald Moss 31 profile image60
      Emerald Moss 31posted 7 years ago in reply to this

      Hi Cagsil,
      Thank you for your post.  I did not mention my personal opinion on gov. health care as it stands now, because I was trying to leave, at least the issue of the forum, unbiased. 
      I also wrote that I 'especially' wanted to hear from a particular demographic, because your response was presisely my point for putting the issue on the forum.  I do care about people who are not in my demographic.  I wish I wasn't in my demographic, and perhaps that was what you picked up on in my posting.  However, my situation is what it is.  I do not know what COLI is, in fact, I have spent most of the last 40 years trying to stay away from 'educating' myself about what Social Security does offer,  I have been totally frustrated with what they don't or won't offer.  For example, in California, they have redused our checks $62 a month since the beginning of the year.  Medical stopped paying at all- nothing for Dental or Eye Care. This has gotten no media coverage in the LA area.  There seems to be a news black-out exactly because Health Reform has been on the front burner, in the political environment.  They cut back our checks and coverage, we can even less afford to suppliment what they don't cover.  The American people would be agast if they realized that every time the Federal or State budget is in dire straights, people on fixed income are the first to be bleed. Forcing those who already have insurance to get into a gov program myay not be what they would like. That makes it even harder for those who could not get on these gov programs in the first place.  Then it taxes the 'free' health care that those without insurance count on.  And that, in turn, taxes those who maybe are already having trouble paying for the insurance they have.  I don't know what the answer should be but the whole system is in need of reform. And did you know, it is not only the so called 'illegal' immigrants who can not even purchase health insurance, it is legal immigrants who are working here and have visa's or green cards that are not even allowed to purchase insurance , even though they can afford it.  They may be able to afford insurance, but they can not afford to pay out of hand the full cost of their care.  And so they relly have no choise than to use resources that could be allocated elsewhere if they were allowed to just, at least, purchase insurance.
      My care is not adequate, nor is it for most people I know who have gov health care.  Again, that too was the point of my forum post.  Only an 'authorized provider' can take a Medicare or Medicaid patient.  Not many Doctors want to be 'authorized'!  In times when the gov is in economic dire straits ( I've noticed it happens about every 7 to 10 years, and lasts for about 3 years), the only doctors that do accept gov insurance are at community clinics.
      After my second baby was born, my teeth just died,  within the first year, I needed 12 root canals.  I wanted them pulled, but the dentists would not do it, they didn't accept gov insurance anyway. I lived in NH and they did not have dental insurance, so when I moved to Massachusetts, I ended up going back to a dentist in NH with the insurance from Massachusetts, because the dentists in Massachusetts didn't accept Massachusetts insurance.  It took 9 months of my dentist calling, and calling, and calling,Massachusetts to see if the work had been approved.  It had to be approved by the Regional Office because I needed so much work done all at once.  People who can already afford insurance would want to have to accept these rules if they are forced to have gov insurance?  I don't think so.
      Then there is my allergy-related asthma.  Not one doctor for the last 40 years has asked me for my childhood medical records.  Because of my income level,  I guess I, and many others, not in the 'inner circle' can not have pre-existing conditions if the onset was before the age of 18!   What problems this creates, is that, say you have had a side effect reaction to a particular medication before the age of 18, but your gov doctor says they don't get funding to send to have your records transfered, or that they tried and got a 'could not locate' response- ah-t.s!  Then they repeat past mistakes by crashing out your body so bad you end up in ICU,  that costs the taxpayers a heck of alot more than if they had paid to get your medical  records in the first place.  Not to mention You can not sue the gov without their permission, and that goes for their health care providers-  I have paperwork to prove this.
      I am not selfish,  I could have married a wealthy cousin and then I would not have experianced what I have.  It really hurt my feelings that anyone might have thought I've been doing this or anything, only for myself.  I, like everyone else, have made my own choises, and I am responsible for the position I've gotten myself into.  The cousin I could have married, even though wealthy, is an arrogant selfish spoiled 'b', who doen't care what happens to me if he can't have it.  Exactly why I made the choise I made,  he is like that with people outside the famiy too. And he makes political contributions to campaigns.  I have other cousins who are the same and so are their friends.  I know them because of the closeness of family, unlike those outside the family, I know what impresses them, what makes them angry, and how, and if their hearts can be gotten to.  I observed them hurting many people they didn't think I should care about, because of family arranged marriages.  But I think family arranged marriage is slavery,  so I cared about the people I saw them injure.  They and their politicians are hurting the mass populas now through the war in the middle east, the economy, the greedy banking system and housing market, then they had to add health care reform to the mix and, as I said, managed not to let the people know that they can't handle responsibly the health care system they already have and they want to control the health care of the rest of the population too.  They are brow-beating the mass populas with too much all at once. And they are well aware of what they are doing- they jsut like to act 'dumb'!

      I haven't paid much attention to this forum , I found a website that lets me make money for designing things and I seriously got lost in it, I guess for the past 3 weeks.  I'm sorry,  I'll try to be a better hostess! And this is probably much too long  So I will revisit the way I presented the issue later tonight, thank you for the constructive criticism, I am ver, perhaps too passionate about all this.  I don't like to get 'taken' and human nature tells me that neither does anyone else.

 
working