No and I would not borrow money for something like a holiday anyway. I have never had a loan from a bank and think they are pretty stupid for offering, if they give me money they will never see it again! I do not make enough money to pay back a loan so I don't take em out in the first place. If I could afford to pay back a loan I would have enough money to not need a loan so the whole thing makes no sense to me.
It's how I was raised. I was taught that debt is a dirty word. That you might have to borrow money to buy a house or get an educations since those things are so darned expensive BUT you should make paying off that debt a top priority as its almost shameful to owe anyone or anything money. I suspect people will start feeling this way again in the years to come