Forget the following books that you've heard so much about:

- Rich Dad, Poor Dad

- Cashflow Quadrant

- The Millionaire Next Door

- The Richest Man in Babylon

- The Storehouse Principle

- The Automatic Millionaire

No one of these resources will be of value to you, unless you are resolute and determined to do the following things:

1. Set your financial target or goal;

2. Set your plan;

3. Adaptize & Flexibilitize your plan;

4. Set up your sounding board;

5. Take baby steps; and

6. Make reading a priority

Let's look at each of these in some detail.

You must set a target or goal that is uniquely yours! Look to others for positve insights and ideas, but you need to make the decision on what is best for you and your financial future. You will be the one who will working the  plan to accomplish your goal. Make sure it is a goal you can dedicate yourself to.

Set your plan to accomplish your target or goal. As with setting your goal, you can look to others for help to identify the proper positive steps to develop the plan that will work for you. You are the person accountable for working this plan, so you have the final say on what the plan is. I would recommend a short term (3 - 6 months) and a long term (2 - 5 years) plan. Some say you should have a mid term plan, too, but if you review your plan at least monthly and make continual adjustments, you will be successful. There are some tools available that you might want to incorporate to assist you.

I know, you've never heard of these words, its okay, you'll get the point. The plan you have set is a road map on where you want to go and how you will get there. Sometimes, there will be detours along the way. If you or your plan aren't flexible and adaptable, you might hit a brick wall. Now hitting a brick wall isn't negative at all, unless you stand there and stare at it for way too long. Acknowledge the brick wall or obstacle. If you were totally surprised by the brick wall event, reset your plan so that it doesn't happen again or set it so that you can recover as quickly as possible (remember the saying, 'This too shall pass').

Establish your sounding board of two to four positive people who will encourage you along the way. This is a must for your success. If you don't have them right now, don't be discouraged, you will find them. Mostly, you will find that working your plan will bring the right people to you. You will be asking questions and interacting with all kinds of people as you work your plan - your sounding board may come from some of them. And, don't be surprised when it is someone whom you least expected it to be.

A lot of people get knocked off their feet (their target), because they wanted to do it all at once. In most cases, people don't get to where they are by a single event. Recognize that it most likely happened little by little, and then you came to the realization that you weren't where you thought you should be. Now that you have set your financial target and you have a plan, you need to move forward. You should do something toward accomplishing your goal every day. It is easy to get discouraged or sidetracked when you aren't working your plan. Always look forward, focusing on your plan, and soon your baby steps will be teenage steps of accomplishment. From there, adult steps will soon follow, and you will be making great strides toward the accomplishment of your financial goals.

You must read! I know what I said at the beginning of this article, but a minimum of 15 minutes a day is what you need to jumpstart your goal accomplishment. Alternate between the list of financial advice books I mentioned above and books or articles on building a positive self image. I recommend Success magazine and the Little Gold Book of Yes! Attitude, to start. I prefer reading, because it helps me to stay focused, but I also listen to CD's and Audiobooks in my automobile. Whatever it takes, get the fifteen minutes of reading done every day of every week of every year! This will help you overcome those brick walls.