The Internet is full of ways to save money, but too often these money saving tips focus on the minutia.  This is such a wrong approach.

Instead of worrying about the latte factor, think big.  Attack the biggest and best ways to save money.  By focusing on the important and big ticket items, you can save thousands of dollars with a little effort as compared to small savings that you can achieve from not buying small purchases.

So, let's get to it.  You are not reading this for your health.  You want help to save money.  Here are 7 areas where you can save big money.

7 Best Ways To Save Money

1. Get the best price on the largest expenditures you are going to be making in the next six months.  This could be the purchase of a new house, a new car or new home appliances.  If you could save $4,000 on your next car purchase, that is more than 1,000 lattes at Starbucks.
2. Evaluate your largest monthly expenses and see if there are any that you can save money on or cut.  Take a look at your car insurance, your gym membership, your cable bill.  If you could cut one of these bills by 30% that would be a huge savings over the year.
3. Stop paying for monthly services you are not using.  This might be related to money saving tip number 2 above.  If you are paying for a gym membership that you are not using, cancel it.  Don't waste your money on subscriptions that you are not using.
4. Call your credit card company and ask them to lower your credit card rate.  If you are carrying a balance on your credit card, this could be the easier way to save money.  One simple phone call can save you tons of money.
5. Raise your car insurance deductible.  This is one of my favorite ways to save money.  Give your car insurance company a call and see how much money you could save on car insurance if you raised your deductible.
6. Pay off your credit card balance.  This one is a no brainer.  One of the best ways to save money is to stop paying interest to credit card companies.  If you just hunker down and payoff your credit card balance, you can save a lot of money.
7. Find a better price for home heating oil.  If you heat your home throughout the year with home heating oil, do you research.  You might be able to find a lower home heating oil price by calling several home oil companies.

I hope that these 7 best ways to save money tips give you 7 specific actions that you can take today to save money.  If you spent 2 hours working on these 7 money saving tips, you could save a lot of money.

If you would like to read more money saving tips, check out the Citibank online banking at the Online Banks Blog.  You can find some great ways to save money.  One sample article that you might enjoy is Best Car Rental Rates.