What Can You Get From A Car Accident Claim?
69The most basic answer is that you can get money from a car accident claim. But for what, you may ask? That's where this stops being so basic. There are lots of damages that you can get compensation for, and since each situation is different I can't possibly list everything that is available. What I can do is show you what the usual damages are and how to get the most money for them, as well as some of the less frequent (but still equally important) things you can be compensated for.
Ideally, you are seeking compensation from someone else or their insurance company. If you are going to ask for a lot from your own insurance company for your car accident claim, your rates are going to skyrocket. Remember to always keep your insurance company in the loop with everything that is going on, as well as your attorney (if you have one, and you probably should). If you are doing this without legal representation, be ready to take on a slew of paperwork and thick bureaucracy to get your claim completed. The most common compensation with car accident claims are auto expenses, lost wages, and medical expenses.
Auto Expenses
When preparing your car accident insurance claim, the auto expenses will add up very quickly. These expenses include the value of the car if totaled, fixing damage, towing, storage, and rental cars. If there are any out of pocket expenses be sure to keep any receipts and records, even if you aren't totally sure it can be claimed. It's much easier to throw a receipt away later than it is to try and dig up a copy of it in a pinch.
When getting estimates on damages be sure to get more than one opinion. The prices at mechanics and body shops vary depending on their quality. Do your best to find the highest quality shop to repair your car and write your estimate. You'll be able to use this higher dollar amount as negotiation later on with the insurance company.
Lost Wages
Missing work isn't always a bad thing, but when you aren't getting any income it can be. Your lost wages also includes any overtime that you would normally get, any increase in pay that you would have received, and vacation time that would have been taken had you not been injured. All of these things should be accounted for in your car accident personal injury claim. Your boss or HR department will write a letter that states what your lost wages are and will usually submit it to your lawyer.
Medical Expenses
The rule of thumb with medical treatment after a car accident is to get everything treated now, or you'll have to deal with the pain and medical bills on your own insurance later on. Get second opinions if you feel that your doctor isn't treating everything that he or she needs to. Keep very tight records of everything that you receive from your doctors office. Missing records can jeopardize car accident claim compensation.
Other Damages
There are all sorts of other damages that can be filed on your car accident injury claim. Most of them are non-tangible damages that are hard to place a dollar amount on. These are damages like pain, suffering, and grieving. This is a crucial time to have legal help. They have experience dealing with these types of damages and can help put a dollar value on these for your case. If you are winging this on your own, come up with a number that you feel is fair then add 20% to account for the amount that it will be negotiated down by the other insurance company.
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Car Accident Claims in the News
- Tiger Woods says one-car accident 'my fault'ESPN2 days ago
Tiger Woods canceled yet another meeting with state troopers and posted a statement on his Web site that said the accident was his fault, but failed to address lingering questions about the crash that sent him to a hospital.
- Tiger Woods car crash: sponsors Nike and Gatorade stand by golferDaily Telegraph12 hours ago
Tiger Woods receives backing from Nike and Gatorade in wake of intense media scrutiny regarding car crash.
- ASK THE LAWYER: Aggravation of an existing conditionDaily Breeze25 hours ago
Q: Before the car accident, I had some back problems, but they were occasional. I am in my 50s, there is some wear and tear, and I like golfing. I went to the chiropractor a bit in the past. Now I have far worse issues, and may require surgery. The other side says it is not a substantial claim because it is "just aggravation of a prior condition." I did not need surgery before! How does this go ...









