Free credit report dot com, tell all your friends, tell your mom...the jingles are quite catchy.  When you are looking for an absolutely free credit report and you are trying to think of places to get one, the first place you are probably going to go is free credit report dot com.  That is what has been advertised all the time and they have all those funny and dorky commericals.  You know what I'm talking about right? You've probably even sung some of the songs you heard.  Despite the funny commercials, credit reports are serious business.  If you have a bad credit report with several negative items, late pays, inquiries, and bankruptcies, you can expect to pay through the nose for any type of loan you want...that's if someone even approves you for a car or home loan.  What's in your credit report? Should it all be in there? Get an absolutely free credit report at free credit report dot com:

Click Here To Get An Absolutely Free Credit Report

Now understand that those commercials are not free.  It takes a lot of money to advertise on national TV.  So don't think you are getting something for nothing.  You have to give them your credit card information and your personal information along with your social security number.  The site is safe but you have to know what you are getting into before you do anything.  If you listen closely to those commercials you will hear very quickly that offer applies with enrollment in Triple Advantage which is a credit monitoring service.  Credit monitoring is not a bad service.  It can help protect you from identity theft which is the fastest growing crime in America and can cost you hundreds of hours and thousands of dollars if you are ever a victim.  So credit monitoring is a valuable service.  Just be aware that if you do not cancel you will be charged a monthly fee. 

If you want to avoid this monthly fee and get 3 absolutely free credit reports with no credit card needed, you can go the government's free credit report site and get your reports there.  That site is annualcreditreport.com but it does not come with any free credit scores.  You have to pay for those if you want them. 

Ok, now that we have our credit reports, what do we do to make them look better and get better interest rates? You have to get rid of the bad stuff and make sure all the good stuff that should be in there is in fact in there.  It can be a tedious process to contact the credit reporting agencies and have them investigate all the items you dispute in your file but if you can do it, you can boost your credit score by up to 135 points in less than 2 months.  I've found a course that makes the whole process rather simple and easy to understand.  Here's a tip on how to save $10 on the course.  Click the link below and wait for the page to load.  Now press the "back" button and let the popup load.  It will give you a secret link to save $10 on the credit report and credit score boosting course.  You're welcome. :o)

Click Here To Boost Your Credit Score By 135 Points

Now everybody sing the song along with me...free credit report dot com, tell your friends, tell your dad, tell your mom...get an absolutely free credit report...