Advanta business credit cards with greate balance transfer offers
64Advanta Business Credit Cards offer cheap balance transfers with low interest rates and no annual fees, and Advanta is a great option if you need a credit card loan. Plus, they offer cash back reward programs that tin aid save you money on gasoline, electronics, utilities, and online advertisement services. Advanta business cards do great balance transfer credit cards, because they offer either fee-free balance transfers or balance transfer fees that are cheaper than most credit card issuers.
The Advanta Life of Balance card characteristics a fixed 2.99% APR for the life of your balance transfer loan on balances transferred within the first 3 calendar months of your membership, and the balance transfer fee is waived with this offer. That’s A free balance transfer with a low APR for the life of your loan, which is a great manner to pay off large amounts of credit card debt without having to worry about constantly transferring balances or paying high interest rates.
The Advanta Platinum BusinessCard with Rewards is also a great balance transfer credit card as it offers a 0% APR on balance transfers for the first 16 calendar months and a 7.99% fixed APR thereafter. There is a 3% balance transfer fee with this offer, but the upper limit fee that you will be charged is $50, which is less than the average upper limit charge of $75 to $100 for most card issuers, and this tin save you money if you are making around $1,700 or more than in balance transfers.
The Advanta Platinum BusinessCard offers a 0% APR on both balance transfers and purchases for the first 12 months, and the same low balance transfer fees apply. Depending on how much money you desire to transfer and how long it will take you to pay off your balance transfer loan, these Advanta balance transfer cards offer respective options to assist you eliminate your credit card debt.
The Advanta business cards also offer great low interest rates. The Advanta Platinum BusinessCard with Rewards have one of the lowest interest rates in the credit card industry, as it is actually below the Prime Rate.
The Advanta Platinum BusinessCard with Rewards have a purchase APR of Prime Rate minus 0.26% (currently the purchase APR is listed as 7.99% on the terms and statuses for this card, but it will soon change to reflect the new Prime Rate of 7.75%, astatine which clip the purchase APR will be 7.49%).
The Advanta Life of Balance Platinum Card also have got a low interest rate for purchases of Prime Rate plus 1.74% (currently listed as 9.99% on the terms and conditions), so these are great cards for those that are interested in carrying a balance, and although the Advanta Platinum BusinessCard have a slightly higher purchase APR of Prime Rate plus 5.99% (currently 14.24%), it makes have a 0% interest rate on purchases and balance transfers for the first 12 months, so it’s also a great card if you need a credit card loan or you desire to transfer a balance and program on paying off your purchases or balance transfer within the first year.
Advanta business cards also offer cash discount reward programs that tin save you money on choice purchases in the following categories: gasoline and Diesel fuel; computers, computing machine supplies, electronics and office supplies; online advertisement services; and public utilities and telecommunications. You can also choose for the travel rewards programme that allows you to earn points towards assorted travel rewards and other merchandise.
The Advanta Life of Balance Platinum Card offers a 6% discount on purchases in the above choice classes and a 1% discount on all other purchases, and the Advanta Platinum BusinessCard with Rewards offers a 5% discount on the above choice classes and a 1% discount on all other purchases. However, it is of import to understand that the cash reward programs are based on a tiered rebate, so you won’t always earn the highest discount for your purchases.
The Advanta Life of Balance card gives you the 6% discount in choice classes on your first $500 in annual purchases and you’ll get 1% thereafter, while you’ll only earn the full 1% on standard purchases after you attain $20,000 in annual purchases. The Advanta Platinum BusinessCard with Rewards gives you the 5% discount in choice classes on your first $1,200 in annual purchases and you’ll get 1% thereafter, and you’ll only earn the full 1% on standard purchases after you attain $15,000 in annual purchases.
It’s A great manner to earn a cash discount in choice classes if you don’t pass too much money in these classes each year, but the Advanta credit cards are generally better for balance transfers and low interest rates, and other Business Cash Rebate Cards and Cash Rebate Credit Cards are available if you are strictly interested in earning cash discounts on your purchases.
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Comments
A PERSON WOULD HAVE TO BE CRAZY TO GET AN ADVANTA CARD WITH THEIR CURRENT CARD TERMS AND CONDITIONS. THEY OFFER 0% FOR 15 MONTHS AND THEN IN THEN RATE JACK PEOPLE BEFORE THE TIME IS UP. THEY HAVE A CLAUSE IN THE AGREEMENT THAT SAYS THEY CAN CHANGE ANY TERMS IN THE AGREEMENT ANY TIME THEY WANT FOR ANY REASON. WHO WOULD WANT A CARD FROM ADVANTA WITH THAT KIND OF CLAUSE?
Advanta is a lost cause and you should go for a business credit card or other type like American Express for Business. To compare and apply online you can go to http://www.creditcardwave.com
charlene says:
15 months ago
I’m another outraged Advanta Credit card holder (5 year customer). My rate also jumped to 34.9% this month despite my outstanding credit record and payment history. As a small retail business owner, my sales have gone down by 30% since the economic crises began and when ADVANTA hiked my interest rate, it more than doubled my minimum payment at a time when my business is gasping to survive. This is criminal in my book, but apparently they are doing this to so many of their customers as I found ADVANTA listed on RipOffReport.com. Here is the link:
http://www.ripoffreport.com/searchresults.asp?q1=A
ADVANTA is one of those failing banks. This year their second quarter earnings went down 83%. Their stock went from $30.00 to less than $5.00. It's nice to see their stock going down down down. They are also gasping and I sure hope they croak soon! Though I am sure this bank will get their share of the $700+ Billion Bailout money. I am happy there is limit in the bill on how much a CEO of a bankrupt Bank can get.
Here is another outrage. The bailout bill was signed by the President and put into law today and yesterday there was a Credit Cardholders Bill of Rights bill that was passed by congress and it went to the senate where it died. This bill would have stopped these fraudulent practices. Of course, the credit card banks did not want it to pass. I wonder how much the lobbyist paid to stop it from passing. Corruption runs rampant on the hill.
Thanks for allowing me to vent.