Apply For A Business Credit Card Offer

51
rate or flag this page

By Rhett


Choosing the Right Credit Card for Your Business

I advise all of my clients to sit down with good old pen and paper and write out exactly what it is that they are looking for from a business credit card offer. By taking the time to do this simple exercise you will be better prepared in identifying which features and benefits are best suited to meet your financial needs.

Then, with your list in hand, consult a trusted credit card comparison web site that not only offers unbiased reviews of the offers but also allows side by side comparisons. Many credit cards now offer Introductory offers such as 0% APR on balance transfers and/or new purchases.

These intoductory offers can be quite valuable but be absoluely sure that you understand the terms that accompany them. It is important that you know how long the intro period is for and what the effective interest rate will be when it expires. I'm afraid that far too many people get caught paying a high APR when the introductory offer expires.

Other important aspects to consider include:

  • Business Credit Lines
  • Rewards Programs
  • Additional Cards for Employees
  • Discounts for Using the Card
  • Credit Limits
  • Ability to Access Account Information 24/7
  • Fraud and Theft Protection
  • Cash Back Rewards
  • Frequent Flyer Programs
  • Annual Fees

These are just a few of the things that you will want to examine closely. If your business carries a monthly balance then closely examine the APR of every offer that interests you. There are a great many banks and credit card issuers that offer business credit cards so be sure to do your homework thoroughly before you apply.

A Video Offering Tips on How to Choose a Credit Card

Print   —   Rate it:  up  down  flag this hub

Comments and Insights on the Subject of Business Credit Cards are Encouraged and Appreciated

RSS for comments on this Hub

No comments yet.

Submit a Comment

Members and Guests

Sign in or sign up and post using a hubpages account.


optional


  • No HTML is allowed in comments, but URLs will be hyperlinked
  • Comments are not for promoting your hubs or other sites

There's Gold In That There Card

Credit card issuers spend a lot of time and money in making their cards attractive to consumers. Capital One even allows its cardholders to create their own card by uploading personal pictures.
Credit card issuers spend a lot of time and money in making their cards attractive to consumers. Capital One even allows its cardholders to create their own card by uploading personal pictures.

Credit Cards News

  • Keeping an eye on credit card changes - Fort Dodge Messenger

    BBC News Keeping an eye on credit card changes Fort Dodge Messenger Prohibiting rate increases: Consumers can decline rate increases while they pay off their balance, but the consumer must stop using their card. ... Call 4 Action: Fight Back Against Rising Interest RatesToday's TMJ4 Time to stop tossing those notices about your credit cardsWashington Post Pick a better credit cardlovemoney.com CardSmart.co.uk -PR-AU.com... (press release) all 312 news articles » - 12 hours ago

  • Credit Cards: Break Up, or Make Up? - Wall Street Journal

    TopNews United States Credit Cards: Break Up, or Make Up? Wall Street Journal Do you plan to transfer a balance? You may pay a different interest rate on balance transfers as well as a balance-transfer fee of as much as 5%. ... Credit Card Tricks: Meet the New Kids on the BlockCredit Card Guide News Virgin Credit Card 'Remains king of balance transfers'Which4U - UK Credit card firms put the squeeze on consumersCapital Times Columbus Ledger-Enquirer -Chicago Tribune -CardSmart.co.uk all 134 news articles » - 8 days ago

  • Credit cards gouge consumers - MarketWatch

    ABC News Credit cards gouge consumers MarketWatch Bank of America brought out the BankAmericard Basic Visa card that features one basic rate for all transactions -- charges, balance transfers and cash ... Credit card holders 'could save money by following simple rules'CardSmart.co.uk Should You Really Cut Up That Credit Card?My Bank Tracker Bank News CreditCards.com: Weekly Credit Card Rate ReportReuters CreditCards.com -Bakersfield Californian -lovemoney.com all 506 news articles » - 5 days ago

working