Best CD (Certificate of Deposit) Rates
40Best CD Rates, Updated Daily
You'll find below an updated list of nationally available best CD rates, updated daily at RateBrain.com
Every day, our staff and automated systems looks at rates from over 200 banks in the United States, and lists the highest CD rates for 6 month CD, 1 Year CD, 2 Year CD, and 5 Year CD.
Certificates of deposit are excellent, stable, and safe investments, because you are protected by the FDIC for up to $250,000 per account.
Highest 5 Year CD Rates as of Tuesday, October 6, 2009
3.80% - Melrose Credit Union (down from 3.91%)
3.50% - iGoBanking.com (steady @ 3.50%)
3.50% - BankUnited (steady @ 3.50%)
3.50% - Citibank (steady @ 3.50%)
3.40% - Ally Bank (up from 3.30%)
Highest 2 Year CD Rates as of Tuesday, October 6, 2009
2.78% - Crane Federal Credit Union (25 month CD) (steady @ 2.78%)
2.50% - America`s Credit Union (25-month promo CD) (down from 3.00%)
2.40% - Alliant Credit Union (steady @ 2.40%)
2.40% - Frontier Bank (down from 2.60%)
2.35% - Southeast Financial CU (down from 2.75%)
Highest 1 Year CD Rates as of Tuesday, October 6, 2009
2.22% - Melrose Credit Union (down from 2.27%)
2.15% - Alliant Credit Union (steady @ 2.15%)
2.15% - America`s Credit Union (13-month promo CD) (down from 2.50%)
2.10% - ING Direct (up from 1.85%)
2.07% - State Bank of India (up from 2.02%)
To see all 1 Year CD Rates, go to http://ratebrain.com/1-year-cd
Highest 6 Month CD Rates as of Tuesday, October 6, 2009
2.00% - H&R Block Bank (steady @ 2.00%)
1.76% - Ascencia (down from 1.86%)
1.75% - Southeast Financial CU (down from 2.00%)
1.71% - Bank USA (down from 1.74%)
1.65% - Nexity Bank (down from 1.68%)
Highest Savings Account Rates as of Tuesday, October 6, 2009
2.51% - EverBank (3 Month Bonus Rate) (down from 3.01%)
2.30% - Tennessee Commerce Bank (steady @ 2.30%)
2.26% - Choice Financial (30-day intro rate) (down from 2.76%)
2.25% - SFGI Direct (steady @ 2.25%)
2.15% - ShoreBank Direct (up from 2.05%)
Highest Checking Account Rates as of Tuesday, October 6, 2009
4.51% - Sierra Bank (steady @ 4.51%)
4.44% - First Arkansas Bank (<$50k) (steady @ 4.44%)
4.04% - Coulee Bank (down from 5.01%)
4.02% - Heartland Bank (< $30k) (down from 5.06%)
4.01% - Danvers Bank (< $25k) (steady @ 4.01%)
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Comments
These rates are higher than what I find on sites like BankRate -- are these banks federally insured?
Opened an SFGI DIRECT account thanks to your info! Great Rate NO PROMO hate those!
Yes, they are all federally insured up to $250,000 The Banks through FDIC, and the credit unions through NCUA.



David Wilson says:
4 months ago
Thanks for this quick summary. Extremely helpful to see the CD rates listed in an easy to understand way!